The National Compensation Survey (NCS) provides comprehensive measures of compensation cost trends and the coverage, costs, and provisions of employer-sponsored benefits in the United States. This bulletin presents 2018 estimates of the detailed benefit provisions of employer-sponsored health plans in private industry by worker and establishment characteristics.

These estimates are also accessible from the National Compensation Survey – Benefits database, available at www.bls.gov/ncs/ebs/data.htm.

Health benefits detailed provisions

  • Annual individual and family deductibles, coinsurance percentages, annual individual and family out-of-pocket maximums, eligibility requirements;
  • Annual individual deductible for high and nonhigh deductible health plans
  • Coverage and limits for hospital room and board benefits, physician office visits, mental health care benefits, substance abuse treatment benefits; and
  • Outpatient prescription drug benefits: types of coverage and limits for generic and brand-name drugs.

Estimates for prior years and other benefits publications are available from the benefits homepage at www.bls.gov/ebs.

U. S. Bureau of Labor Statistics (BLS) staff designed the survey, collected and reviewed the survey data, and prepared survey estimates for publication. The survey could not have been conducted without the cooperation of the many private businesses that provided benefits data. BLS thanks these respondents for their cooperation. Information for respondents is available at www.bls.gov/respondents/ncs/home.htm.

For more information on benefits estimates, contact NCS staff by phone at (202) 691–6199 or by email at ncsinfo@bls.gov. Information is made available to sensory-impaired individuals upon request (Voice phone: (202) 691–5200; Federal Relay Service: 1 (800) 877–8339). Data requests also may be sent to U.S. Bureau of Labor Statistics, National Compensation Survey – Benefits, 2 Massachusetts Avenue NE, Room 4160, Washington, DC 20212.

Material in this publication is in the public domain and, with appropriate credit, may be reproduced without permission, see www.bls.gov/opub/#copyright.


Last Modified Date: April 18, 2019