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Employee Benefits Survey
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Medical care benefit combinations: Access

Table 45. Medical care benefit combinations: Access, private industry workers, March 2016
(All workers = 100 percent)
Characteristics Medical care and retirement benefits Medical care and life insurance benefits Medical care benefits and defined benefit
retirement 		Medical care benefits and defined contribution
retirement
Medical
care and
retirement
benefits 		Medical
care and no
retirement
benefits 		Retirement
benefits
and no
medical
care
benefits 		No medical
care and no
retirement
benefits 		Medical
care and
life
insurance
benefits 		Medical
care and no
life
insurance
benefits 		Life
insurance
and no
medical
care
benefits 		No medical
care and no
life
insurance
benefits 		Medical
care
benefits
and defined
benefit
retirement 		Medical
care
benefits
and no
defined
benefit
retirement 		Defined
benefit
retirement
and no
medical
care
benefits 		No medical
care
benefits
and no
defined
benefit
retirement 		Medical
care
benefits
and defined
contribution
retirement 		Medical
care
benefits
and no
defined
contribution
retirement 		Defined
contribution
retirement
and no
medical
care
benefits 		No medical
care
benefits
and no
defined
contribution
retirement
All workers
58
9
8
25
54
14
1
31
17
50
1
32
54
13
8
25
Worker characteristics
                               
Management, professional, and related
77
9
4
10
75
12
1
13
25
62
[1]
13
74
13
4
10
    Management, business, and financial
84
10
1
4
83
11
[1]
5
28
66
–
–
82
13
1
4
    Professional and related
73
9
5
13
70
12
1
17
23
59
[1]
18
69
13
5
13
Service
30
9
11
50
25
14
2
59
6
33
1
60
27
12
11
50
    Protective service
35
–
–
35
34
–
–
44
–
30
–
58
32
8
23
37
Sales and office
57
9
12
22
52
14
2
32
14
52
2
32
54
12
12
22
    Sales and related
46
8
20
25
40
15
2
44
9
46
2
43
43
12
19
26
    Office and administrative support
65
9
7
19
60
14
2
25
17
56
1
25
62
12
6
20
Natural resources, construction, and maintenance
58
14
4
23
53
19
1
26
–
50
–
28
52
21
4
24
    Construction, extraction, farming, fishing, and
     forestry
51
14
6
29
44
21
2
33
–
42
–
35
41
24
6
29
    Installation, maintenance, and repair
64
15
3
19
61
17
1
20
21
58
–
21
61
17
3
19
Production, transportation, and material moving
65
9
5
21
61
13
1
25
22
52
1
25
58
16
5
21
    Production
71
10
3
17
67
13
1
19
21
59
–
–
68
12
3
17
    Transportation and material moving
60
8
7
25
55
13
1
31
22
46
1
31
49
19
7
25
Full time
74
12
3
11
70
15
1
13
21
64
[1]
14
69
16
3
11
Part time
16
3
21
60
10
9
2
79
6
13
2
79
13
6
20
61
Union
88
4
2
5
83
10
1
7
69
24
1
6
54
39
2
6
Nonunion
55
10
8
27
51
14
1
34
12
53
1
34
54
11
8
27
Average wage within the following categories:2
                               
    Lowest 25 percent
25
8
17
50
19
14
2
65
4
28
2
66
23
10
16
51
        Lowest 10 percent
15
7
18
60
11
11
2
76
3
19
1
77
13
9
17
61
    Second 25 percent
59
12
6
23
55
15
1
28
12
59
1
29
55
15
6
24
    Third 25 percent
74
11
4
11
71
14
1
14
23
62
[1]
15
69
16
4
11
    Highest 25 percent
84
8
2
6
82
11
1
7
34
58
[1]
8
79
13
2
6
        Highest 10 percent
86
7
2
5
85
8
1
7
35
58
–
–
82
11
2
5
Establishment characteristics
                               
