Retirement benefit combinations: Access

Table 3. Retirement benefit combinations: Access, civilian
workers,1 March 2016
(All workers = 100 percent)
Characteristics Defined
benefit and
defined
contribution
Defined
benefit only
Defined
contribution
only
All workers
15
12
42
Worker characteristics
     
Management, professional, and related
23
17
43
    Management, business, and financial
27
9
51
    Professional and related
22
21
40
        Teachers
22
47
14
            Primary, secondary, and special education
             school teachers
23
63
8
        Registered nurses
27
10
51
Service
6
11
30
    Protective service
19
35
24
Sales and office
13
8
50
    Sales and related
7
4
55
    Office and administrative support
17
10
47
Natural resources, construction, and maintenance
17
11
37
    Construction, extraction, farming, fishing, and
     forestry
15
16
30
    Installation, maintenance, and repair
19
7
43
Production, transportation, and material moving
15
9
46
    Production
19
3
52
    Transportation and material moving
13
14
41
Full time
19
14
47
Part time
4
7
27
Union
33
49
12
Nonunion
13
6
47
Average wage within the following categories:2
     
    Lowest 25 percent
4
5
35
        Lowest 10 percent
1
3
28
    Second 25 percent
11
11
48
    Third 25 percent
20
15
46
    Highest 25 percent
30
18
41
        Highest 10 percent
31
15
43
Establishment characteristics
     
Goods-producing industries
21
5
49
Service-providing industries
15
13
41
    Education and health services
17
24
37
        Educational services
22
50
15
            Elementary and secondary schools
21
64
5
            Junior colleges, colleges, and universities
28
26
34
        Health care and social assistance
14
7
52
            Hospitals
32
12
46
    Public administration
30
57
4
1 to 99 workers
7
4
42
    1 to 49 workers
6
3
40
    50 to 99 workers
10
8
48
100 workers or more
24
19
42
    100 to 499 workers
15
12
53
    500 workers or more
33
27
30
Geographic areas
     
Northeast
17
14
40
    New England
13
15
44
    Middle Atlantic
19
14
39
South
16
11
43
    South Atlantic
20
9
41
    East South Central
13
15
46
    West South Central
11
12
45
Midwest
17
10
46
    East North Central
18
9
45
    West North Central
15
12
48
West
12
13
38
    Mountain
9
11
46
    Pacific
13
14
35
1Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2016.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.