Health care benefits: Share of premiums paid by employer and employee

Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, civilian workers,2 National Compensation Survey, March 2010

(In percent)

Characteristics

Single coverage

Family coverage

Employer
share

Employee
share

Employer
share

Employee
share

All workers

79

21

68

32

Worker characteristics

 

 

 

 

Management, professional, and related

81

19

69

31

    Management, business, and financial

79

21

69

31

    Professional and related

81

19

69

31

        Teachers

88

12

70

30

            Primary, secondary, and special education
             school teachers

89

11

69

31

        Registered nurses

76

24

65

35

Service

80

20

67

33

    Protective service

85

15

74

26

Sales and office

76

24

65

35

    Sales and related

71

29

61

39

    Office and administrative support

78

22

67

33

Natural resources, construction, and maintenance

82

18

70

30

    Construction, extraction, farming, fishing, and
     forestry

84

16

70

30

    Installation, maintenance, and repair

81

19

71

29

Production, transportation, and material moving

79

21

72

28

    Production

80

20

74

26

    Transportation and material moving

79

21

70

30

Full time

80

20

68

32

Part time

77

23

66

34

Union

89

11

81

19

Nonunion

77

23

64

36

Average wage within the following categories:3

 

 

 

 

    Lowest 25 percent

76

24

61

39

        Lowest 10 percent

75

25

63

37

    Second 25 percent

77

23

65

35

    Third 25 percent

80

20

69

31

    Highest 25 percent

81

19

72

28

        Highest 10 percent

81

19

73

27

Establishment characteristics

 

 

 

 

Goods-producing industries

80

20

73

27

Service-providing industries

79

21

67

33

    Education and health services

83

17

67

33

        Educational services

88

12

70

30

            Elementary and secondary schools

89

11

70

30

            Junior colleges, colleges, and universities

84

16

70

30

        Health care and social assistance

78

22

64

36

            Hospitals

75

25

66

34

    Public administration

88

12

76

24

1 to 99 workers

79

21

64

36

    1 to 49 workers

79

21

63

37

    50 to 99 workers

79

21

65

35

100 workers or more

80

20

70

30

    100 to 499 workers

78

22

68

32

    500 workers or more

81

19

72

28

Geographic areas

 

 

 

 

New England

75

25

69

31

Middle Atlantic

82

18

75

25

East North Central

80

20

73

27

West North Central

79

21

67

33

South Atlantic

77

23

62

38

East South Central

79

21

63

37

West South Central

79

21

61

39

Mountain

79

21

65

35

Pacific

82

18

70

30

Footnotes:

1Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient
prescription drug coverage.

2Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.

3The categories are based on the average wage for each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.