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25 percent of private industry workers have no access to medical care or retirement benefits
November 03, 2016
In March 2016, 25 percent of private industry workers had no access to employer-provided medical care or retirement benefits. Employers offered both medical care and retirement benefits to 58 percent of private industry workers. Nine percent of workers had access to medical care benefits but not retirement benefits, while 8 percent had access to retirement benefits but not medical care benefits.
Percent distribution of workers with access to combinations of medical care and retirement benefits, by selected characteristics, private industry, March 2016
Characteristics
Medical care and retirement benefits
Medical care and no retirement benefits
Retirement and no medical care benefits
No medical care and no retirement benefits
All workers
58%
9%
8%
25%
Employment status
Full time
74
12
3
11
Part time
16
3
21
60
Union membership
Union
88
4
2
5
Nonunion
55
10
8
27
Average wage
Lowest 25 percent
25
8
17
50
Second 25 percent
59
12
6
23
Third 25 percent
74
11
4
11
Highest 25 percent
84
8
2
6
Number of workers in establishment
1 to 49 workers
38
14
9
39
50 to 99 workers
56
10
9
25
100 to 499 workers
72
7
8
13
500 workers or more
86
3
4
8
Occupation category
Management, professional, and related
77
9
4
10
Service
30
9
11
50
Sales and office
57
9
12
22
Natural resources, construction, and maintenance
58
14
4
23
Production, transportation, and material moving
65
9
5
21
Note: Due to rounding, the sum of percent distributions may not equal 100.
Half of the lowest paid 25 percent of private industry workers did not have access to employer-provided medical care or retirement benefits in March 2016. A quarter of those workers were offered both medical and retirement benefits. In contrast, 84 percent of the highest paid 25 percent of workers had access to medical care and retirement benefits. Six percent of those workers did not have access to either medical care or retirement benefits.
United States Department of Labor
