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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Long-term disability plans: Fixed percent of annual earnings

Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 March 2016
Characteristics Fixed percent of annual earnings Mean fixed
percent of
annual
earnings 		Median
fixed
percent of
annual
earnings
Less than
60 percent 		60 percent 61 to 66
percent 		67 percent Greater
than 67
percent
All workers
1.1
1.2
0.8
0.5
0.2
0.2
0.0
Worker characteristics
             
Management, professional, and related
1.4
1.7
1.0
0.7
0.3
0.2
0.0
    Management, business, and financial
2.3
2.4
0.8
0.7
0.1
0.3
0.0
    Professional and related
1.6
1.9
1.3
0.9
0.4
0.3
0.0
        Teachers
1.8
3.9
2.4
1.8
1.9
0.5
0.0
            Primary, secondary, and special education
             school teachers
2.4
5.4
3.3
2.5
2.0
0.7
0.3
        Registered nurses
3.9
3.8
0.9
–
–
0.5
0.0
Service
4.7
4.7
1.5
0.9
0.5
0.6
0.0
    Protective service
3.8
4.7
3.0
2.9
2.5
0.8
0.0
Sales and office
1.5
1.5
0.7
0.6
0.3
0.3
0.0
    Sales and related
2.4
3.2
1.8
–
–
0.5
0.0
    Office and administrative support
1.7
1.7
0.7
0.6
0.1
0.3
0.0
Natural resources, construction, and maintenance
2.7
2.9
1.8
1.2
0.9
0.6
0.0
    Construction, extraction, farming, fishing, and
     forestry
5.4
6.3
4.4
–
–
1.5
0.0
    Installation, maintenance, and repair
2.7
3.0
1.4
0.8
0.3
0.3
0.0
Production, transportation, and material moving
2.2
2.4
1.5
–
–
0.3
0.0
    Production
3.2
3.3
1.6
–
–
0.4
0.0
    Transportation and material moving
2.5
3.0
2.6
–
–
0.4
0.0
Full time
1.1
1.2
0.8
0.5
0.2
0.2
0.0
Part time
4.1
5.5
1.1
1.7
0.7
0.4
0.0
Union
2.4
2.2
1.5
1.5
0.8
0.4
0.0
Nonunion
1.1
1.3
0.8
0.5
0.1
0.2
0.0
Average wage within the following categories:2
             
    Lowest 25 percent
3.8
4.1
1.4
–
–
0.5
0.0
        Lowest 10 percent
–
11.4
–
–
–
1.2
0.0
    Second 25 percent
2.2
2.5
0.9
0.8
0.3
0.3
0.0
    Third 25 percent
1.5
1.3
1.0
0.6
0.2
0.2
0.0
    Highest 25 percent
1.4
1.7
1.1
0.7
0.3
0.2
0.0
        Highest 10 percent
2.2
2.5
1.5
0.8
0.3
0.3
0.0
Establishment characteristics
             
Goods-producing industries
2.1
2.0
2.1
–
–
0.4
0.0
Service-providing industries
1.3
1.4
0.8
0.5
0.2
0.2
0.0
    Education and health services
2.7
2.6
1.5
0.9
0.5
0.4
0.0
        Educational services
1.6
2.6
2.3
1.7
1.1
0.4
0.0
            Elementary and secondary schools
2.5
3.7
3.4
2.5
1.5
0.6
1.2
            Junior colleges, colleges, and universities
1.4
2.4
1.4
1.4
1.3
0.2
0.0
        Health care and social assistance
4.0
3.8
–
0.5
–
0.5
0.0
            Hospitals
4.5
3.9
–
1.1
–
0.6
3.5
    Public administration
3.2
4.1
3.4
3.6
1.2
0.6
0.0
1 to 99 workers
1.9
2.1
1.5
0.7
0.3
0.3
0.0
    1 to 49 workers
2.1
2.5
1.4
0.9
0.3
0.3
0.0
    50 to 99 workers
3.4
3.8
–
1.1
–
0.5
0.0
100 workers or more
1.2
1.4
0.8
0.6
0.2
0.2
0.0
    100 to 499 workers
2.4
2.6
0.9
0.8
0.3
0.3
0.0
    500 workers or more
2.0
2.0
1.1
0.8
0.3
0.3
0.0
Geographic areas
             
Northeast
2.8
3.0
0.8
1.2
0.2
0.4
0.0
    New England
4.3
4.9
2.1
–
–
0.7
0.0
    Middle Atlantic
3.4
3.6
0.6
1.4
0.2
0.4
0.0
South
2.0
2.0
1.0
0.4
0.2
0.3
0.0
    South Atlantic
1.9
2.2
1.7
0.7
0.2
0.3
0.0
    East South Central
4.9
4.2
1.1
–
–
0.9
0.0
    West South Central
5.3
4.9
1.0
0.6
0.1
0.6
0.0
Midwest
1.4
1.7
1.7
0.9
0.6
0.2
0.0
    East North Central
1.4
1.7
2.3
1.3
0.6
0.3
0.0
    West North Central
2.9
3.6
1.8
1.0
1.1
0.3
0.0
West
2.3
2.8
2.4
1.6
0.4
0.5
0.0
    Mountain
4.3
5.6
–
–
–
0.9
0.0
    Pacific
2.6
3.0
2.3
1.5
0.5
0.5
0.0
1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2016.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.