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Employee Benefits Survey
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Medical care benefit combinations: Access

Table 45. Medical care benefit combinations: Access, private industry workers, March 2017
(All workers = 100 percent)
Characteristics Medical care and retirement benefits Medical care and life insurance benefits Medical care benefits and defined benefit
retirement
Medical care benefits and defined contribution
retirement
Medical
care and
retirement
benefits
Medical
care and no
retirement
benefits
Retirement
benefits
and no
medical
care
benefits
No medical
care and no
retirement
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
No medical
care
benefits
and no
defined
benefit
retirement
Medical
care
benefits
and defined
contribution
retirement
Medical
care
benefits
and no
defined
contribution
retirement
Defined
contribution
retirement
and no
medical
care
benefits
No medical
care
benefits
and no
defined
contribution
retirement
All workers
58
9
8
24
54
13
1
31
17
50
1
32
54
13
8
25
Worker characteristics
                               
Management, professional, and related
78
9
4
9
75
12
1
13
25
61
[1]
13
74
13
4
9
    Management, business, and financial
85
10
1
3
84
12
[1]
4
28
67
83
12
1
3
    Professional and related
74
8
6
12
70
12
1
17
23
59
[1]
18
69
13
5
13
Service
30
9
12
50
27
12
2
60
6
32
1
61
27
12
11
50
    Protective service
37
35
36
45
30
58
34
7
23
37
Sales and office
57
9
13
21
52
14
2
32
14
52
2
33
54
11
12
22
    Sales and related
46
8
21
25
40
14
2
44
9
45
2
44
43
11
20
26
    Office and administrative support
65
9
7
19
60
14
2
24
17
56
1
25
62
12
7
19
Natural resources, construction, and maintenance
59
14
4
23
52
20
1
26
51
27
53
19
4
24
    Construction, extraction, farming, fishing, and
     forestry
52
13
6
29
43
22
2
33
42
35
43
22
6
30
    Installation, maintenance, and repair
65
15
3
18
61
19
1
20
20
59
21
62
17
3
18
Production, transportation, and material moving
65
9
5
20
61
14
1
24
22
53
1
25
58
16
5
20
    Production
71
10
3
16
67
14
1
18
21
60
19
68
13
3
16
    Transportation and material moving
60
8
7
24
55
13
1
30
23
46
1
30
49
20
7
24
Full time
74
12
3
11
70
15
1
13
21
64
[1]
15
70
16
3
11
Part time
16
3
22
60
10
8
2
80
6
13
2
79
12
6
21
61
Union
89
4
2
4
83
11
1
6
70
24
1
5
54
40
1
5
Nonunion
55
10
9
26
51
14
1
34
12
53
1
34
54
11
9
27
Average wage within the following categories:2
                               
    Lowest 25 percent
25
8
17
50
20
13
2
65
4
29
2
66
22
10
17
51
        Lowest 10 percent
15
7
18
60
12
10
2
76
3
19
1
77
13
9
17
61
    Second 25 percent
59
11
7
23
56
15
1
28
12
58
1
29
55
15
6
23
    Third 25 percent
74
11
4
11
70
15
1
15
23
62
[1]
15
69
16
4
11
    Highest 25 percent
85
7
2
5
82
11
1
7
35
58
[1]
8
80
12
2
5
        Highest 10 percent
87
7
3
4
84
9
1
5
35
59
82
11
3
4
Establishment characteristics
                               
Goods-producing industries
73
12
2
13
69
16
1
15
25
60
69
16
2
13
    Construction
51
16
5
28
41
26
1
32
50
33
43
24
5
29
    Manufacturing
83
10
1
6
82
11
1
7
28
64
8
80
12
1
6
Service-providing industries
55
9
9
27
51
13
1
35
16
48
1
35
51
13
9
27
    Trade, transportation, and utilities
60
7
15
18
51
15
2
31
16
51
2
31
52
15
14
19
        Wholesale trade
73
13
4
10
69
17
2
13
75
14
71
15
4
10
        Retail trade
48
6
24
23
37
17
3
43
10
43
4
43
41
12
22
24
        Transportation and warehousing
79
4
4
13
72
16
33
50
60
23
3
14
        Utilities
96
95
76
23
96
    Information
87
6
2
5
88
6
38
56
87
6
2
5
    Financial activities
80
8
4
8
81
8
1
11
38
50
[1]
12
79
9
4
8
        Finance and insurance
89
3
3
5
89
4
1
6
47
45
[1]
7
89
4
3
5
            Credit intermediation and related activities
91
3
2
3
92
3
1
4
47
48
1
5
91
4
2
3
            Insurance carriers and related activities
85
3
4
8
84
4
2
10
47
41
85
3
4
8
        Real estate and rental and leasing
50
23
8
18
54
26
7
66
26
50
24
8
18
    Professional and business services
53
12
8
27
51
14
2
33
52
35
52
14
8
27
        Professional and technical services
70
12
6
12
67
17
68
18
70
12
6
12
        Administrative and waste services
28
14
10
48
27
15
4
54
5
37
58
27
15
10
48
    Education and health services
66
8
7
20
61
12
1
25
17
56
[1]
26
61
13
7
20
        Educational services
69
5
2
23
66
24
59
25
60
15
2
23
            Junior colleges, colleges, and universities
87
3
1
9
87
10
16
74
83
7
1
9
        Health care and social assistance
65
8
7
19
60
13
1
26
17
56
[1]
26
61
13
7
19
    Leisure and hospitality
23
9
10
58
20
68
3
28
[1]
68
21
11
10
59
        Accommodation and food services
21
9
10
60
19
69
28
70
19
11
10
60
    Other services
38
10
10
42
33
51
39
51
34
14
8
43
1 to 99 workers
43
12
10
35
39
16
1
43
8
47
1
44
41
15
10
35
    1 to 49 workers
39
13
10
39
34
17
1
47
7
45
[1]
48
37
14
10
39
    50 to 99 workers
56
11
10
23
53
14
1
32
13
54
1
32
51
16
9
24
100 workers or more
77
5
6
12
72
10
1
16
28
54
1
17
70
12
6
12
    100 to 499 workers
71
7
8
14
65
13
2
21
19
59
1
21
65
13
8
15
    500 workers or more
86
3
4
7
84
5
1
10
42
46
1
10
79
10
3
8
Geographic areas
                               
Northeast
60
8
8
24
55
13
1
31
21
47
1
31
54
14
8
24
    New England
61
6
10
23
55
12
2
31
48
33
57
10
10
24
    Middle Atlantic
60
9
7
24
55
14
1
30
22
47
1
30
54
15
7
24
South
58
10
9
23
56
12
2
31
16
51
1
32
55
13
9
24
    South Atlantic
59
8
9
24
56
11
1
32
19
48
1
32
55
12
9
24
    East South Central
61
22
54
17
1
28
57
29
58
12
8
22
    West South Central
55
12
10
23
57
10
2
31
14
53
1
33
52
14
10
23
Midwest
61
7
9
22
57
11
1
31
18
50
1
31
58
11
9
22
    East North Central
61
8
9
22
57
12
1
30
19
50
1
31
57
12
9
22
    West North Central
62
5
9
23
58
10
1
31
51
32
59
9
9
23
West
54
12
6
28
47
19
1
33
15
51
1
34
50
16
6
29
    Mountain
56
9
7
27
50
15
1
33
11
55
1
34
53
12
7
28
    Pacific
53
13
6
29
45
20
1
33
17
49
1
34
48
17
5
29
1Less than 0.5.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2017.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.