Goods-producing industries
72
12
2
13
69
15
1
15
25
59
–
–
68
16
2
14
    Construction
50
17
5
28
41
26
1
32
–
49
–
33
41
26
5
28
    Manufacturing
82
10
1
7
81
11
1
8
28
63
–
–
79
12
1
7
Service-providing industries
55
9
9
27
51
13
1
34
16
49
1
35
51
13
9
27
    Trade, transportation, and utilities
60
7
14
19
52
15
2
31
16
51
2
31
52
14
14
20
        Wholesale trade
73
12
4
11
69
16
1
14
–
74
–
15
71
14
4
11
        Retail trade
48
6
22
24
37
17
3
43
10
44
4
42
42
12
21
25
        Transportation and warehousing
78
5
4
13
73
–
–
17
34
49
–
–
60
23
3
14
        Utilities
96
–
–
–
95
–
–
–
76
23
–
–
95
–
–
–
    Information
87
6
2
5
88
–
–
6
37
56
–
–
87
6
2
5
    Financial activities
79
9
3
9
80
8
1
11
37
50
[1]
12
79
9
3
9
        Finance and insurance
90
4
2
5
89
4
1
6
47
46
[1]
7
89
4
2
5
            Credit intermediation and related activities
92
3
2
3
92
3
1
4
47
48
–
–
91
4
2
3
            Insurance carriers and related activities
86
3
3
7
85
4
1
9
48
42
–
–
86
3
3
7
        Real estate and rental and leasing
48
24
7
22
51
–
–
29
7
64
–
29
47
24
7
22
    Professional and business services
53
13
7
27
51
15
2
32
–
53
–
34
52
14
7
27
        Professional and technical services
71
12
5
12
66
–
–
17
–
69
–
17
71
12
5
12
        Administrative and waste services
28
14
10
47
27
15
4
53
4
38
–
58
28
15
10
47
    Education and health services
65
9
6
20
61
13
1
25
17
57
[1]
26
60
14
6
20
        Educational services
70
6
2
22
67
–
–
24
–
60
–
24
61
15
2
22
            Junior colleges, colleges, and universities
87
–
–
9
87
–
–
10
15
74
–
–
83
–
–
9
        Health care and social assistance
64
9
7
20
60
13
1
25
17
56
[1]
26
60
14
7
20
    Leisure and hospitality
22
9
10
59
18
–
–
68
3
28
[1]
69
20
11
9
60
        Accommodation and food services
21
9
10
60
16
–
–
70
–
27
–
70
19
11
10
61
    Other services
36
10
11
43
32
14
2
52
–
38
–
53
33
13
10
44
1 to 99 workers
42
13
9
36
39
17
1
44
8
47
[1]
44
40
15
9
36
    1 to 49 workers
38
14
9
39
34
18
1
47
6
45
[1]
48
37
15
9
39
    50 to 99 workers
56
10
9
25
53
13
1
33
14
53
1
33
51
15
9
25
100 workers or more
77
5
6
11
72
10
2
16
28
54
1
17
71
12
6
12
    100 to 499 workers
72
7
8
13
65
13
2
20
19
60
1
20
66
13
8
14
    500 workers or more
86
3
4
8
84
5
1
11
42
46
1
11
78
10
4
8
Geographic areas
                               
Northeast
60
8
8
24
55
13
1
31
21
46
1
31
54
14
8
24
    New England
60
–
–
24
53
12
2
32
–
47
–
34
56
–
–
25
    Middle Atlantic
60
9
8
24
55
14
1
31
22
46
1
31
54
15
7
24
South
58
10
8
24
56
12
2
31
16
52
1
32
55
13
8
24
    South Atlantic
59
9
8
24
55
12
1
31
18
49
1
32
55
13
8
25
    East South Central
61
10
7
22
54
17
2
27
–
58
–
28
58
13
7
22
    West South Central
55
12
9
24
58
9
2
31
13
53
[1]
33
53
14
9
24
Midwest
62
7
9
22
58
11
1
30
18
51
1
30
58
11
9
23
    East North Central
61
8
9
22
57
12
1
30
18
51
1
30
57
12
9
22
    West North Central
63
5
9
22
60
9
1
31
–
52
–
31
60
8
9
23
West
53
12
6
29
46
19
1
33
15
51
1
34
49
16
5
29
    Mountain
56
9
7
28
49
16
1
34
11
54
1
34
52
13
6
29
    Pacific
52
14
5
29
45
21
1
33
–
49
–
34
48
18
5
29
1Less than 0.5.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.