Short-term disability plans: Method of funding Data Table

Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2010

(All workers with short-term disability coverage = 100 percent)

Characteristics

Non-
commercially
insured2

Commercially
insured

Legally
required

Other

All workers

47

34

15

4

Worker characteristics

 

 

 

 

Management, professional, and related

50

33

13

4

    Management, business, and financial

52

35

11

2

    Professional and related

49

32

14

6

        Teachers

44

23

19

14

            Primary, secondary, and special education
             school teachers

37

26

–

–

        Registered nurses

42

37

16

5

Service

37

32

27

4

    Protective service

46

35

13

5

Sales and office

50

32

16

2

    Sales and related

52

28

19

1

    Office and administrative support

49

33

16

3

Natural resources, construction, and maintenance

40

38

15

8

    Construction, extraction, farming, fishing, and
     forestry

27

40

19

14

    Installation, maintenance, and repair

48

36

12

4

Production, transportation, and material moving

45

40

12

3

    Production

47

41

9

3

    Transportation and material moving

44

38

14

4

Full time

47

36

13

4

Part time

39

17

41

3

Union

45

29

15

11

Nonunion

47

35

16

2

Average wage within the following categories:3

 

 

 

 

    Lowest 25 percent

38

31

30

2

        Lowest 10 percent

34

20

45

1

    Second 25 percent

45

37

14

3

    Third 25 percent

46

38

13

4

    Highest 25 percent

52

30

13

5

        Highest 10 percent

54

29

12

5

Establishment characteristics

 

 

 

 

Goods-producing industries

47

40

10

4

Service-providing industries

47

33

17

4

    Education and health services

39

35

18

8

        Educational services

48

25

11

16

            Elementary and secondary schools

34

28

–

–

            Junior colleges, colleges, and universities

67

20

11

2

        Health care and social assistance

35

40

22

3

            Hospitals

49

30

16

6

    Public administration

54

22

8

16

1 to 99 workers

34

38

26

2

    1 to 49 workers

31

37

29

2

    50 to 99 workers

38

39

20

3

100 workers or more

53

32

10

5

    100 to 499 workers

47

38

12

3

    500 workers or more

59

27

8

6

Geographic areas

 

 

 

 

New England

53

43

–

–

Middle Atlantic

20

22

53

5

East North Central

58

36

–

6

West North Central

57

40

–

3

South Atlantic

56

41

–

3

East South Central

56

43

–

–

West South Central

60

37

–

3

Mountain

57

41

–

–

Pacific

52

35

10

3

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,
except the federal government. See Technical Note for further explanation.

2Employer assumes all risks and expenses of providing the benefit.

3The categories are based on the average wage for each occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.