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Employee Benefits Survey
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Long-term disability plans: Fixed percent of annual earnings

Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 March 2017
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Characteristics Fixed percent of annual earnings Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent 61 to 66
percent
67 percent Greater
than 67
percent
All workers
25
60
8
6
1
58.0
60.0
Worker characteristics
             
Management, professional, and related
24
57
10
8
1
58.2
60.0
    Management, business, and financial
23
63
7
6
[2]
58.0
60.0
    Professional and related
25
54
12
8
1
58.3
60.0
        Teachers
13
47
23
14
3
60.5
60.0
            Primary, secondary, and special education
             school teachers
15
38
26
18
3
60.6
60.0
        Registered nurses
40
55
4
55.8
60.0
Service
28
58
7
6
1
57.9
60.0
    Protective service
24
49
14
59.3
60.0
Sales and office
26
62
5
6
1
57.7
60.0
    Sales and related
21
67
5
58.0
60.0
    Office and administrative support
27
61
6
6
[2]
57.6
60.0
Natural resources, construction, and maintenance
20
65
10
58.8
60.0
    Installation, maintenance, and repair
21
69
7
3
[2]
58.3
60.0
Production, transportation, and material moving
25
66
5
57.8
60.0
    Production
25
63
7
57.7
60.0
    Transportation and material moving
24
69
4
57.9
60.0
Full time
25
60
8
6
1
58.0
60.0
Part time
25
60
7
7
1
58.4
60.0
Union
28
53
8
9
2
58.2
60.0
Nonunion
24
61
8
6
1
58.0
60.0
Average wage within the following categories:3
             
    Lowest 25 percent
23
67
6
57.9
60.0
        Lowest 10 percent
62
3
56.8
60.0
    Second 25 percent
27
60
7
5
1
57.5
60.0
    Third 25 percent
24
61
8
7
[2]
58.2
60.0
    Highest 25 percent
25
58
9
7
1
58.2
60.0
        Highest 10 percent
24
59
9
8
1
58.4
60.0
Establishment characteristics
             
Goods-producing industries
22
59
12
58.6
60.0
Service-providing industries
25
60
7
6
1
57.9
60.0
    Education and health services
26
56
11
7
1
58.0
60.0
        Educational services
13
49
22
14
3
60.6
60.0
            Elementary and secondary schools
15
37
25
20
3
61.1
60.0
            Junior colleges, colleges, and universities
10
65
17
6
2
60.0
60.0
        Health care and social assistance
35
60
4
2
56.3
60.0
            Hospitals
45
51
2
3
55.1
60.0
    Public administration
19
45
14
20
2
60.3
60.0
1 to 99 workers
19
64
10
6
1
58.9
60.0
    1 to 49 workers
20
66
8
58.6
60.0
    50 to 99 workers
19
59
13
8
1
59.3
60.0
100 workers or more
28
58
7
6
1
57.6
60.0
    100 to 499 workers
24
62
7
7
1
58.2
60.0
    500 workers or more
31
55
7
6
1
57.1
60.0
Geographic areas
             
Northeast
24
67
5
57.9
60.0
    New England
25
62
7
57.8
60.0
    Middle Atlantic
23
69
5
57.9
60.0
South
25
61
10
4
[2]
57.6
60.0
    South Atlantic
25
57
13
5
[2]
57.8
60.0
    East South Central
22
69
5
4
57.6
60.0
    West South Central
27
66
4
57.2
60.0
Midwest
24
61
6
7
2
58.1
60.0
    East North Central
27
59
6
7
1
57.8
60.0
    West North Central
19
66
6
8
2
58.9
60.0
West
26
50
12
11
1
58.7
60.0
    Mountain
24
53
13
59.2
60.0
    Pacific
27
49
14
58.5
60.0
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Less than 0.5.
3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2017.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.