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Employee Benefits Survey
EBS EBS Program Links

Short-term disability plans: Method of funding

Table 22. Short-term disability plans: Method of funding, State and local
government workers, March 2017
(All workers with short-term disability coverage = 100 percent)
Characteristics Non-
commercially
insured1
Commercially
insured
Legally
required
Other
All workers
46
40
10
5
Worker characteristics
       
Management, professional, and related
49
38
9
4
    Professional and related
50
37
        Teachers
55
32
10
4
            Primary, secondary, and special education
             school teachers
53
38
6
3
Service
35
46
14
5
    Protective service
32
54
Sales and office
45
37
10
7
    Office and administrative support
44
38
10
8
Natural resources, construction, and maintenance
42
44
8
6
Production, transportation, and material moving
54
31
Full time
47
41
8
4
Part time
29
27
31
13
Union
37
42
16
6
Nonunion
53
38
5
4
Average wage within the following categories:2
       
    Lowest 25 percent
41
39
10
10
        Lowest 10 percent
35
40
    Second 25 percent
39
48
8
5
    Third 25 percent
54
32
10
4
    Highest 25 percent
47
39
11
3
        Highest 10 percent
45
39
Establishment characteristics
       
Service-providing industries
46
39
10
5
    Education and health services
51
35
9
5
        Educational services
50
34
10
6
            Elementary and secondary schools
46
38
8
8
            Junior colleges, colleges, and universities
58
24
        Health care and social assistance
55
42
            Hospitals
59
41
    Public administration
36
46
13
5
1 to 99 workers
54
27
10
9
    1 to 49 workers
63
16
    50 to 99 workers
42
42
100 workers or more
43
43
10
4
    100 to 499 workers
40
41
15
5
    500 workers or more
45
43
8
4
State government
65
23
Local government
38
46
9
7
Geographic areas
       
Northeast
44
33
    New England
59
41
    Middle Atlantic
44
36
South
65
34
    South Atlantic
74
25
    East South Central
61
Midwest
45
36
18
    East North Central
46
34
20
West
47
44
    Mountain
35
57
    Pacific
53
38
1Employer assumes all risks and expenses of providing the benefit.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2017.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.