Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Employee Benefits Survey
EBS EBS Program Links

Short-term disability plans: Method of funding

Table 22. Short-term disability plans: Method of funding, private industry
workers,  National Compensation Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics

Non-
commercially
insured1

Commercially
insured

Legally
required

Other

All workers

43

40

16

1

Worker characteristics

       

Management, professional, and related

47

39

12

1

    Management, business, and financial

50

38

12

1

    Professional and related

46

41

Service

40

34

Sales and office

47

36

    Sales and related

48

34

    Office and administrative support

46

36

Natural resources, construction, and maintenance

40

45

13

3

    Installation, maintenance, and repair

46

45

Production, transportation, and material moving

42

46

12

1

    Production

44

47

    Transportation and material moving

39

44

Full time

44

41

13

1

Part time

33

41

Nonunion

44

40

16

[2]

Average wage within the following categories:3

       

    Lowest 25 percent

33

36

        Lowest 10 percent

35

20

45

    Second 25 percent

37

45

17

[2]

    Third 25 percent

45

41

13

1

    Highest 25 percent

50

38

11

1

        Highest 10 percent

52

37

Establishment characteristics

       

Goods-producing industries

42

47

9

1

    Construction

26

46

24

4

    Manufacturing

46

47

7

1

Service-providing industries

44

38

18

1

    Trade, transportation, and utilities

42

40

        Wholesale trade

36

50

13

        Transportation and warehousing

44

40

    Information

72

23

    Financial activities

67

25

        Finance and insurance

73

22

            Credit intermediation and related activities

78

20

            Insurance carriers and related activities

70

23

8

        Real estate and rental and leasing

45

31

    Professional and business services

40

42

        Professional and technical services

34

50

        Administrative and waste services

37

36

    Education and health services

34

45

        Educational services

32

42

            Junior colleges, colleges, and universities

54

32

        Health care and social assistance

34

46

    Leisure and hospitality

32

30

38

        Accommodation and food services

33

30

37

    Other services

18

40

42

1 to 99 workers

32

43

25

[2]

    1 to 49 workers

33

39

28

1

    50 to 99 workers

30

52

100 workers or more

51

38

10

1

    100 to 499 workers

46

44

10

1

    500 workers or more

56

33

10

1

Geographic areas

       

Northeast

25

28

46

[2]

    New England

49

51

    Middle Atlantic

20

23

56

[2]

South

52

48

    South Atlantic

50

50

    East South Central

50

50

    West South Central

58

42

Midwest

56

42

2

    East North Central

54

43

3

West

43

48

    Mountain

39

61

    Pacific

45

39

1Employer assumes all risks and expenses of providing the benefit.

2Less than 0.5.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.