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SPM Owners with mortgages
SPM Owners without mortgages
NOTE: Research Experimental SPM thresholds are based on out-of-pocket expenditures for food, clothing, shelter, and utilities (FCSU), plus expenditures for other basic goods and services such as household supplies, personal care, and non-work-related expenditures. Shelter expenditures include those for mortgage principal payments.
Source: Thresholds were produced by Thesia I. Garner and Marisa Gudrais, Division of Price and Index Number Research, Bureau of Labor Statistics, for research purposes only, using the U.S. Consumer Expenditure Interview Survey. The thresholds are not BLS production quality. This work is solely that of the authors and does not necessarily reflect the official positions or policies of the Bureau of Labor Statistics, or the views of other staff members within this agency.
Last Modified Date: September 10, 2015