Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement Data Table

Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2010

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$355.61

23

$441.25

77

$329.43

$96.56

Worker characteristics

 

 

 

 

 

 

 

Management, professional, and related

100

376.69

24

446.44

76

355.04

94.74

    Management, business, and financial

100

358.27

21

437.05

79

337.93

95.60

    Professional and related

100

384.05

25

449.52

75

362.27

94.38

        Teachers

100

435.66

37

472.84

63

413.68

97.32

            Primary, secondary, and special education
             school teachers

100

451.08

40

489.71

60

425.50

98.40

        Registered nurses

100

372.74

15

481.58

85

353.11

96.00

Service

100

355.78

23

461.02

77

324.76

94.99

    Protective service

100

394.30

28

446.01

72

374.04

84.57

Sales and office

100

337.99

19

432.03

81

315.82

99.74

    Sales and related

100

303.43

16

387.69

84

287.16

110.34

    Office and administrative support

100

352.12

20

446.52

80

328.15

95.18

Natural resources, construction, and maintenance

100

340.15

35

416.76

65

299.60

100.92

    Construction, extraction, farming, fishing, and
     forestry

100

344.18

41

420.11

59

292.26

98.19

    Installation, maintenance, and repair

100

336.54

29

412.58

71

305.13

102.98

Production, transportation, and material moving

100

343.62

24

445.82

76

312.12

94.62

    Production

100

335.50

21

432.15

79

309.45

92.72

    Transportation and material moving

100

353.17

26

458.79

74

315.48

97.02

Full time

100

355.37

23

440.36

77

329.47

95.52

Part time

100

359.27

24

454.46

76

328.82

112.75

Union

100

442.03

42

504.63

58

396.35

90.21

Nonunion

100

330.51

18

398.00

82

315.74

97.86

Average wage within the following categories:2

 

 

 

 

 

 

 

    Lowest 25 percent

100

311.80

18

392.58

82

293.90

100.68

        Lowest 10 percent

100

295.67

16

419.97

84

271.57

101.31

    Second 25 percent

100

333.07

20

419.35

80

311.00

97.91

    Third 25 percent

100

364.04

24

452.88

76

335.42

94.75

    Highest 25 percent

100

381.78

27

457.02

73

354.16

95.34

        Highest 10 percent

100

386.87

25

461.64

75

362.44

95.07

Establishment characteristics

 

 

 

 

 

 

 

Goods-producing industries

100

333.59

24

416.14

76

308.01

89.25

Service-providing industries

100

360.56

23

446.98

77

334.24

98.20

    Education and health services

100

394.72

25

456.86

75

373.62

94.90

        Educational services

100

419.63

35

456.40

65

400.15

96.53

            Elementary and secondary schools

100

435.07

41

467.27

59

412.92

100.31

            Junior colleges, colleges, and universities

100

389.13

23

411.67

77

382.42

90.99

        Health care and social assistance

100

371.51

17

457.73

83

354.23

93.71

            Hospitals

100

373.06

12

492.22

88

356.19

89.93

    Public administration

100

431.77

32

474.26

68

411.61

74.27

1 to 99 workers

100

332.27

29

420.00

71

297.25

107.52

    1 to 49 workers

100

335.52

30

422.62

70

297.44

110.03

    50 to 99 workers

100

325.01

24

412.65

76

296.86

102.36

100 workers or more

100

369.02

20

458.29

80

346.06

90.91

    100 to 499 workers

100

357.58

18

462.07

82

334.47

93.86

    500 workers or more

100

378.41

22

455.79

78

356.08

88.35

Geographic areas

 

 

 

 

 

 

 

New England

100

363.65

15

454.27

85

347.87

111.02

Middle Atlantic

100

382.85

28

471.08

72

348.43

98.58

East North Central

100

359.33

19

454.05

81

336.72

91.01

West North Central

100

349.98

24

430.81

76

324.75

95.67

South Atlantic

100

331.01

19

391.37

81

317.13

96.92

East South Central

100

338.10

22

388.73

78

324.07

92.77

West South Central

100

343.24

27

403.25

73

321.47

96.41

Pacific

100

371.86

29

481.54

71

326.07

99.02

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note
for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.