Medical care benefits, single coverage: Employee participation by type of contribution

Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers,  National Compensation Survey, March 2011

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

76

[4]

11

1

[4]

11

[4]

Worker characteristics

               

Management, professional, and related

100

75

11

1

11

1

    Management, business, and financial

100

78

10

1

[4]

9

    Professional and related

100

74

12

1

12

[4]

Service

100

76

8

[4]

15

[4]

    Protective service

100

64

9

25

Sales and office

100

71

[4]

17

[4]

[4]

11

[4]

    Sales and related

100

66

22

12

[4]

    Office and administrative support

100

73

[4]

14

1

[4]

11

[4]

Natural resources, construction, and maintenance

100

82

6

11

1

    Construction, extraction, farming, fishing, and
     forestry

100

82

5

10

    Installation, maintenance, and repair

100

81

7

11

1

Production, transportation, and material moving

100

82

1

7

[4]

10

    Production

100

80

7

[4]

11

    Transportation and material moving

100

83

6

9

Full time

100

76

1

11

1

[4]

12

[4]

Part time

100

73

[4]

18

[4]

8

Union

100

77

1

6

14

1

Nonunion

100

76

[4]

12

1

[4]

11

[4]

Average wage within the following categories:5

               

    Lowest 25 percent

100

74

13

12

        Lowest 10 percent

100

80

8

    Second 25 percent

100

73

[4]

14

[4]

[4]

12

[4]

    Third 25 percent

100

79

[4]

9

1

[4]

10

[4]

    Highest 25 percent

100

76

10

1

12

1

        Highest 10 percent

100

75

10

1

13

1

Establishment characteristics

               

Goods-producing industries

100

81

6

11

[4]

    Construction

100

85

6

7

    Manufacturing

100

80

6

12

Service-providing industries

100

74

[4]

12

1

[4]

12

[4]

    Trade, transportation, and utilities

100

69

[4]

17

13

[4]

        Wholesale trade

100

80

10

8

        Retail trade

100

59

27

14

        Transportation and warehousing

100

78

6

15

        Utilities

100

81

    Information

100

82

5

11

    Financial activities

100

73

17

1

1

8

        Finance and insurance

100

71

19

1

1

8

            Credit intermediation and related activities

100

74

21

4

            Insurance carriers and related activities

100

67

16

14

        Real estate and rental and leasing

100

86

    Professional and business services

100

80

8

1

10

        Professional and technical services

100

81

7

9

        Administrative and waste services

100

83

7

    Education and health services

100

75

12

1

[4]

12

        Educational services

100

79

10

3

7

            Junior colleges, colleges, and universities

100

76

13

4

7

        Health care and social assistance

100

74

12

1

12

    Leisure and hospitality

100

75

6

18

        Accommodation and food services

100

74

7

17

    Other services

100

76

6

16

1 to 99 workers

100

80

9

11

[4]

    1 to 49 workers

100

79

9

12

[4]

    50 to 99 workers

100

81

8

10

100 workers or more

100

73

1

13

1

[4]

12

[4]

    100 to 499 workers

100

75

1

12

11

1

    500 workers or more

100

71

14

1

13

[4]

Geographic areas

               

New England

100

79

8

12

Middle Atlantic

100

77

8

1

1

11

East North Central

100

73

[4]

14

1

12

West North Central

100

76

12

10

South Atlantic

100

77

10

11

[4]

East South Central

100

79

10

11

West South Central

100

73

15

1

11

Mountain

100

73

12

14

Pacific

100

76

10

1

12

1A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.

4Less than 0.5 percent.

2Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.

5The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.

3Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.