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Economic News Release
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Employee Benefits in the United States News Release

For release 10:00 A.M. (EDT) TUESDAY, JULY 27, 2010                                                   USDL-10-1044

Technical information:
     (202) 691-6199  NCSinfo@bls.gov    http://www.bls.gov/ebs
Media contact:
     (202) 691-5902  PressOffice@bls.gov


(NOTE: Some estimates that include access to paid sick leave benefits were corrected in 
the BLS database on December 7, 2017. For additional information about this correction,
see www.bls.gov/bls/errata/ebs-errata-07212017.htm.)


                              EMPLOYEE BENEFITS IN THE UNITED STATES - MARCH 2010

     Employer provided retirement plans were a common employee benefit in the United States, available to
74 percent of all full-time workers in private industry in March 2010, the Bureau of Labor Statistics
reported today.  By contrast, 39 percent of part-time private industry workers had access to a retirement
plan. These data are from the National Compensation Survey (NCS), which provides comprehensive measures
of occupation earnings, compensation cost trends, and incidence and provisions of employee benefit plans.
Access to medical care benefits and paid sick leave benefits were provided to 86 and 74 percent of
full-time private industry workers, respectively. Only 24 percent of part-time workers had access to
medical care and 26 percent to paid sick leave benefits. (See chart 1.)  A worker with access to a medical
or retirement plan is defined as having an employer-provided plan available for use, regardless of the
workers’ decisions to enroll or participate in the plan.


_____________________________________________________________________________________________________________

                                                    NOTE

     More information will be published in early fall, including March 2010 data for civilian, private
industry, and state and local government workers on the incidence and provisions of health care benefits,
retirement benefits, life insurance, short-term and long-term disability benefits, paid holidays and
vacations, and other selected benefits.

     In addition, new editions of Program Perspectives will be published featuring the latest benefits data.
Program Perspectives brings together employee benefits information from various National Compensation
Surveypu blications into one convenient and easy-to-read format.  For the latest benefit publications, see:
http://www.bls.gov/ncs/ebs.

_____________________________________________________________________________________________________________


The following are additional findings:

     * Sixty-five percent of private industry employees had access to retirement benefits, compared with 90
     percent of state and local government employees. Eighty-five percent of state and local government
     employees participated in a retirement plan, a significantly greater percentage than for private
     industry workers, at 50 percent. (See table 1.)

     * Among full-time state and local government workers, virtually all (99 percent) had access to
     retirement and medical care benefits. Part-time workers’ access to these benefits was more limited in
     both private industry and in state and local government. (See tables 1 and 2.)

     * Medical care benefits were available to 71 percent of private industry workers, compared with 88
     percent among state and local government workers. About half of private industry workers participated
     in a plan, less than the 73 percent of state and local government workers. (See table 2.)

     * Employers paid 82 percent of the cost of premiums for single coverage and 70 percent of the cost for
     family coverage, for workers participating in employer sponsored medical plans. The employer share for
     single coverage was greater in state and local government (89 percent) than in private industry (80
     percent). For family coverage, the employer share of premiums was similar for private industry and
     state and local government, 70 and 73 percent, respectively. (See tables 3 and 4.)

     More information can be obtained by calling (202) 691-6199, sending e-mail to NCSinfo@bls.gov, or by
visiting the BLS Internet site, http://www.bls.gov/ncs/home.htm. Also, BLS Regional Information offices,
which are listed on the Internet site, http://www.bls.gov/bls/regncon.htm, are available to answer questions.

                                               TECHNICAL NOTE

     Data in this release are from the National Compensation Survey (NCS), conducted by the U.S. Department
of Labor, Bureau of Labor Statistics (BLS).  This release contains March 2010 data on civilian, private
industry, and state and local government workers in the United States.  Under the NCS program, information
on the incidence and provision of benefits is published in several stages.  This news release provides data
on the incidence of (access to and participation in) selected benefits and the share of premiums paid by
employers and employees for medical care.  An extensive number of tables on the incidence of selected
benefits will be available in the annual bulletin to be published in early fall, 2010.  Data on detailed
provisions of health insurance and retirement benefits in private industry for 2010 will be available in
2011.  Previous publications containing information on employee benefits for private industry and state and
local government workers are available on the BLS website http://www.bls.gov/ncs/ebs.

Calculation details

     Average wages for occupations within an establishment were used to produce estimates for worker groups
averaging hourly pay within the six earnings categories: Lowest 10 percent, lowest 25 percent, second 25
percent, third 25 percent, highest 25 percent, and highest 10 percent.  The categories are computed using
earnings reported for individual workers in sampled establishment jobs and their scheduled hours of work.
Establishments in the survey may report only individual worker earnings for each sampled job.  For the
calculation of these estimates, the individual worker hourly earnings are appropriately weighted and then
arrayed from lowest to highest.

     The published 10th, 25th, 50th, 75th, and 90th percentiles designate position in the earnings
distribution within each published occupation and are used to determine the wage categories.  At
the 50th percentile, the median, half of the hours are paid the same as or more than the rate shown
in the data tables, and half are paid the same as or less than the rate shown.  At the 25th percentile,
one-fourth of the hours are paid the same as or less than the rate shown.  At the 75th percentile,
one-fourth are paid the same as or more than the rate shown.  The 10th and 90th percentiles follow the
same logic.  The percentile values are based on wages published in the bulletin National Compensation
Survey: Occupational Earnings in the United States, 2009 (Bulletin 2738).  Values corresponding to the
percentiles used in the tables are as follows:


     Characteristics                                           Hourly wage percentiles

                                                10          25          50          75          90
                                                                     (median)

Civilian workers                              $8.40       $11.11      $16.55      $25.97      $38.60
Private industry workers                      $8.10       $10.63      $15.70      $24.53      $37.02
State and local government                   $11.64       $15.35      $22.04      $32.53      $44.48


     The tables on employer and employee medical premiums (tables 3 and 4) include participants in all
medical plans, with calculations for both single and family coverage.  The calculations are not based on
actual decisions regarding medical coverage made by employees within the occupations.  Rather, the premium
calculations are based on the assumption that all employees in the occupation have identical coverage.

