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Employee Benefits Survey
EBS EBS Program Links

Defined contribution retirement plans: Selected attributes

Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, March 2017
(All workers participating in defined contribution plans = 100 percent)
Characteristics Employee contribution Employee contribution
option
Required Not required Pretax Not pretax
All workers
68
32
82
18
Worker characteristics
       
Management, professional, and related
68
32
83
17
    Management, business, and financial
70
30
85
15
    Professional and related
66
34
83
17
Service
66
34
83
17
    Protective service
79
21
87
13
Sales and office
67
33
78
22
    Sales and related
68
32
74
26
    Office and administrative support
67
33
80
20
Natural resources, construction, and maintenance
64
36
81
19
    Construction, extraction, farming, fishing, and
     forestry
52
48
74
26
    Installation, maintenance, and repair
72
28
86
14
Production, transportation, and material moving
71
29
84
16
    Production
71
29
84
16
    Transportation and material moving
70
30
84
16
Full time
68
32
83
17
Part time
62
38
75
25
Union
67
33
81
19
Nonunion
68
32
82
18
Average wage within the following categories:1
       
    Lowest 25 percent
69
31
77
23
        Lowest 10 percent
67
33
75
25
    Second 25 percent
68
32
80
20
    Third 25 percent
66
34
83
17
    Highest 25 percent
68
32
83
17
        Highest 10 percent
69
31
84
16
Establishment characteristics
       
Goods-producing industries
65
35
80
20
    Construction
53
47
73
27
    Manufacturing
68
32
82
18
Service-providing industries
68
32
82
18
    Trade, transportation, and utilities
67
33
77
23
        Wholesale trade
77
23
88
12
        Retail trade
62
38
69
31
        Transportation and warehousing
66
34
82
18
        Utilities
82
18
93
7
    Information
83
17
92
8
    Financial activities
70
30
80
20
        Finance and insurance
70
30
79
21
            Credit intermediation and related activities
68
32
76
24
            Insurance carriers and related activities
74
26
84
16
        Real estate and rental and leasing
71
29
85
15
    Professional and business services
73
27
88
12
        Professional and technical services
67
33
85
15
        Administrative and waste services
82
18
87
13
    Education and health services
61
39
82
18
        Educational services
63
37
86
14
            Junior colleges, colleges, and universities
58
42
83
17
        Health care and social assistance
61
39
81
19
    Other services
58
42
84
16
1 to 99 workers
66
34
83
17
    1 to 49 workers
64
36
83
17
    50 to 99 workers
72
28
84
16
100 workers or more
68
32
81
19
    100 to 499 workers
69
31
81
19
    500 workers or more
68
32
81
19
Geographic areas
       
Northeast
65
35
85
15
    New England
67
33
85
15
    Middle Atlantic
64
36
85
15
South
72
28
81
19
    South Atlantic
69
31
79
21
    East South Central
78
22
84
16
    West South Central
74
26
82
18
Midwest
65
35
81
19
    East North Central
64
36
82
18
    West North Central
66
34
79
21
West
67
33
82
18
    Mountain
68
32
83
17
    Pacific
66
34
80
20
1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2017.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.