Annual change in average consumer expenditures on housing and personal insurance, 1990-97 Year Housing Personal insurance 1990 1.1 4.9 1991 6.3 7.5 1992 2.4 -1.3 1993 1.7 5.7 1994 4.9 1.0 1995 3.5 0.9 1996 2.8 3.2 1997 4.9 5.3