A to Z Index  |  FAQs  |  About BLS  |  Contact Us    
Employee Benefits Survey
PRINT:Print
EBS EBS Program Links
Table 3. Medical care benefits: Summary of plan features, private industry workers, 2018
(All workers participating in medical care plans = 100 percent)
Characteristics Annual deductible Coinsurance Annual out-of-pocket maximum
Yes No Not determinable Yes No Not determinable Yes No Not determinable

Worker characteristics

All workers

91 9 (1) 77 23 - 97 2 (1)

Management, professional, and related

92 8 (1) 76 24 - 98 1 (1)

Management, business, and financial

94 6 - 80 20 - 98 1 (1)

Professional and related

91 9 (1) 74 26 - 99 - -

Sales and office

91 - - 78 22 - 98 - -

Sales and related

98 - - 86 14 - 100 - -

Office and administrative support

88 - - 75 25 - 97 - -

Full time

92 8 (1) 78 22 - 98 2 (1)

Part time

84 - - 70 30 - 96 - -

Establishment characteristics

Service-providing industries

91 9 (1) 77 23 - 98 - -

Trade, transportation, and utilities

96 4 (1) 86 14 - 100 - -

Information

91 - - 84 - - 100 - -

Financial activities

96 - - 87 13 - 96 - -

Education and health services

83 17 (1) 64 36 - 99 1 1

Educational services

90 10 (1) 57 43 - 95 4 (1)

Health care and social assistance

82 18 - 65 35 - 99 - -

Geographic areas

Northeast

89 11 (1) 69 31 - 96 - -

New England

94 - - 67 33 - 94 - -

Middle Atlantic

87 13 (1) 69 31 - 96 - -

South

95 4 (1) 78 22 - 98 - -

South Atlantic

95 4 (1) 81 19 - 98 - -

West South Central

95 - - 75 25 - 99 - -

Midwest

96 4 (1) 82 18 - 98 2 (1)

East North Central

95 5 (1) 82 18 - 97 3 (1)

West North Central

98 - - 84 16 - 99 - -

West: Mountain

95 - - 87 - - 98 - -

Footnotes:
(1) Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/detailedprovisions/2018/ownership/private/glossary.htm.
Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

 

Last Modified Date: April 18, 2019