Long-term disability plans: Employee contribution requirement Data Table

Table 26. Long-term disability plans: Employee contribution
requirement, private industry workers,  National
Compensation Survey, March 2009

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution
not required

All workers

9

91

Worker characteristics

   

Management, professional, and related

8

92

    Management, business, and financial

8

92

    Professional and related

8

92

Service

8

92

    Protective service

4

96

Sales and office

9

91

    Sales and related

12

88

    Office and administrative support

9

91

Natural resources, construction, and maintenance

11

89

    Construction, extraction, farming, fishing, and
     forestry

7

93

    Installation, maintenance, and repair

13

87

Production, transportation, and material moving

10

90

    Production

11

89

    Transportation and material moving

9

91

Full time

9

91

Part time

7

93

Union

8

92

Nonunion

9

91

Wage percentiles:1

   

    Lowest 25 percent

8

92

    Second 25 percent

9

91

    Third 25 percent

10

90

    Highest 25 percent

8

92

    Highest 10 percent

9

91

Establishment characteristics

   

Goods-producing industries

11

89

    Construction

7

93

    Manufacturing

11

89

Service-providing industries

9

91

    Trade, transportation, and utilities

12

88

        Wholesale trade

11

89

        Retail trade

16

84

        Transportation and warehousing

6

94

        Utilities

24

76

    Information

8

92

    Financial activities

9

91

        Finance and insurance

9

91

            Credit intermediation and related activities

11

89

            Insurance carriers and related activities

6

94

    Professional and business services

7

93

        Professional and technical services

8

92

    Education and health services

9

91

        Educational services

9

91

            Junior colleges, colleges, and universities

11

89

        Health care and social assistance

9

91

    Other services

4

96

1 to 99 workers

8

92

    1 to 49 workers

10

90

    50 to 99 workers

5

95

100 workers or more

9

91

    100 to 499 workers

9

91

    500 workers or more

10

90

Geographic areas

   

New England

8

92

Middle Atlantic

8

92

East North Central

9

91

West North Central

6

94

South Atlantic

9

91

East South Central

8

92

West South Central

10

90

Pacific

10

90

Footnotes:

1The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.