Table 5. Standard errors for medical care benefits: Coinsurance percentage, private industry workers, 2017
Characteristics |
Fixed coinsurance |
Variable coinsurance |
With other
coinsurance |
With fixed
coinsurance |
Median
coinsurance
percentage |
With variable
coinsurance |
Median coinsurance percentage |
In-network |
Out-of-
network |
Most
generous
coverage |
Worker characteristics
|
|
All workers |
- |
- |
1.0 |
0.0 |
0.0 |
0.0 |
- |
Management, professional, and related |
- |
- |
1.9 |
0.0 |
0.0 |
0.0 |
- |
Management, business, and financial |
2.1 |
0.0 |
2.1 |
0.0 |
0.0 |
8.0 |
- |
Professional and related |
- |
- |
2.6 |
0.9 |
0.0 |
0.0 |
- |
Service:
Protective service |
- |
- |
10.2 |
20.0 |
11.5 |
0.0 |
- |
Sales and office |
- |
- |
1.4 |
0.0 |
0.0 |
4.1 |
- |
Sales and related |
- |
- |
1.6 |
0.0 |
7.1 |
- |
- |
Office and administrative support |
- |
- |
1.9 |
0.0 |
0.0 |
8.6 |
- |
Natural resources, construction, and maintenance:
Construction, extraction, farming, fishing, and
forestry |
6.2 |
7.3 |
6.2 |
0.0 |
0.9 |
- |
- |
Production, transportation, and material moving |
1.9 |
0.0 |
1.9 |
0.0 |
0.0 |
0.0 |
- |
Production |
2.9 |
0.0 |
2.9 |
3.5 |
0.0 |
- |
- |
Transportation and material moving |
2.2 |
0.0 |
2.2 |
0.0 |
0.0 |
- |
- |
Full time |
- |
- |
1.1 |
0.0 |
0.0 |
0.0 |
- |
Part time |
- |
- |
4.4 |
0.0 |
0.0 |
0.0 |
- |
Union |
- |
- |
2.1 |
6.8 |
4.2 |
0.0 |
- |
Nonunion |
- |
- |
1.2 |
0.0 |
0.0 |
0.9 |
- |
Average wage within the following categories: |
|
Second 25 percent |
- |
- |
1.6 |
0.0 |
0.0 |
8.5 |
- |
Third 25 percent |
1.9 |
0.0 |
1.9 |
0.0 |
0.0 |
3.3 |
- |
Highest 25 percent |
- |
- |
1.8 |
0.0 |
0.0 |
0.0 |
- |
Highest 10 percent |
- |
- |
2.9 |
1.6 |
0.0 |
10.5 |
- |
Establishment characteristics
|
|
Goods-producing industries |
2.5 |
0.0 |
2.5 |
0.9 |
0.0 |
- |
- |
Construction |
3.5 |
13.4 |
3.5 |
0.0 |
0.0 |
- |
- |
Manufacturing |
2.5 |
0.0 |
2.5 |
4.7 |
0.0 |
- |
- |
Service-providing industries |
- |
- |
1.1 |
0.0 |
0.0 |
0.0 |
- |
Trade, transportation, and utilities |
- |
- |
1.2 |
0.0 |
0.0 |
0.0 |
- |
Retail trade |
- |
- |
1.7 |
0.0 |
6.9 |
- |
- |
Transportation and warehousing |
- |
- |
2.8 |
0.0 |
2.6 |
- |
- |
Information |
1.8 |
0.0 |
1.8 |
4.7 |
1.3 |
- |
- |
Financial activities |
2.2 |
0.0 |
2.2 |
0.0 |
0.0 |
0.0 |
- |
Finance and insurance |
1.3 |
0.0 |
1.3 |
0.0 |
0.0 |
0.0 |
- |
Credit intermediation and related activities |
2.0 |
0.0 |
2.0 |
0.0 |
0.0 |
- |
- |
Insurance carriers and related activities |
4.1 |
0.0 |
4.1 |
0.0 |
0.0 |
- |
- |
Education and health services |
- |
- |
2.5 |
0.0 |
0.0 |
0.0 |
- |
Educational services |
- |
- |
7.8 |
6.1 |
6.8 |
0.0 |
- |
Junior colleges, colleges, and universities |
- |
- |
2.9 |
7.4 |
6.8 |
0.0 |
- |
100 workers or more |
- |
- |
1.1 |
0.0 |
0.0 |
0.0 |
- |
100 to 499 workers |
- |
- |
1.3 |
0.0 |
0.0 |
5.2 |
- |
500 workers or more |
2.1 |
0.0 |
2.1 |
0.0 |
0.0 |
0.0 |
- |
Geographic areas
|
|
Northeast |
- |
- |
2.9 |
0.0 |
0.0 |
9.7 |
- |
New England |
- |
- |
4.2 |
0.0 |
0.0 |
4.8 |
- |
Middle Atlantic |
- |
- |
3.5 |
0.0 |
0.0 |
10.2 |
- |
South |
1.9 |
0.0 |
1.9 |
0.0 |
0.0 |
8.0 |
- |
West South Central |
3.9 |
0.0 |
3.9 |
0.0 |
0.0 |
7.1 |
- |
Midwest |
- |
- |
1.4 |
0.0 |
0.0 |
8.1 |
- |
East North Central |
- |
- |
1.4 |
0.0 |
0.0 |
8.3 |
- |
West |
2.1 |
0.0 |
2.1 |
0.0 |
0.0 |
0.0 |
- |
Mountain |
3.2 |
0.0 |
3.2 |
0.0 |
0.0 |
6.1 |
- |
Pacific |
2.7 |
0.0 |
2.7 |
6.8 |
0.0 |
0.0 |
- |
Last Modified Date: May 15, 2018
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