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Employee Benefits Survey
EBS EBS Program Links

Short-term disability plans: Method of funding

Table 22. Short-term disability plans: Method of funding, State and local
government workers, March 2016
(All workers with short-term disability coverage = 100 percent)
Characteristics Non-
commercially
insured1
Commercially
insured
Legally
required
Other
All workers
48
40
8
3
Worker characteristics
       
Management, professional, and related
49
38
9
3
    Professional and related
47
39
10
4
        Teachers
49
37
10
3
            Primary, secondary, and special education
             school teachers
46
41
Service
48
42
7
3
    Protective service
55
35
Sales and office
45
45
7
4
    Office and administrative support
44
45
7
4
Natural resources, construction, and maintenance
52
39
Production, transportation, and material moving
51
41
Full time
49
41
8
3
Part time
47
35
10
8
Union
40
45
13
2
Nonunion
59
34
2
4
Average wage within the following categories:2
       
    Lowest 25 percent
48
43
3
6
        Lowest 10 percent
49
40
    Second 25 percent
52
40
6
2
    Third 25 percent
48
42
8
2
    Highest 25 percent
46
38
14
3
        Highest 10 percent
42
45
Establishment characteristics
       
Service-providing industries
48
41
8
3
    Education and health services
46
41
        Educational services
45
42
8
5
            Elementary and secondary schools
42
46
6
6
            Junior colleges, colleges, and universities
57
30
        Health care and social assistance
54
34
            Hospitals
48
48
    Public administration
49
41
1 to 99 workers
46
52
    1 to 49 workers
54
46
    50 to 99 workers
61
100 workers or more
49
39
9
3
    100 to 499 workers
50
33
    500 workers or more
48
40
8
3
State government
74
13
13
Local government
39
50
7
4
Geographic areas
       
Northeast
49
26
    New England
76
    Middle Atlantic
51
28
South
64
33
3
    South Atlantic
68
29
3
    West South Central
49
48
Midwest
55
40
    East North Central
53
41
    West North Central
60
West
52
40
5
3
    Mountain
68
    Pacific
61
32
1Employer assumes all risks and expenses of providing the benefit.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.