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Employee Benefits Survey
EBS EBS Program Links

Retirement benefit combinations: Access

Table 3. Retirement benefit combinations: Access, civilian
workers,1 March 2017
(All workers = 100 percent)
Characteristics Defined
benefit and
defined
contribution
Defined
benefit only
Defined
contribution
only
All workers
16
12
42
Worker characteristics
     
Management, professional, and related
25
17
43
    Management, business, and financial
28
9
51
    Professional and related
24
20
40
        Teachers
27
45
14
            Primary, secondary, and special education
             school teachers
27
60
8
        Registered nurses
28
10
50
Service
6
10
31
    Protective service
21
35
22
Sales and office
14
8
51
    Sales and related
7
4
56
    Office and administrative support
18
10
47
Natural resources, construction, and maintenance
17
10
38
    Construction, extraction, farming, fishing, and
     forestry
15
15
32
    Installation, maintenance, and repair
19
6
45
Production, transportation, and material moving
16
9
47
    Production
19
3
52
    Transportation and material moving
13
15
41
Full time
20
13
47
Part time
4
7
27
Union
33
48
12
Nonunion
13
5
47
Average wage within the following categories:2
     
    Lowest 25 percent
4
5
36
        Lowest 10 percent
2
3
30
    Second 25 percent
12
10
48
    Third 25 percent
21
15
46
    Highest 25 percent
32
18
40
        Highest 10 percent
33
15
43
Establishment characteristics
     
Goods-producing industries
21
5
50
Service-providing industries
15
13
41
    Education and health services
20
23
37
        Educational services
26
46
15
            Elementary and secondary schools
24
60
5
            Junior colleges, colleges, and universities
36
23
32
        Health care and social assistance
15
7
52
            Hospitals
34
11
46
    Public administration
32
55
4
1 to 99 workers
7
6
41
    1 to 49 workers
6
4
40
    50 to 99 workers
11
12
46
100 workers or more
25
17
43
    100 to 499 workers
16
13
51
    500 workers or more
37
21
33
Geographic areas
     
Northeast
17
14
40
    New England
13
14
46
    Middle Atlantic
18
14
39
South
17
11
43
    South Atlantic
21
9
42
    East South Central
15
11
47
    West South Central
12
15
44
Midwest
17
10
46
    East North Central
18
9
45
    West North Central
15
12
48
West
13
12
39
    Mountain
11
10
45
    Pacific
14
13
36
1Includes workers in private industry and state and local government. See Technical Note for
further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2017.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.