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Employee Benefits Survey
EBS EBS Program Links

Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by
type of contribution, private industry workers, March 2017
(All workers with contributory coverage = 100 percent)
Characteristics Family coverage
Flat dollar
amount
Varies1 Exists, but
amount
unknown
Other2
All workers
70
15
13
1
Worker characteristics
       
Management, professional, and related
69
15
14
2
    Management, business, and financial
72
15
11
2
    Professional and related
67
15
Service
75
15
    Protective service
71
18
11
Sales and office
66
21
12
1
    Sales and related
57
30
    Office and administrative support
70
17
12
1
Natural resources, construction, and maintenance
73
9
17
1
    Construction, extraction, farming, fishing, and
     forestry
73
18
    Installation, maintenance, and repair
73
9
16
1
Production, transportation, and material moving
76
9
14
1
    Production
80
8
11
[3]
    Transportation and material moving
72
17
Full time
71
15
13
1
Part time
60
26
Union
73
9
16
2
Nonunion
70
16
13
1
Average wage within the following categories:4
       
    Lowest 25 percent
72
16
        Lowest 10 percent
82
6
    Second 25 percent
69
17
13
1
    Third 25 percent
72
13
14
1
    Highest 25 percent
69
15
14
2
        Highest 10 percent
69
17
13
2
Establishment characteristics
       
Goods-producing industries
77
10
13
1
    Construction
81
12
    Manufacturing
77
11
12
1
Service-providing industries
69
17
13
1
    Trade, transportation, and utilities
63
22
15
1
        Wholesale trade
78
14
        Retail trade
50
38
        Transportation and warehousing
66
21
        Utilities
70
8
22
    Information
73
17
    Financial activities
63
24
11
2
        Finance and insurance
59
28
11
2
            Credit intermediation and related activities
61
29
            Insurance carriers and related activities
60
23
13
4
        Real estate and rental and leasing
78
    Professional and business services
76
12
        Professional and technical services
75
12
        Administrative and waste services
79
14
    Education and health services
69
15
        Educational services
74
18
            Junior colleges, colleges, and universities
66
26
        Health care and social assistance
68
15
    Leisure and hospitality
76
17
7
        Accommodation and food services
73
19
    Other services
73
15
1 to 99 workers
74
14
    1 to 49 workers
72
15
    50 to 99 workers
78
11
100 workers or more
68
18
13
1
    100 to 499 workers
72
16
11
1
    500 workers or more
62
21
15
2
Geographic areas
       
Northeast
71
16
12
2
    New England
78
13
8
1
    Middle Atlantic
69
16
South
72
14
11
2
    South Atlantic
72
15
    East South Central
82
9
    West South Central
68
15
16
[3]
Midwest
69
14
16
1
    East North Central
70
15
    West North Central
67
19
West
68
17
14
1
    Mountain
61
23
    Pacific
71
15
1Based on worker attributes. For example, employee contributions may vary based on earnings, length of service,
or age.
2Includes contribution types not separately published such as composite rates, flexible benefits, and percent of
earnings.
3Less than 0.5.
4Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2017.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.