51 percent of private industry workers participated in high deductible health plans in 2023

Among all private industry workers participating in medical care plans, 51 percent were participating in high deductible health plans in 2023. Across occupational groups, 49 percent of management, professional, and related workers and 58 percent of natural resources, construction, and maintenance workers participated in high deductible health plans.

In 2023, the median annual individual deductible amount was $2,500 for all private industry workers participating in a high deductible health plan. The deductible amount ranged from $2,000 for management, professional, and related workers to $3,000 for workers in service occupations and in natural resources, construction, and maintenance occupations. For those workers participating in non-high deductible plans, the median annual individual deductible amount ranged from $600 for management, professional, and related to $900 for sales and office occupations.

These data are from the Employee Benefits program. For more information, see Health care plan provisions for private industry workers in the United States, 2023 and High deductible health plans and health savings accounts. Historical U.S. Employee Benefits data (XLSX) estimates are also available using the database query tool. We also have more charts on Employee Benefits.