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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Healthcare benefits: Access, participation, and take-up rates

Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 March 2017
Characteristics Healthcare3 Medical care Dental care Vision care Outpatient prescription drug
coverage
Access Participation Take-up
rate 		Access Participation Take-up
rate 		Access Participation Take-up
rate 		Access Participation Take-up
rate 		Access Participation Take-up
rate
All workers
0.7
0.7
0.3
0.7
0.6
0.4
0.7
0.7
0.5
0.6
0.5
0.6
0.8
0.6
0.4
Worker characteristics
                             
Management, professional, and related
0.8
0.9
0.6
0.8
0.9
0.7
1.2
1.0
0.6
1.1
0.9
0.9
0.9
0.9
0.6
    Management, business, and financial
0.8
0.8
0.9
0.8
0.9
1.2
1.5
1.4
0.9
1.7
1.3
1.4
0.9
0.9
1.2
    Professional and related
0.9
1.1
0.7
0.9
1.1
0.8
1.4
1.2
0.7
1.2
1.0
1.0
1.0
1.1
0.8
        Teachers
2.2
2.0
0.6
2.2
1.7
1.2
2.1
1.8
1.0
1.7
1.3
1.6
2.4
1.9
0.9
            Primary, secondary, and special education
             school teachers
2.2
2.0
0.6
2.2
2.1
1.4
2.6
2.3
1.2
2.3
1.8
2.1
3.0
2.5
1.0
        Registered nurses
1.8
2.4
1.6
1.8
2.4
1.8
3.2
2.8
1.8
4.5
3.4
4.9
1.7
2.5
1.9
Service
1.4
1.2
1.3
1.4
1.2
1.4
1.2
1.0
1.8
1.2
0.8
2.8
1.5
1.2
1.2
    Protective service
3.4
4.3
3.5
3.4
3.9
3.7
3.5
3.4
5.2
3.0
2.2
6.9
4.3
4.0
2.4
Sales and office
1.3
1.1
0.6
1.3
1.1
0.8
1.1
0.9
0.9
0.9
0.8
1.0
1.3
1.1
0.9
    Sales and related
1.9
1.5
1.1
1.9
1.4
1.1
1.4
1.3
2.5
1.3
1.1
2.5
1.9
1.4
1.2
    Office and administrative support
1.6
1.3
0.6
1.6
1.5
0.9
1.3
1.1
0.7
1.2
1.0
1.0
1.6
1.5
0.9
Natural resources, construction, and maintenance
1.6
1.4
0.7
1.6
1.4
0.8
1.6
1.4
1.3
1.7
1.4
1.9
1.6
1.4
0.7
    Construction, extraction, farming, fishing, and
     forestry
2.9
2.3
1.1
2.9
2.3
1.1
2.1
1.9
1.9
2.3
2.1
1.9
2.9
2.3
1.1
    Installation, maintenance, and repair
1.9
1.8
1.0
1.8
1.7
1.1
2.3
2.1
2.0
2.2
1.6
2.0
1.8
1.6
1.1
Production, transportation, and material moving
1.2
1.2
0.8
1.3
1.2
0.8
1.5
1.2
1.1
1.4
1.2
1.5
1.3
1.1
0.8
    Production
2.1
2.1
1.1
2.1
2.2
1.3
2.2
1.6
1.3
1.9
1.6
1.3
2.1
2.2
1.3
    Transportation and material moving
1.4
1.3
1.1
1.5
1.2
1.2
2.1
1.9
1.5
2.0
1.7
2.3
1.4
1.2
1.2
Full time
0.6
0.6
0.3
0.6
0.6
0.4
0.8
0.7
0.4
0.7
0.6
0.6
0.6
0.6
0.4
Part time
1.0
0.8
1.6
1.0
0.7
1.9
0.8
0.6
2.3
0.5
0.4
2.8
1.0
0.7
1.8
Union
0.8
0.8
0.5
0.7
0.8
0.6
1.1
1.1
0.6
1.4
1.3
1.0
0.8
0.8
0.6
Nonunion
0.9
0.8
0.4
0.9
0.7
0.5
0.8
0.7
0.6
0.6
0.5
0.9
0.9
0.7
0.4
Average wage within the following categories:4
                             
    Lowest 25 percent
1.3
1.0
1.0
1.3
0.9
1.0
1.0
0.7
2.0
0.7
0.5
3.0
1.3
0.9
1.0
        Lowest 10 percent
1.9
1.4
2.6
1.8
1.4
2.8
1.4
1.1
5.8
1.1
0.8
7.6
1.9
1.4
2.5
    Second 25 percent
1.1
0.9
0.6
1.2
1.0
0.9
1.1
0.9
0.8
0.9
0.7
1.0
1.1
1.0
0.8
    Third 25 percent
0.7
0.8
0.6
0.7
0.8
0.6
1.3
1.1
0.8
1.0
0.8
0.8
0.8
0.8
0.6
    Highest 25 percent
0.6
0.8
0.4
0.6
0.8
0.6
1.1
1.1
0.7
1.2
1.0
0.8
0.6
0.8
0.5
        Highest 10 percent
0.9
1.1
0.6
0.9
1.2
1.0
1.7
1.8
1.2
1.7
1.5
1.4
0.9
1.2
1.0
Establishment characteristics
                             
