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Employee Benefits Survey
EBS EBS Program Links

Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by
type of contribution, private industry workers, March 2016
(All workers with contributory coverage = 100 percent)
Characteristics Family coverage
Flat dollar
amount
Varies1 Exists, but
amount
unknown
Other2
All workers
71
14
14
1
Worker characteristics
       
Management, professional, and related
71
12
15
1
    Management, business, and financial
75
11
13
1
    Professional and related
69
13
17
1
Service
70
16
    Protective service
60
25
Sales and office
67
19
12
1
    Sales and related
59
28
11
2
    Office and administrative support
71
15
13
1
Natural resources, construction, and maintenance
72
17
    Construction, extraction, farming, fishing, and
     forestry
70
19
    Installation, maintenance, and repair
74
10
15
1
Production, transportation, and material moving
75
9
15
1
    Production
77
10
12
[3]
    Transportation and material moving
71
19
Full time
72
13
14
1
Part time
61
24
Union
76
5
16
3
Nonunion
70
15
14
1
Average wage within the following categories:4
       
    Lowest 25 percent
68
21
        Lowest 10 percent
81
13
    Second 25 percent
70
16
13
1
    Third 25 percent
73
11
15
1
    Highest 25 percent
71
12
16
2
        Highest 10 percent
72
12
15
1
Establishment characteristics
       
Goods-producing industries
74
10
14
1
    Construction
80
12
    Manufacturing
74
11
14
1
Service-providing industries
70
14
14
1
    Trade, transportation, and utilities
64
20
        Wholesale trade
80
14
        Retail trade
53
35
        Transportation and warehousing
65
25
        Utilities
65
27
    Information
81
12
    Financial activities
69
17
12
2
        Finance and insurance
66
19
12
3
            Credit intermediation and related activities
70
20
9
1
            Insurance carriers and related activities
61
19
15
5
        Real estate and rental and leasing
81
6
    Professional and business services
75
16
        Professional and technical services
74
17
        Administrative and waste services
74
16
    Education and health services
71
15
        Educational services
77
15
7
1
            Junior colleges, colleges, and universities
73
18
8
1
        Health care and social assistance
70
17
    Leisure and hospitality
70
21
        Accommodation and food services
66
25
    Other services
75
14
1 to 99 workers
75
10
14
1
    1 to 49 workers
74
11
15
1
    50 to 99 workers
78
11
100 workers or more
68
16
15
1
    100 to 499 workers
70
14
15
1
    500 workers or more
65
18
15
2
Geographic areas
       
Northeast
74
12
12
2
    New England
78
11
10
1
    Middle Atlantic
72
13
13
2
South
73
14
13
1
    South Atlantic
73
15
    East South Central
80
12
    West South Central
69
13
18
1
Midwest
70
13
16
1
    East North Central
71
15
    West North Central
69
19
West
67
15
17
1
    Mountain
64
19
    Pacific
68
13
18
1
1Based on worker attributes. For example, employee contributions may vary based on earnings, length of service,
or age.
2Includes contribution types not separately published such as composite rates, flexible benefits, and percent of
earnings.
3Less than 0.5.
4Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.