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Employee Benefits Survey
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Medical care benefit combinations: Access

Table 45. Medical care benefit combinations: Access, civilian workers,1 March 2016
(All workers = 100 percent)
Characteristics Medical care and retirement benefits Medical care and life insurance benefits Medical care benefits and defined benefit
retirement
Medical care benefits and defined contribution
retirement
Medical
care and
retirement
benefits
Medical
care and no
retirement
benefits
Retirement
benefits
and no
medical
care
benefits
No medical
care and no
retirement
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
No medical
care
benefits
and no
defined
benefit
retirement
Medical
care
benefits
and defined
contribution
retirement
Medical
care
benefits
and no
defined
contribution
retirement
Defined
contribution
retirement
and no
medical
care
benefits
No medical
care
benefits
and no
defined
contribution
retirement
All workers
62
8
7
22
57
13
1
28
26
44
1
29
51
19
7
23
Worker characteristics
                               
Management, professional, and related
80
7
4
9
76
11
1
12
40
47
1
12
63
24
3
10
    Management, business, and financial
85
9
1
5
83
11
[2]
6
35
59
76
18
1
5
    Professional and related
78
6
5
11
73
11
1
15
42
43
1
15
58
26
4
12
        Teachers
80
1
3
15
72
10
1
18
67
14
2
16
35
46
1
17
            Primary, secondary, and special education
             school teachers
93
1
2
5
81
13
85
8
1
5
31
63
        Registered nurses
83
4
5
8
77
11
1
12
36
51
73
15
4
8
Service
37
8
10
45
32
13
2
53
16
29
1
54
27
18
9
46
    Protective service
66
20
63
5
7
24
53
16
2
30
32
36
11
21
Sales and office
60
8
11
21
54
14
2
31
19
48
2
30
53
15
11
21
    Sales and related
47
8
20
25
40
15
2
43
10
45
2
43
43
12
19
26
    Office and administrative support
68
8
6
18
63
13
1
23
25
50
1
23
58
17
6
19
Natural resources, construction, and maintenance
61
13
4
21
56
18
1
24
28
46
[2]
25
50
25
4
22
    Construction, extraction, farming, fishing, and
     forestry
56
12
6
26
49
19
2
30
31
38
1
31
40
29
6
26
    Installation, maintenance, and repair
66
14
3
17
64
17
1
19
26
55
59
21
3
17
Production, transportation, and material moving
66
8
5
21
61
13
1
25
24
50
1
25
57
17
5
21
    Production
71
9
3
17
67
13
1
19
22
59
68
13
3
17
    Transportation and material moving
61
7
7
24
56
13
2
30
26
43
1
30
47
21
7
25
Full time
78
10
3
10
73
14
1
11
33
55
[2]
12
64
24
3
10
Part time
17
3
21
60
10
9
2
78
7
13
4
77
12
8
19
62
Union
91
3
3
4
84
10
1
5
80
14
2
4
44
50
1
5
Nonunion
57
9
8
25
53
13
1
32
17
49
1
33
52
14
8
26
Average wage within the following categories:3
                               
    Lowest 25 percent
28
8
15
49
22
14
2
62
7
29
2
62
24
12
15
50
        Lowest 10 percent
16
7
17
60
12
11
2
75
3
19
2
76
13
9
16
61
    Second 25 percent
65
10
6
19
60
15
1
24
21
54
1
24
55
20
5
20
    Third 25 percent
78
9
4
10
74
13
1
12
35
52
[2]
13
63
24
3
10
    Highest 25 percent
87
6
2
5
83
10
1
6
47
45
[2]
7
69
24
2
5
        Highest 10 percent
88
6
2
4
85
8
1
6
46
48
[2]
6
73
20
2
5
Establishment characteristics
                               
Goods-producing industries
72
12
2
13
69
15
1
15
26
59
[2]
16
67
17
2
13
Service-providing industries
61
8
8
24
55
13
1
31
26
42
1
31
48
20
7
25
    Education and health services
73
6
5
16
67
12
1
20
40
39
1
20
50
29
4
17
        Educational services
83
2
4
11
75
10
1
13
69
16
3
12
36
50
1
13
            Elementary and secondary schools
85
2
4
9
74
13
1
12
80
6
4
9
25
62
1
12
            Junior colleges, colleges, and universities
86
2
2
10
84
4
1
11
53
35
1
11
61
27
1
11
        Health care and social assistance
66
8
7
19
62
13
1
24
21
54
[2]
25
59
15
6
19
            Hospitals
89
3
2
6
89
2
1
8
44
47
1
8
76
15
2
6
    Public administration
88
1
3
9
82
7
1
11
84
4
2
9
33
55
1
11
1 to 99 workers
44
12
9
35
40
16
1
43
10
46
1
43
40
16
9
35
    1 to 49 workers
39
13
9
39
35
18
1
47
8
44
[2]
47
36
16
9
39
    50 to 99 workers
57
10
9
24
54
13
1
32
17
50
1
32
50
17
8
24
100 workers or more
80
4
6
10
74
10
1
14
42
42
1
14
61
23
5
11
    100 to 499 workers
73
6
7
13
66
13
2
19
26
54
2
19
62
18
7
14
    500 workers or more
87
2
4
7
84
6
1
10
59
30
1
10
61
28
3
8
Geographic areas
                               
Northeast
64
7
8
22
58
13
1
28
30
41
1
28
51
20
7
23
    New England
63
5
9
22
56
13
2
29
27
41
1
30
49
20
8
23
    Middle Atlantic
64
8
7
21
59
12
1
28
31
40
1
27
51
20
6
23
South
63
8
7
21
60
12
2
27
26
45
1
28
52
19
7
22
    South Atlantic
63
8
7
22
59
12
1
28
29
42
1
29
54
17
7
22
    East South Central
67
9
6
18
60
15
2
23
27
49
52
23
6
19
    West South Central
60
10
8
22
60
10
2
28
23
47
1
29
48
22
8
22
Midwest
64
6
9
21
60
10
1
28
26
45
1
28
55
16
8
22
    East North Central
63
7
9
21
59
11
1
29
25
45
1
28
55
16
8
22
    West North Central
67
5
8
20
63
9
1
28
26
45
1
28
56
16
8
21
West
58
11
5
26
50
18
1
30
24
45
1
30
45
23
5
27
    Mountain
59
8
6
26
53
15
1
32
19
49
1
31
49
19
6
27
    Pacific
57
12
5
26
49
20
1
30
26
43
1
30
44
25
4
26
1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.
2Less than 0.5.
3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.