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Employee Benefits Survey
EBS EBS Program Links

Long-term disability plans: Fixed percent of annual earnings

Table 30. Long-term disability plans: Fixed percent of annual earnings, State and local government
workers, March 2016
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Characteristics Fixed percent of annual earnings Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent 61 to 66
percent
67 percent Greater
than 67
percent
All workers
17
43
22
13
5
60.7
60.0
Worker characteristics
             
Management, professional, and related
16
40
25
13
6
60.8
60.0
    Professional and related
16
38
26
13
7
60.9
60.0
        Teachers
17
35
25
14
8
61.1
60.0
            Primary, secondary, and special education
             school teachers
18
31
27
16
8
61.2
62.0
Service
20
47
16
12
5
60.6
60.0
    Protective service
21
50
13
60.3
60.0
Sales and office
17
49
18
16
1
60.3
60.0
    Office and administrative support
17
48
17
16
1
60.3
60.0
Natural resources, construction, and maintenance
20
43
21
60.0
60.0
Production, transportation, and material moving
16
53
61.2
60.0
Full time
16
44
22
13
4
60.7
60.0
Part time
41
20
13
59.1
60.0
Union
22
43
12
15
7
60.4
60.0
Nonunion
13
43
31
11
2
60.9
60.0
Average wage within the following categories:1
             
    Lowest 25 percent
15
42
26
14
3
61.0
60.0
        Lowest 10 percent
38
30
61.4
60.0
    Second 25 percent
16
47
21
12
3
60.4
60.0
    Third 25 percent
15
43
24
13
4
61.3
60.0
    Highest 25 percent
21
41
18
13
7
60.1
60.0
        Highest 10 percent
20
49
18
59.2
60.0
Establishment characteristics
             
Service-providing industries
17
43
22
13
5
60.7
60.0
    Education and health services
17
41
24
12
5
60.7
60.0
        Educational services
16
38
26
13
6
61.2
60.0
            Elementary and secondary schools
18
31
29
15
7
61.4
62.0
            Junior colleges, colleges, and universities
12
56
19
60.6
60.0
        Health care and social assistance
21
60
5
58.1
60.0
            Hospitals
55
6
57.4
60.0
    Public administration
19
45
19
15
3
60.5
60.0
1 to 99 workers
38
17
61.9
60.0
    1 to 49 workers
40
62.2
60.0
    50 to 99 workers
36
61.6
60.0
100 workers or more
17
44
22
12
4
60.5
60.0
    100 to 499 workers
21
44
15
15
5
60.2
60.0
    500 workers or more
16
44
24
11
4
60.6
60.0
State government
11
54
23
61.0
60.0
Local government
19
40
22
14
5
60.6
60.0
Geographic areas
             
Northeast
6
61
20
61.9
60.0
    Middle Atlantic
7
64
18
61.5
60.0
South
10
44
37
60.7
60.0
    South Atlantic
10
34
49
61.1
62.0
    East South Central
62
59.9
60.0
    West South Central
79
59.6
60.0
Midwest
30
37
12
10
11
59.5
60.0
    East North Central
46
19
12
12
12
58.1
60.0
    West North Central
61
7
61.4
60.0
West
44
21
23
61.7
60.0
    Mountain
24
35
63.5
66.0
    Pacific
18
51
18
60.3
60.0
1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.