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Employee Benefits Survey
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Table 7. Standard errors for medical care benefits: Type and amount of annual family deductible, private industry workers, 2018
Characteristics With deductible With no deductible Not determinable
Total with deductible With fixed deductible With variable deductible Other deductible(2)
Total with fixed deductible Median deductible amount Total with variable deductible Median deductible amount
In-network Out-of-network Most generous coverage(1)

Worker characteristics

All workers

1.3 - - 1.5 $0 $0 $458 - 1.3 0.1

Management, professional, and related

1.6 2.4 $36 2.0 $0 $222 $490 - 1.6 (3)

Management, business, and financial

1.1 2.9 $51 3.2 $0 $647 - - 1.1 0.0

Professional and related

2.5 2.9 $63 2.1 $0 $0 $484 - 2.5 0.1

Sales and office

2.8 - - 3.1 $0 $805 $780 - - -

Sales and related

1.8 - - 3.6 $456 $2,104 - - - -

Office and administrative support

3.8 - - 3.5 $0 $0 $0 - - -

Full time

1.3 - - 1.5 $0 $0 $449 - 1.3 0.1

Part time

8.1 5.2 $0 6.6 $555 $1,379 - - - -

Establishment characteristics

Service-providing industries

1.6 - - 1.8 $0 $73 $263 - 1.6 (3)

Trade, transportation, and utilities

0.9 2.8 $266 2.7 $0 $175 - - 0.9 (3)

Information

4.6 8.1 - 6.0 $129 - - - - -

Financial activities

1.8 - - 3.0 $328 $329 - - - 0.0

Education and health services

3.2 4.4 $365 4.7 $661 $1,270 $451 - 3.2 (3)

Educational services

2.1 4.5 - 4.2 - $438 - - 2.1 0.1

Health care and social assistance

3.7 5.1 - 5.4 $681 $1,258 $484 - 3.7 0.0

Geographic areas

Northeast

2.9 2.7 $585 3.7 $336 $508 $0 - 2.9 0.1

New England

3.1 7.2 - 7.8 $540 $1,742 - - - -

Middle Atlantic

3.9 2.4 $521 4.3 $592 $264 $663 - 3.9 0.1

South

1.0 2.3 $0 2.4 $0 $384 $534 - 0.9 0.2

South Atlantic

0.9 3.4 $100 3.3 $55 $0 $142 - 1.0 0.1

West South Central

1.4 3.5 - 4.4 $398 $989 - - - -

Midwest

1.0 2.3 $36 2.8 $0 $186 - - 0.9 0.3

East North Central

1.4 3.0 $109 3.9 $0 $0 - - 1.2 0.4

West North Central

0.6 2.7 - 2.9 $0 $808 - - - -

West: Mountain

1.5 7.9 - 7.5 $0 $630 - - 1.5 0.0

Footnotes:
(2) Deductible amount vary by additional factors such as employee length of service, salary range, or age of enrollee.
(1) Refers to deductible or coinsurance amounts for the most generous benefits received in plans with more than two tiers of benefits.
(3) Less than 0.05.

Note: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/detailedprovisions/2018/ownership/private/glossary.htm.
Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

 

Last Modified Date: April 18, 2019