Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2012

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$941.04

11

$1,212.70

89

$908.87

$430.26

Worker characteristics

             

Management, professional, and related

100

926.77

11

1,234.22

89

890.29

454.93

    Professional and related

100

916.09

11

1,248.35

89

874.92

470.55

        Teachers

100

901.62

13

1,265.77

87

845.48

495.72

            Primary, secondary, and special education
             school teachers

100

894.01

15

1,272.22

85

828.98

523.12

Service

100

969.37

12

1,209.41

88

938.00

400.15

    Protective service

100

1,050.58

11

1,262.81

89

1,024.55

341.07

Sales and office

100

968.25

9

1,167.79

91

947.53

391.31

    Office and administrative support

100

970.19

9

1,179.20

91

948.99

392.99

Natural resources, construction, and maintenance

100

921.62

9

1,194.50

91

895.66

380.82

Production, transportation, and material moving

100

925.71

12

1,109.46

88

899.78

450.74

Full time

100

939.95

11

1,217.26

89

907.29

427.60

Part time

100

970.21

12

1,104.36

88

952.02

502.96

Union

100

1,086.00

18

1,222.51

82

1,055.88

408.51

Nonunion

100

798.47

3

1,158.54

97

786.48

448.38

Average wage within the following categories:1

             

    Lowest 25 percent

100

796.19

6

1,199.84

94

770.78

477.74

        Lowest 10 percent

100

711.01

2

1,311.16

98

698.27

532.00

    Second 25 percent

100

960.33

9

1,148.96

91

941.48

389.84

    Third 25 percent

100

952.36

10

1,209.13

90

925.20

411.68

    Highest 25 percent

100

1,011.19

15

1,245.17

85

968.38

443.52

        Highest 10 percent

100

1,115.20

21

1,245.51

79

1,080.62

397.99

Establishment characteristics

             

Service-providing industries

100

940.80

11

1,211.89

89

908.61

431.87

    Education and health services

100

884.74

11

1,241.19

89

840.82

483.69

        Educational services

100

866.71

12

1,246.35

88

816.77

495.81

            Elementary and secondary schools

100

848.54

14

1,256.49

86

784.54

538.03

            Junior colleges, colleges, and universities

100

922.08

5

1,178.56

95

907.94

362.30

        Healthcare and social assistance

100

1,005.59

7

1,180.00

93

993.33

406.81

            Hospitals

100

1,017.69

8

1,187.41

92

1,002.40

401.22

    Public administration

100

1,035.34

10

1,153.44

90

1,022.69

346.07

1 to 99 workers

100

925.24

8

1,314.34

92

889.13

391.20

    1 to 49 workers

100

945.56

7

1,333.43

93

914.19

354.48

    50 to 99 workers

100

901.30

100 workers or more

100

942.99

11

1,202.84

89

911.38

435.23

    100 to 499 workers

100

981.97

10

1,313.04

90

947.04

440.27

    500 workers or more

100

930.71

11

1,173.39

89

899.92

433.61

State government

100

987.55

3

1,133.37

97

983.61

333.26

Local government

100

923.06

14

1,218.60

86

876.29

472.55

Geographic areas

             

New England

100

1,244.72

9

1,210.41

91

1,248.23

362.05

Middle Atlantic

100

1,134.59

38

1,171.78

62

1,112.20

322.12

East North Central

100

1,188.11

13

1,314.70

87

1,168.38

286.44

West North Central

100

966.11

12

1,280.95

88

923.93

459.83

South Atlantic

100

813.17

1

1,125.93

99

811.18

431.21

East South Central

100

607.65

West South Central

100

605.33

Mountain

100

820.63

3

1,215.20

97

806.81

497.37

Pacific

100

1,100.65

12

1,227.39

88

1,083.67

451.26

1The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.