Percentage of total expenditures allocated to owned dwelling expenses, 1989 and 1995 Item Northeast Midwest South West 1989 1995 1989 1995 1989 1995 1989 1995 Owned dwellings 11.0 13.1 9.9 11.0 9.0 10.0 11.6 13.3 Mortgage interest and charges 5.8 6.7 5.5 6.0 5.9 5.4 7.9 8.6 Property taxes 2.9 4.4 2.6 3.0 1.3 2.3 1.8 2.3 Maintenance, repairs, and insurance 2.3 2.0 1.9 2.1 1.7 2.3 1.9 2.4 Note: Some figures do not sum due to rounding.