Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers,  National Compensation Survey, March 2012

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$857.66

9

$1,142.96

91

$828.22

$426.71

Worker characteristics

             

Management, professional, and related

100

917.08

8

1,237.17

92

890.85

418.82

    Management, business, and financial

100

900.78

7

1,243.55

93

874.79

431.36

    Professional and related

100

926.37

8

1,233.92

92

900.08

411.61

Service

100

733.58

9

1,181.30

91

687.26

528.95

    Protective service

100

827.78

4

1,268.66

96

808.16

701.74

Sales and office

100

811.13

7

1,016.38

93

794.81

431.43

    Sales and related

100

734.36

7

951.90

93

718.53

438.57

    Office and administrative support

100

849.20

8

1,044.70

92

832.99

427.86

Natural resources, construction, and maintenance

100

853.98

18

1,143.44

82

788.78

450.36

    Construction, extraction, farming, fishing, and
     forestry

100

832.14

26

1,070.67

74

747.60

495.11

    Installation, maintenance, and repair

100

871.07

12

1,264.61

88

815.90

420.88

Production, transportation, and material moving

100

894.90

11

1,133.75

89

864.67

362.74

    Production

100

892.95

9

1,176.76

91

863.95

338.93

    Transportation and material moving

100

897.40

14

1,096.71

86

865.64

394.71

Full time

100

865.66

9

1,185.04

91

833.87

424.14

Part time

100

747.19

13

752.93

87

746.29

464.05

Union

100

1,045.02

32

1,138.82

68

1,000.06

337.47

Nonunion

100

826.53

6

1,146.99

94

807.80

437.32

Average wage within the following categories:1

             

    Lowest 25 percent

100

679.59

7

811.03

93

668.95

512.17

        Lowest 10 percent

100

603.77

10

787.93

90

583.88

574.55

    Second 25 percent

100

798.70

7

1,058.54

93

777.82

426.17

    Third 25 percent

100

859.85

9

1,128.67

91

833.70

420.61

    Highest 25 percent

100

950.10

12

1,254.12

88

910.14

404.79

        Highest 10 percent

100

982.07

11

1,307.18

89

941.61

389.76

Establishment characteristics

             

Goods-producing industries

100

905.97

14

1,138.78

86

869.21

354.03

    Construction

100

783.08

26

1,081.54

74

676.80

527.55

    Manufacturing

100

931.50

10

1,188.26

90

902.06

317.36

Service-providing industries

100

843.91

8

1,144.95

92

817.25

446.16

    Trade, transportation, and utilities

100

829.11

9

945.32

91

817.46

410.18

        Wholesale trade

100

852.38

8

1,056.51

92

835.03

410.75

        Retail trade

100

702.52

9

712.53

91

701.56

446.19

        Transportation and warehousing

100

1,037.93

11

1,200.24

89

1,017.51

344.98

        Utilities

100

1,093.99

11

1,280.14

89

1,070.95

306.74

    Information

100

1,011.67

16

1,537.40

84

911.42

327.43

    Financial activities

100

898.02

6

1,264.39

94

874.84

414.91

        Finance and insurance

100

920.76

5

1,246.36

95

904.49

396.39

            Credit intermediation and related activities

100

882.55

3

1,210.10

97

870.89

394.95

            Insurance carriers and related activities

100

937.41

5

1,274.22

95

919.44

387.10

        Real estate and rental and leasing

100

784.28

    Professional and business services

100

851.17

8

1,364.53

92

804.46

452.62

        Professional and technical services

100

856.27

8

1,363.85

92

809.21

477.47

        Administrative and waste services

100

788.13

    Education and health services

100

860.31

6

1,026.59

94

850.26

472.48

        Educational services

100

836.54

3

1,073.20

97

828.80

483.10

            Junior colleges, colleges, and universities

100

944.05

        Healthcare and social assistance

100

864.95

6

1,021.94

94

854.59

470.34

    Leisure and hospitality

100

639.55

10

1,202.77

90

578.70

596.23

        Accommodation and food services

100

621.18

    Other services

100

779.91

12

958.27

88

755.00

501.90

1 to 99 workers

100

765.89

11

1,136.60

89

720.21

484.53

    1 to 49 workers

100

754.66

12

1,158.23

88

701.58

484.79

    50 to 99 workers

100

791.47

9

1,076.23

91

761.63

483.94

100 workers or more

100

926.60

8

1,149.39

92

906.86

384.61

    100 to 499 workers

100

863.39

7

1,073.13

93

847.98

424.75

    500 workers or more

100

1,002.72

10

1,214.24

90

980.00

334.74

Geographic areas

             

New England

100

933.03

7

1,034.73

93

925.30

407.02

Middle Atlantic

100

951.97

15

1,212.43

85

906.29

419.27

East North Central

100

901.61

12

1,085.10

88

877.00

380.39

West North Central

100

853.83

9

1,108.76

91

828.96

393.52

South Atlantic

100

791.29

4

1,254.19

96

772.51

454.15

East South Central

100

807.31

7

1,158.23

93

782.44

418.30

West South Central

100

814.94

6

1,117.46

94

795.44

450.55

Mountain

100

822.66

10

1,126.16

90

788.97

440.08

Pacific

100

825.73

11

1,125.58

89

788.39

453.04

1The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.