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Employee Benefits Survey
EBS EBS Program Links

Defined contribution retirement plans: Selected attributes

Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 March 2017
(All workers participating in defined contribution plans = 100 percent)
Characteristics Employee contribution Employee contribution
option
Required Not required Pretax Not pretax
All workers
68
32
82
18
Worker characteristics
       
Management, professional, and related
68
32
84
16
    Management, business, and financial
70
30
85
15
    Professional and related
67
33
84
16
        Teachers
72
28
91
9
            Primary, secondary, and special education
             school teachers
78
22
95
5
        Registered nurses
62
38
80
20
Service
66
34
83
17
    Protective service
70
30
88
12
Sales and office
67
33
79
21
    Sales and related
68
32
74
26
    Office and administrative support
67
33
81
19
Natural resources, construction, and maintenance
65
35
81
19
    Construction, extraction, farming, fishing, and
     forestry
53
47
74
26
    Installation, maintenance, and repair
73
27
86
14
Production, transportation, and material moving
71
29
84
16
    Production
71
29
84
16
    Transportation and material moving
70
30
84
16
Full time
68
32
83
17
Part time
63
37
76
24
Union
67
33
83
17
Nonunion
68
32
82
18
Average wage within the following categories:2
       
    Lowest 25 percent
70
30
78
22
        Lowest 10 percent
68
32
75
25
    Second 25 percent
67
33
81
19
    Third 25 percent
66
34
83
17
    Highest 25 percent
69
31
84
16
        Highest 10 percent
70
30
85
15
Establishment characteristics
       
Goods-producing industries
65
35
80
20
Service-providing industries
68
32
83
17
    Education and health services
63
37
83
17
        Educational services
68
32
89
11
            Elementary and secondary schools
74
26
92
8
            Junior colleges, colleges, and universities
65
35
86
14
        Health care and social assistance
62
38
81
19
            Hospitals
66
34
81
19
    Public administration
66
34
91
9
1 to 99 workers
66
34
83
17
    1 to 49 workers
64
36
83
17
    50 to 99 workers
71
29
84
16
100 workers or more
69
31
82
18
    100 to 499 workers
68
32
81
19
    500 workers or more
69
31
82
18
Geographic areas
       
Northeast
65
35
85
15
    New England
67
33
85
15
    Middle Atlantic
64
36
85
15
South
73
27
81
19
    South Atlantic
70
30
80
20
    East South Central
79
21
84
16
    West South Central
74
26
82
18
Midwest
65
35
81
19
    East North Central
63
37
82
18
    West North Central
67
33
80
20
West
67
33
82
18
    Mountain
68
32
85
15
    Pacific
66
34
81
19
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2017.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.