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Employee Benefits Survey
EBS EBS Program Links

Health-related benefits: Access

Table 42. Health-related benefits: Access, civilian workers,1 March
2016
(All workers = 100 percent)
Characteristics Long-term
care
insurance2
Retiree healthcare
benefits3
Under age
65
Age 65 and
over
All workers
18
23
21
Worker characteristics
     
Management, professional, and related
28
36
32
    Management, business, and financial
33
33
30
    Professional and related
26
37
34
        Teachers
26
60
55
            Primary, secondary, and special education
             school teachers
20
65
58
        Registered nurses
23
23
16
Service
9
13
12
    Protective service
17
48
40
Sales and office
18
19
17
    Sales and related
13
9
8
    Office and administrative support
21
24
23
Natural resources, construction, and maintenance
13
18
18
    Construction, extraction, farming, fishing, and
     forestry
8
14
14
    Installation, maintenance, and repair
17
22
21
Production, transportation, and material moving
13
19
17
    Production
14
15
14
    Transportation and material moving
13
22
19
Full time
22
28
25
Part time
7
9
8
Union
24
59
53
Nonunion
17
17
15
Average wage within the following categories:4
     
    Lowest 25 percent
7
7
6
        Lowest 10 percent
4
4
4
    Second 25 percent
14
19
17
    Third 25 percent
22
29
27
    Highest 25 percent
32
41
37
        Highest 10 percent
37
42
39
Establishment characteristics
     
Goods-producing industries
15
17
15
Service-providing industries
19
24
22
    Education and health services
22
35
31
        Educational services
31
63
59
            Elementary and secondary schools
22
67
62
            Junior colleges, colleges, and universities
56
63
61
        Health care and social assistance
17
16
12
            Hospitals
30
33
23
    Public administration
25
73
68
1 to 99 workers
9
8
8
    1 to 49 workers
8
7
7
    50 to 99 workers
13
13
11
100 workers or more
27
37
33
    100 to 499 workers
19
22
19
    500 workers or more
36
54
48
Geographic areas
     
Northeast
17
25
24
    New England
16
22
21
    Middle Atlantic
17
26
25
South
21
25
21
    South Atlantic
23
25
21
    East South Central
20
24
20
    West South Central
18
25
22
Midwest
16
20
18
    East North Central
16
19
18
    West North Central
15
22
19
West
19
21
20
    Mountain
17
18
16
    Pacific
19
23
21
1Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.
2A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.
3A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.
4Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2016.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.