Table 16. Health maintenance organizations: Amount of annual family out-of-pocket maximum, private industry workers, National Compensation Survey, 2011 (All workers participating in health maintenance organizations = 100 percent) Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics Total pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 100 69 $3,000 $3,000 $4,000 $6,000 $8,000 30 (1) Worker characteristic Management, professional, and related... 100 70 2,500 3,000 4,000 6,000 8,000 30 1 Management, business, and financial... 100 78 – 3,000 3,500 6,000 7,000 20 2 Professional and related.............. 100 65 3,000 3,000 4,000 6,000 8,000 35 (1) Service................................. 100 74 3,000 3,000 4,450 – 8,000 26 – Protective service.................... 100 84 3,000 3,000 – – 6,000 – – Sales and office........................ 100 72 3,000 3,000 4,000 6,000 8,000 28 (1) Sales and related..................... 100 78 – 3,000 4,000 5,000 7,000 – – Office and administrative support..... 100 70 3,000 3,000 4,000 6,000 8,000 30 (1) Natural resources, construction, and maintenance............................. 100 66 3,000 3,000 6,000 – 7,500 33 1 Construction, extraction, farming, fishing, and forestry................. 100 71 – 3,000 – 6,000 – – – Installation, maintenance, and repair 100 62 3,000 4,000 6,000 7,500 7,500 38 – Production, transportation, and material moving.................................. 100 60 1,250 3,000 3,000 5,000 7,000 40 – Production............................ 100 60 1,000 3,000 3,000 5,000 6,000 40 – Transportation and material moving.... 100 61 – 3,000 3,000 – 8,000 39 – Full time............................... 100 70 3,000 3,000 4,000 6,000 8,000 30 (1) Part time............................... 100 62 2,500 3,000 3,000 – 8,000 38 – Union................................... 100 66 – 3,000 3,500 5,000 – 34 1 Nonunion................................ 100 70 3,000 3,000 4,000 6,000 8,000 30 (1) Average wage within the following categories:(2) Lowest 25 percent..................... 100 84 3,000 3,000 4,000 6,000 8,000 16 – Lowest 10 percent................... 100 79 – 4,000 4,000 – – – – Second 25 percent..................... 100 67 3,000 3,000 4,000 6,000 8,000 33 (1) Third 25 percent...................... 100 66 – 3,000 4,000 6,000 8,000 33 (1) Highest 25 percent.................... 100 69 2,000 3,000 3,500 5,500 8,000 30 1 Highest 10 percent.................. 100 70 2,000 3,000 – 5,000 7,000 28 2 Establishment characteristic Goods-producing industries.............. 100 62 – 3,000 3,000 5,000 6,000 38 1 Construction.......................... 100 79 – 3,000 – 6,000 8,000 – – Manufacturing......................... 100 55 – 3,000 3,000 4,500 5,000 45 – Service-providing industries............ 100 71 3,000 3,000 4,000 6,000 8,000 28 (1) Trade, transportation, and utilities.. 100 68 – 3,000 3,000 4,500 8,000 32 – Wholesale trade..................... 100 65 1,000 – – – – 35 – Retail trade........................ 100 77 – 3,000 – – – 23 – Utilities........................... 100 62 3,000 3,000 3,000 – 4,500 38 – Information........................... 100 81 – 3,000 – 7,000 7,000 – – Financial activities.................. 100 56 2,000 3,000 4,000 – – 40 4 Finance and insurance............... 100 58 2,000 3,000 4,000 – 9,000 37 5 Credit intermediation and related activities........................ 100 56 – – 4,000 4,500 – 44 – Insurance carriers and related activities........................ 100 79 2,000 3,000 – 7,000 9,000 – – Professional and business services.... 100 79 3,000 3,000 5,000 8,000 8,000 – – Professional and technical services 100 92 3,000 3,500 5,000 8,000 8,000 – – Education and health services......... 100 63 3,000 3,000 4,000 6,000 7,000 37 – Educational services................ 100 66 – – 4,000 – 6,000 34 – Junior colleges, colleges, and universities...................... 100 52 2,000 3,000 3,800 4,500 5,000 48 – Healthcare and social assistance.... 100 63 3,000 3,000 – 6,000 7,000 37 – Leisure and hospitality............... 100 84 3,000 – 4,500 6,000 6,000 – – 1 to 99 workers......................... 100 72 3,000 3,000 4,500 7,000 8,000 27 1 1 to 49 workers....................... 100 73 3,000 3,500 5,000 7,000 8,000 26 1 50 to 99 workers...................... 100 71 – 3,000 3,000 6,000 8,000 29 (1) 100 workers or more..................... 100 66 2,400 3,000 3,000 4,500 8,000 34 (1) 100 to 499 workers.................... 100 77 3,000 3,000 3,000 4,500 6,000 23 (1) 500 workers or more................... 100 56 – 3,000 – – 8,000 44 (1) Geographic area New England............................. 100 45 2,000 3,000 4,000 4,000 – 55 – Middle Atlantic......................... 100 51 – 3,000 – 5,000 8,000 47 2 East North Central...................... 100 66 3,000 3,000 3,000 4,500 5,000 34 – West North Central...................... 100 – – – – – – 61 – South Atlantic.......................... 100 64 3,500 4,000 5,000 6,000 9,000 – – East South Central...................... 100 70 1,500 – – – 6,000 – – West South Central...................... 100 82 3,000 3,000 – – 8,000 – – Mountain................................ 100 81 3,000 4,000 5,000 7,500 8,000 – – Pacific................................. 100 89 3,000 3,000 4,000 6,000 8,000 – – 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.