Goods-producing industries
1.0
1.1
0.5
1.0
1.1
0.5
1.4
1.2
1.0
1.5
1.2
1.1
1.0
1.1
0.5
Service-providing industries
0.8
0.8
0.4
0.8
0.7
0.5
0.8
0.7
0.5
0.7
0.6
0.7
0.9
0.7
0.4
    Education and health services
1.6
1.6
0.7
1.6
1.4
0.9
2.1
1.8
0.8
1.5
1.3
1.2
1.5
1.4
0.8
        Educational services
0.8
1.0
0.5
0.8
1.0
0.7
1.2
1.0
0.9
1.2
0.9
1.4
0.9
1.0
0.7
            Elementary and secondary schools
1.2
1.3
0.6
1.2
1.3
0.8
1.4
1.5
1.1
1.8
1.2
1.7
1.3
1.4
0.9
            Junior colleges, colleges, and universities
1.0
1.3
0.6
1.0
1.2
0.9
2.0
1.8
1.5
1.9
1.6
1.8
1.0
1.2
0.9
        Health care and social assistance
2.4
2.3
1.2
2.5
2.1
1.4
3.3
2.7
1.3
2.3
2.0
1.8
2.4
2.0
1.3
            Hospitals
0.7
1.3
1.2
0.7
1.3
1.5
2.5
2.2
1.3
2.5
2.4
1.9
0.8
1.4
1.5
    Public administration
0.9
1.0
0.7
0.9
1.0
0.8
2.4
2.1
0.9
1.5
1.3
1.3
0.9
0.9
0.8
1 to 99 workers
1.1
0.9
0.7
1.1
0.8
0.7
1.0
0.8
1.0
0.9
0.7
1.4
1.1
0.8
0.7
    1 to 49 workers
1.2
1.1
1.0
1.2
1.1
1.0
1.1
0.9
1.2
0.9
0.7
1.9
1.2
1.1
1.0
    50 to 99 workers
2.1
1.9
1.3
2.1
1.8
1.3
2.0
1.7
1.7
1.6
1.3
2.4
2.4
1.9
1.5
100 workers or more
0.6
0.6
0.4
0.6
0.7
0.5
1.1
0.9
0.5
0.8
0.7
0.7
0.7
0.6
0.5
    100 to 499 workers
1.0
1.0
0.6
1.0
1.0
0.7
1.4
1.2
0.8
1.3
1.1
1.0
1.0
0.9
0.7
    500 workers or more
1.1
1.0
0.4
1.1
1.0
0.6
1.6
1.3
0.6
1.2
1.0
0.8
1.1
0.9
0.6
Geographic areas
                             
Northeast
0.8
1.1
0.9
0.8
1.2
1.2
1.4
1.3
0.8
1.3
1.2
1.1
0.8
1.1
1.0
    New England
1.7
2.3
2.1
1.6
2.0
1.7
3.1
3.1
2.5
1.9
1.6
3.4
1.6
2.0
1.8
    Middle Atlantic
0.7
1.0
0.8
0.7
1.3
1.4
1.0
1.0
0.7
1.4
1.3
1.1
0.7
1.1
1.2
South
1.4
1.3
0.5
1.5
1.1
0.6
1.4
1.2
1.1
0.8
0.6
1.2
1.5
1.1
0.6
    South Atlantic
1.5
1.3
0.7
1.5
1.2
0.8
1.2
1.3
1.6
0.9
0.7
1.6
1.5
1.1
0.9
    East South Central
3.6
3.1
1.3
3.8
2.6
1.8
4.3
3.2
2.1
2.5
1.6
3.5
3.8
2.7
1.8
    West South Central
3.3
3.1
1.0
3.4
2.6
1.0
3.0
2.6
2.2
1.4
1.1
1.8
3.5
2.7
0.7
Midwest
1.7
1.4
0.5
1.7
1.2
0.6
1.7
1.4
0.8
1.8
1.3
1.2
1.8
1.2
0.5
    East North Central
1.8
1.7
0.6
1.8
1.4
0.7
1.7
1.4
0.9
2.2
1.5
1.3
2.0
1.5
0.5
    West North Central
3.6
2.4
1.2
3.6
2.2
1.2
3.9
3.1
1.6
3.5
2.3
2.4
3.6
2.1
1.1
West
1.4
1.4
0.7
1.5
1.6
1.0
1.4
1.3
0.8
1.3
1.3
1.2
1.5
1.5
1.0
    Mountain
1.5
1.5
1.5
1.7
1.9
2.0
2.6
2.5
0.9
2.2
2.3
2.3
2.1
1.9
2.3
    Pacific
1.9
2.0
0.8
2.0
2.2
1.1
1.6
1.6
1.1
1.6
1.5
1.4
2.0
2.1
0.9
1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation.
2Includes workers in private industry and state and local government. See Technical Note for further explanation.
3Healthcare is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
4Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2017.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.