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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 March 2017
Characteristics Average
flat monthly
employer
premium
Employee contribution not
required
Employee contribution required
Percent of
participating
employees
Average
flat monthly
employer
premium
Percent of
participating
employees
Average
flat monthly
employer
premium
Average
flat monthly
employee
contribution
All workers
$7.33
0.4
$19.16
0.4
$8.08
$4.50
Worker characteristics
           
Management, professional, and related
11.67
0.6
28.87
0.6
12.39
6.73
    Management, business, and financial
14.45
0.7
35.81
0.7
14.47
10.68
    Professional and related
13.83
0.8
35.47
0.8
14.74
7.96
        Teachers
13.32
0.9
32.05
0.9
15.31
17.74
            Primary, secondary, and special education
             school teachers
17.82
1.2
30.35
1.2
20.49
19.69
        Registered nurses
37.61
2.4
63.67
2.4
40.81
22.58
Service
25.60
1.8
47.84
1.8
28.10
15.52
    Protective service
24.71
2.3
59.12
2.3
24.14
8.42
Sales and office
10.64
0.7
26.69
0.7
11.21
7.07
    Sales and related
18.25
1.0
52.54
1.0
19.17
14.56
    Office and administrative support
13.25
0.7
29.54
0.7
13.53
9.96
Natural resources, construction, and maintenance
15.00
1.7
44.75
1.7
17.96
12.19
    Construction, extraction, farming, fishing, and
     forestry
24.21
3.9
49.81
3.9
28.69
18.34
    Installation, maintenance, and repair
18.67
1.6
89.72
1.6
21.04
15.00
Production, transportation, and material moving
19.44
1.2
27.51
1.2
19.97
10.11
    Production
29.59
1.4
41.57
1.4
30.60
9.67
    Transportation and material moving
21.28
1.8
38.83
1.8
21.09
18.89
Full time
7.31
0.4
21.12
0.4
8.12
4.87
Part time
31.05
2.0
18.44
2.0
33.44
18.52
Union
11.52
1.5
20.13
1.5
12.97
7.66
Nonunion
8.50
0.3
29.37
0.3
8.65
5.01
Average wage within the following categories:2
           
    Lowest 25 percent
25.09
1.0
33.11
1.0
24.95
13.41
        Lowest 10 percent
41.20
1.3
24.25
1.3
41.44
31.82
    Second 25 percent
11.57
0.7
42.85
0.7
11.47
9.32
    Third 25 percent
10.30
0.7
27.09
0.7
10.79
6.54
    Highest 25 percent
9.73
0.7
22.14
0.7
10.54
6.21
        Highest 10 percent
13.44
1.0
29.00
1.0
14.66
7.95
Establishment characteristics
           
Goods-producing industries
17.64
1.4
29.82
1.4
18.37
7.70
Service-providing industries
8.03
0.4
23.26
0.4
9.01
5.28
    Education and health services
16.56
0.8
25.84
0.8
17.76
10.14
        Educational services
11.53
0.8
30.21
0.8
13.60
12.73
            Elementary and secondary schools
15.18
1.0
26.39
1.0
18.18
14.51
            Junior colleges, colleges, and universities
14.47
0.9
68.99
0.9
15.31
14.92
        Health care and social assistance
29.70
1.4
44.21
1.4
31.33
14.73
            Hospitals
31.69
1.6
34.86
1.6
33.05
12.34
    Public administration
10.89
0.7
45.82
0.7
13.10
7.76
1 to 99 workers
12.65
0.7
34.42
0.7
13.37
9.15
    1 to 49 workers
13.41
0.8
42.36
0.8
13.79
9.68
    50 to 99 workers
22.45
0.8
50.23
0.8
23.51
17.96
100 workers or more
7.73
0.6
17.18
0.6
8.39
4.98
    100 to 499 workers
12.67
0.7
23.62
0.7
11.84
8.79
    500 workers or more
9.10
0.8
26.09
0.8
10.35
5.24
Geographic areas
           
Northeast
12.57
1.1
37.44
1.1
19.52
7.50
    New England
30.62
1.3
72.65
1.3
33.61
17.77
    Middle Atlantic
15.61
1.5
41.36
1.5
25.64
7.93
South
14.17
0.6
29.13
0.6
14.64
8.18
    South Atlantic
20.52
1.0
43.94
1.0
21.00
11.24
    East South Central
39.85
1.6
41.25
1.6
45.17
7.67
    West South Central
21.78
0.8
40.75
0.8
21.25
17.66
Midwest
10.46
1.0
54.54
1.0
10.19
10.14
    East North Central
13.11
1.3
58.51
1.3
11.72
11.77
    West North Central
16.99
1.3
115.97
1.3
19.32
17.91
West
15.95
0.9
27.59
0.9
17.48
8.73
    Mountain
27.31
0.9
71.71
0.9
36.07
16.60
    Pacific
19.46
1.2
29.60
1.2
19.27
10.06
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2017.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.