Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement Data Table

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers,  National Compensation Survey, March 2009

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$737.68

12

$911.60

88

$714.83

$349.36

Worker characteristics

             

Management, professional, and related

100

795.57

9

949.62

91

780.58

346.44

    Management, business, and financial

100

800.08

9

1,003.40

91

780.61

329.63

    Professional and related

100

793.03

9

919.99

91

780.57

355.93

Service

100

658.57

10

820.70

90

640.01

380.16

    Protective service

100

568.59

3

721.99

97

563.56

317.90

Sales and office

100

704.00

8

890.18

92

688.85

366.58

    Sales and related

100

631.16

7

730.74

93

624.05

372.96

    Office and administrative support

100

739.78

8

955.93

92

721.13

363.41

Natural resources, construction, and maintenance

100

714.98

24

919.21

76

650.44

359.12

    Construction, extraction, farming, fishing, and
     forestry

100

678.81

32

852.68

68

596.19

385.11

    Installation, maintenance, and repair

100

747.37

17

1,034.31

83

689.96

340.19

Production, transportation, and material moving

100

754.39

16

921.34

84

723.24

301.94

    Production

100

779.33

15

943.39

85

751.41

293.99

    Transportation and material moving

100

720.65

17

896.31

83

683.82

313.06

Full time

100

739.60

12

919.91

88

716.04

345.79

Part time

100

707.05

12

789.25

88

695.31

406.86

Union

100

879.80

42

917.26

58

853.22

262.30

Nonunion

100

713.12

6

905.31

94

699.87

358.77

Wage percentiles:1

             

    Lowest 10 percent

100

560.91

9

434.47

91

572.78

366.64

    Lowest 25 percent

100

624.20

8

720.45

92

616.36

382.35

    Second 25 percent

100

686.47

8

823.75

92

674.94

364.75

    Third 25 percent

100

735.17

12

898.67

88

713.36

345.20

    Highest 25 percent

100

819.79

16

985.18

84

788.47

327.24

    Highest 10 percent

100

826.16

13

937.06

87

809.95

321.30

Establishment characteristics

             

Goods-producing industries

100

769.09

18

899.97

82

740.70

304.04

    Construction

100

633.51

33

806.11

67

549.85

427.29

    Manufacturing

100

808.64

14

979.64

86

781.02

276.42

Service-providing industries

100

727.42

10

918.67

90

707.15

362.81

    Trade, transportation, and utilities

100

687.75

10

849.95

90

668.94

348.90

        Wholesale trade

100

717.00

10

899.52

90

696.65

337.52

        Retail trade

100

606.21

9

635.44

91

603.27

384.20

        Transportation and warehousing

100

783.65

14

1,102.38

86

732.43

295.70

        Utilities

100

905.25

10

1,000.67

90

894.30

282.61

    Information

100

835.87

17

1,217.69

83

756.72

293.09

    Financial activities

100

736.82

9

938.26

91

716.01

350.80

        Finance and insurance

100

749.43

8

933.62

92

734.19

339.51

            Credit intermediation and related activities

100

711.99

5

1,021.05

95

697.17

351.38

            Insurance carriers and related activities

100

788.75

8

922.42

92

776.43

328.83

        Real estate and rental and leasing

100

679.26

17

947.66

83

623.38

408.32

    Professional and business services

100

742.28

10

960.99

90

719.17

360.16

        Professional and technical services

100

727.49

8

888.12

92

712.62

388.79

        Administrative and waste services

100

669.65

11

1,075.33

89

619.10

338.87

    Education and health services

100

778.97

6

861.00

94

773.40

400.09

        Educational services

100

773.40

6

940.24

94

763.57

400.76

            Junior colleges, colleges, and universities

100

809.68

2

1,012.98

98

804.77

378.14

        Health care and social assistance

100

779.98

7

848.72

93

775.20

399.97

    Leisure and hospitality

100

589.47

9

662.95

91

581.87

354.32

        Accommodation and food services

100

578.29

8

615.19

92

575.06

355.83

    Other services

100

737.73

17

1,175.13

83

650.44

378.14

1 to 99 workers

100

666.58

15

916.08

85

624.06

398.41

    1 to 49 workers

100

663.20

15

924.32

85

617.82

400.40

    50 to 99 workers

100

674.10

14

896.75

86

637.80

394.04

100 workers or more

100

789.77

9

906.55

91

777.58

315.45

    100 to 499 workers

100

764.65

8

857.40

92

756.56

340.04

    500 workers or more

100

817.54

11

946.08

89

801.60

287.35

Geographic areas

             

New England

100

776.62

10

967.62

90

755.07

364.44

Middle Atlantic

100

811.12

16

891.14

84

796.08

339.28

East North Central

100

768.24

14

926.76

86

742.68

313.60

West North Central

100

738.25

12

851.82

88

722.16

325.27

South Atlantic

100

697.59

5

1,042.75

95

678.04

361.29

East South Central

100

655.09

8

795.03

92

642.50

359.57

West South Central

100

705.90

6

946.26

94

689.87

378.07

Mountain

100

686.62

11

850.74

89

666.23

383.14

Pacific

100

733.56

17

910.97

83

697.69

354.06

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note
for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.