Table 33. Defined benefit plans: Availability of selected benefit features, private industry workers, National Compensation Survey, 2010 (In percent) Lump sum at normal Disability Joint-and-survivor Preretirement retirement retirement annuity survivor benefits Characteristics Traditio- Non- Traditio- Non- Traditio- Non- Traditio- Non- nal traditio- nal traditio- nal traditio- nal traditio- nal nal nal nal Worker characteristic All workers............................. 24 96 71 36 98 98 91 75 Management, professional, and related... 16 95 54 33 100 98 90 79 Management, business, and financial... 19 97 – 35 99 100 87 64 Professional and related.............. – 93 60 32 100 96 92 88 Service................................. – 97 85 – 100 98 94 84 Sales and office........................ 38 98 67 30 100 99 94 56 Office and administrative support..... 34 97 68 29 100 99 93 62 Natural resources, construction, and maintenance............................. 21 – 88 – 99 – 96 – Construction, extraction, farming, fishing, and forestry................. – – 92 – 100 – 96 – Production, transportation, and material moving.................................. 20 – 79 – 95 – 86 – Transportation and material moving.... 24 – 83 – 96 – 91 – Full time............................... 22 95 70 37 98 98 90 75 Part time............................... 39 100 79 – 98 95 96 72 Union................................... 22 97 90 48 99 99 97 92 Nonunion................................ 25 96 55 33 98 98 86 72 Average wage within the following categories:(1) Lowest 25 percent..................... 49 – 77 – 97 – 95 – Second 25 percent..................... 21 98 74 37 97 99 87 70 Third 25 percent...................... 29 99 75 41 97 99 91 76 Highest 25 percent.................... 16 93 65 33 100 98 91 77 Highest 10 percent.................. – 93 52 34 100 97 89 78 Establishment characteristic Goods-producing industries.............. 20 – 77 – 97 – 86 – Manufacturing......................... – – 75 – 97 – 83 – Service-providing industries............ 25 98 68 35 99 98 93 72 Trade, transportation, and utilities.. 34 – 80 – 97 – 96 – Financial activities.................. 28 – 63 – 100 – 94 – Finance and insurance............... 30 – 61 – 100 – 93 – Education and health services......... – 97 71 – 100 94 91 89 Health care and social assistance... – 97 76 – 100 94 91 90 1 to 99 workers......................... 37 – 72 – 96 – 93 – 1 to 49 workers....................... – – 80 – 100 – 100 – 50 to 99 workers...................... 30 – – – 89 – 82 – 100 workers or more..................... 20 96 71 34 99 98 90 78 100 to 499 workers.................... 26 100 67 35 98 100 89 64 500 workers or more................... 16 95 73 34 100 97 91 82 Geographic area New England............................. – – – – 100 – 80 – Middle Atlantic......................... 10 99 64 52 100 99 87 77 East North Central...................... 24 100 80 – 98 99 90 81 West North Central...................... 33 – 77 – 96 – 90 – South Atlantic.......................... – 88 70 42 100 100 85 73 West South Central...................... – – 69 – 99 – 99 – Mountain................................ – – 65 – 94 – 90 – Pacific................................. – – 73 – 100 – 99 – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.