Table 2. Medical care benefits: Selected plan characteristics, private industry workers, 2017

Employee Benefits Survey

Table 2. Medical care benefits: Selected plan characteristics, private industry workers, 2017
(All workers participating in medical care plans = 100 percent)
Characteristics	Plan network			Allow nonemergency services outside network			Use a primary care physician
Characteristics	Yes	No	Not determinable	Yes	No	Not determinable	Yes	No	Not determinable
Worker characteristics
All workers	98	2	-	77	23	-	22	77	1
Management, professional, and related	98	-	-	73	27	-	25	74	1
Management, business, and financial	98	-	-	74	26	-	26	72	2
Professional and related	98	-	-	72	28	-	24	75	(1)
Service: Protective service	93	-	-	81	-	-	-	-	-
Sales and office	98	-	-	80	20	-	17	82	1
Sales and related	100	-	-	88	12	-	13	85	2
Office and administrative support	97	-	-	76	24	-	18	81	1
Natural resources, construction, and maintenance: Construction, extraction, farming, fishing, and forestry	98	-	-	76	24	-	26	73	(1)
Production, transportation, and material moving	99	-	-	84	16	-	18	81	1
Production	99	-	-	80	20	-	21	77	1
Transportation and material moving	99	-	-	87	13	-	15	84	1
Full time	98	2	-	78	22	-	22	77	1
Part time	91	-	-	75	25	-	19	80	(1)
Union	99	1	-	84	16	-	21	79	(1)
Nonunion	98	2	-	76	24	-	22	77	1
Average wage within the following categories(2):
Second 25 percent	98	2	-	79	21	-	23	76	1
Third 25 percent	99	1	-	78	22	-	20	78	1
Highest 25 percent	98	-	-	75	25	-	23	75	1
Highest 10 percent	97	-	-	73	27	-	25	74	1
Establishment characteristics
Goods-producing industries	97	-	-	79	21	-	20	79	1
Construction	96	-	-	77	23	-	20	80	(1)
Manufacturing	98	-	-	80	20	-	21	77	2
Service-providing industries	98	-	-	77	23	-	23	76	1
Trade, transportation, and utilities	99	-	-	87	13	-	13	85	2
Retail trade	99	-	-	89	11	-	11	89	1
Transportation and warehousing	100	-	-	89	11	-	14	86	-
Information	97	3	-	85	15	-	13	86	1
Financial activities	99	-	-	81	19	-	18	79	3
Finance and insurance	99	-	-	84	16	-	15	82	3
Credit intermediation and related activities	99	-	-	85	15	-	11	87	2
Insurance carriers and related activities	99	-	-	81	19	-	16	82	2
Education and health services	97	-	-	66	34	-	30	70	(1)
Educational services	97	-	-	66	34	-	31	69	(1)
Junior colleges, colleges, and universities	99	-	-	72	28	-	31	69	(1)
100 workers or more	98	-	-	80	20	-	20	78	1
100 to 499 workers	99	-	-	82	18	-	21	78	2
500 workers or more	96	-	-	78	22	-	20	79	1
Geographic areas
Northeast	99	-	-	70	30	-	27	72	1
New England	98	-	-	58	42	-	33	64	2
Middle Atlantic	99	-	-	74	26	-	25	75	(1)
South	96	-	-	82	18	-	18	82	(1)
West South Central	91	-	-	79	21	-	13	87	(1)
Midwest	99	-	-	87	13	-	12	86	2
East North Central	99	-	-	87	13	-	11	86	3
West	98	2	-	68	32	-	34	65	1
Mountain	96	-	-	78	22	-	21	77	2
Pacific	99	-	-	64	36	-	39	61	1
Footnotes: (1) Less than 0.5. (2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2017." Note: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm. Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

Last Modified Date: May 15, 2018