Long-term disability plans: Employee contribution requirement

Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers,  National Compensation
Survey, March 2012

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

8

92

Worker characteristics

   

Management, professional, and related

8

92

    Management, business, and financial

7

93

    Professional and related

8

92

Service

11

89

Sales and office

8

92

    Sales and related

9

91

    Office and administrative support

7

93

Natural resources, construction, and maintenance

10

90

    Construction, extraction, farming, fishing, and
     forestry

6

94

    Installation, maintenance, and repair

12

88

Production, transportation, and material moving

7

93

    Production

7

93

    Transportation and material moving

6

94

Full time

8

92

Union

9

91

Nonunion

8

92

Average wage within the following categories:1

   

    Lowest 25 percent

7

93

    Second 25 percent

8

92

    Third 25 percent

9

91

    Highest 25 percent

7

93

        Highest 10 percent

8

92

Establishment characteristics

   

Goods-producing industries

9

91

    Construction

10

90

    Manufacturing

9

91

Service-providing industries

8

92

    Trade, transportation, and utilities

8

92

        Wholesale trade

6

94

        Retail trade

10

90

        Transportation and warehousing

6

94

        Utilities

20

80

    Information

3

97

    Financial activities

7

93

        Finance and insurance

6

94

            Credit intermediation and related activities

5

95

            Insurance carriers and related activities

9

91

    Professional and business services

8

92

        Professional and technical services

6

94

    Education and health services

8

92

        Educational services

8

92

            Junior colleges, colleges, and universities

9

91

        Healthcare and social assistance

8

92

1 to 99 workers

6

94

    1 to 49 workers

6

94

    50 to 99 workers

6

94

100 workers or more

9

91

    100 to 499 workers

7

93

    500 workers or more

10

90

Geographic areas

   

New England

5

95

Middle Atlantic

9

91

East North Central

5

95

West North Central

9

91

South Atlantic

10

90

East South Central

6

94

West South Central

9

91

Pacific

7

93

1The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.


NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.