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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, March 2016
Characteristics Average
flat monthly
employer
premium
Employee contribution not
required
Employee contribution required
Percent of
participating
employees
Average
flat monthly
employer
premium
Percent of
participating
employees
Average
flat monthly
employer
premium
Average
flat monthly
employee
contribution
All workers
$7.39
0.5
$20.72
0.5
$7.17
$5.86
Worker characteristics
           
Management, professional, and related
12.07
0.8
39.36
0.8
10.76
10.14
    Management, business, and financial
16.19
0.8
51.34
0.8
15.72
10.17
    Professional and related
15.74
1.1
50.34
1.1
13.55
13.67
Service
26.05
2.8
73.04
2.8
28.09
23.61
    Protective service
55.45
Sales and office
12.84
0.5
48.51
0.5
13.32
7.31
    Sales and related
18.68
0.5
88.62
0.5
19.05
14.02
    Office and administrative support
13.40
0.5
53.24
0.5
13.56
11.20
Natural resources, construction, and maintenance
18.78
1.9
35.28
1.9
17.69
15.87
    Construction, extraction, farming, fishing, and
     forestry
34.01
4.1
41.08
4.1
24.50
26.79
    Installation, maintenance, and repair
18.71
1.6
75.55
1.6
22.05
18.80
Production, transportation, and material moving
17.76
1.1
25.86
1.1
17.92
10.96
    Production
24.49
1.1
47.07
1.1
23.84
12.41
    Transportation and material moving
23.93
2.1
30.93
2.1
24.53
17.90
Full time
8.00
0.6
22.61
0.6
7.54
6.12
Part time
26.90
2.1
43.07
2.1
27.18
21.11
Union
18.04
2.5
19.82
2.5
19.91
12.99
Nonunion
8.47
0.4
38.42
0.4
7.89
6.32
Average wage within the following categories:1
           
    Lowest 25 percent
21.87
1.2
46.02
1.2
23.58
16.03
        Lowest 10 percent
46.42
1.0
126.59
1.0
52.16
30.60
    Second 25 percent
13.15
0.7
57.62
0.7
13.78
12.69
    Third 25 percent
11.30
0.7
26.72
0.7
10.57
8.97
    Highest 25 percent
11.07
0.9
24.57
0.9
11.18
9.52
        Highest 10 percent
17.41
1.5
52.23
1.5
16.82
10.05
Establishment characteristics
           
Goods-producing industries
16.82
1.5
34.78
1.5
14.07
10.98
    Construction
24.11
3.7
45.60
3.7
16.12
29.37
    Manufacturing
17.52
1.3
51.84
1.3
16.43
11.47
Service-providing industries
7.97
0.6
25.08
0.6
7.99
7.11
    Trade, transportation, and utilities
12.06
1.1
28.59
1.1
11.25
8.89
        Wholesale trade
18.94
1.6
97.22
1.6
18.34
14.97
        Retail trade
21.23
0.6
86.86
0.6
22.62
14.31
        Transportation and warehousing
35.23
3.0
49.96
3.0
34.70
22.44
        Utilities
31.63
    Information
18.78
2.1
37.23
2.1
17.88
11.28
    Financial activities
14.92
0.6
54.17
0.6
15.32
12.27
        Finance and insurance
11.49
0.4
86.21
0.4
10.62
7.07
            Credit intermediation and related activities
14.39
0.4
87.78
0.4
13.66
7.08
            Insurance carriers and related activities
13.59
0.7
70.51
0.7
13.85
8.87
        Real estate and rental and leasing
58.92
    Professional and business services
21.75
1.1
108.73
1.1
20.70
13.03
        Professional and technical services
31.96
1.9
126.91
1.9
31.29
17.28
        Administrative and waste services
28.50
    Education and health services
18.81
1.0
42.51
1.0
17.07
19.04
        Educational services
29.67
1.5
61.34
1.5
26.71
16.06
            Junior colleges, colleges, and universities
23.77
0.9
67.22
0.9
22.99
15.57
        Health care and social assistance
22.87
1.3
61.64
1.3
19.84
22.40
    Leisure and hospitality
28.19
        Accommodation and food services
32.34
3.2
129.66
3.2
39.55
45.36
    Other services
69.85
4.3
169.40
4.3
64.66
32.28
1 to 99 workers
11.24
0.8
36.88
0.8
12.16
11.23
    1 to 49 workers
14.65
1.0
58.05
1.0
14.23
12.43
    50 to 99 workers
24.58
0.9
45.19
0.9
25.09
19.42
100 workers or more
8.39
0.6
24.30
0.6
8.10
6.13
    100 to 499 workers
12.15
0.8
31.12
0.8
11.63
8.66
    500 workers or more
9.73
1.1
34.82
1.1
9.22
7.61
Geographic areas
           
Northeast
17.50
1.1
40.90
1.1
21.32
8.44
    New England
27.65
2.2
53.13
2.2
28.47
18.39
    Middle Atlantic
21.03
1.4
49.77
1.4
27.70
10.78
South
12.99
0.9
39.41
0.9
12.07
9.84
    South Atlantic
19.46
1.5
55.49
1.5
17.03
11.50
    East South Central
18.17
1.0
136.14
1.0
23.00
28.37
    West South Central
19.90
0.9
67.18
0.9
21.05
19.15
Midwest
15.59
1.2
49.71
1.2
13.63
15.05
    East North Central
19.01
1.7
61.59
1.7
16.59
13.84
    West North Central
28.43
0.5
84.49
0.5
25.04
36.88
West
13.09
1.1
37.29
1.1
10.94
11.41
    Mountain
10.02
1.0
34.02
1.0
9.40
26.21
    Pacific
18.28
1.6
48.78
1.6
15.46
11.08
1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2016.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.