Take-up rates

     Take-up rates are the percentage of workers with access to a plan who participate in the plan. They are
computed by using the number of workers participating in a plan divided by the number of workers with access
to the plan, multiplied by 100, and rounded to the nearest one percent. Since the computation of take-up
rates is based on the number of workers collected rather than rounded percentage estimates, the take-up rates
in the tables may not equal the ratio of participation to access estimates.

Leave benefits for teachers

     Primary, secondary, and special education teachers typically have a work schedule of 37 or 38 weeks per
year. Because of this work schedule, they are generally not offered vacation or holidays. In many cases, the
time off during winter and spring breaks during the school year is not considered vacation days for the
purposes of this survey.

Survey scope

     The March 2010 NCS benefits survey represented about 118 million civilian workers; of this number, about
99 million were private industry workers and 19 million were State and local government workers (see Appendix
table 2).

Survey response

     The March 2010 benefits survey included a sample of 18,174 establishments.  The definitions in Appendix
table 1 are as follows:

     Responding.  The establishment provided information on at least one usable occupation.  An occupation
is classified as usable if the following data are present: occupational characteristics (full- vs. part-time
schedule, union vs. nonunion status, and time vs. incentive pay type), work schedule, and wage data.

     Refused or unable to provide data.  The establishment did not provide earnings, occupational
classification, worker characteristics, and work schedule data for any occupation.

     Out of business or not in survey scope.  The establishment is no longer in operation, for example,
following a bankruptcy. Establishments not in the survey scope include farm and private households, the
self-employed, the federal government, and locations of an establishment out of the sampled area.  Also
excluded are establishments with no workers within the survey scope (if all employees are also owners,
for example).

Obtaining information

     For research articles on employee benefits, see the Monthly Labor Review or Compensation and Working
Conditions Online at the BLS Web sites http://www.bls.gov/opub/mlr/home.htm and
http://www.bls.gov/opub/cwc/home.htm. For further technical information, see Chapter 8, "National
Compensation Measures," of the BLS Handbook of Methods at: http://www.bls.gov/opub/hom/pdf/homch8.pdf and
http://www.bls.gov/opub/hom/homch8_a.htm.

Table 1. Retirement benefits:(1) Access, participation, and take-up rates,(2) National Compensation Survey, March
2010

(All workers = 100 percent)


                                   Civilian(3)                 Private industry         State and local government

     Characteristics
                            Access   Partici-  Take-up    Access   Partici-  Take-up    Access   Partici-  Take-up
                                      pation     rate               pation     rate               pation     rate


All workers..............     69        55        80        65        50        76        90        85        95

 Worker characteristics

Management, professional,
and related..............     83        74        89        80        68        86        92        87        95
  Management, business,
  and financial..........     86        78        90        85        76        89        -         -         -
  Professional and
  related................     82        73        88        77        65        84        91        87        95
    Teachers.............     86        81        95        -         -         -         91        87        96
      Primary, secondary,
      and special
      education school
      teachers...........     92        89        96        -         -         -         97        94        97
    Registered nurses....     82        69        85        -         -         -         -         -         -
Service..................     49        32        66        42        23        55        83        79        95
  Protective service.....     75        63        84        50        26        51        91        87        96
Sales and office.........     71        56        78        70        53        76        90        86        96
  Sales and related......     66        43        66        66        43        65        -         -         -
  Office and
  administrative support      74        63        84        72        59        82        91        88        96
Natural resources,
construction, and
maintenance..............     67        55        81        64        51        79        94        91        96
  Construction,
  extraction, farming,
  fishing, and forestry..     65        50        78        61        45        74        -         -         -
  Installation,
  maintenance, and repair     70        59        84        68        56        83        -         -         -
Production,
transportation, and
material moving..........     67        52        78        66        51        77        88        84        96
  Production.............     66        52        80        65        52        79        -         -         -
  Transportation and
  material moving........     68        53        77        67        50        75        -         -         -

Full time................     78        65        84        74        59        80        99        94        96
Part time................     39        23        58        39        21        54        40        36        89

Union....................     92        87        94        88        82        93        97        93        96
Nonunion.................     65        49        77        62        46        74        83        79        95

Average wage within the
following categories:(4)
  Lowest 25 percent......     43        24        56        40        20        50        74        69        94
    Lowest 10 percent....     31        12        39        30        10        34        60        56        94
  Second 25 percent......     70        54        78        67        48        73        94        89        95
  Third 25 percent.......     80        68        86        75        62        82        95        91        96
  Highest 25 perecent....     88        81        92        84        75        89        98        94        96
    Highest 10 percent...     90        83        92        87        78        90        97        94        96

      Establishment
    characteristics

Goods-producing
industries...............     73        60        83        72        60        83        -         -         -

Service-providing
industries...............     68        55        80        63        47        75        90        85        95
  Education and health
  services...............     78        67        85        70        55        78        91        87        95
    Educational services      87        82        94        74        63        86        91        87        96
      Elementary and
      secondary schools..     90        87        96        -         -         -         92        89        97
      Junior colleges,
      colleges, and
      universities.......     87        79        91        88        78        89        86        79        92
    Health care and
    social assistance....     72        56        78        70        53        76        92        84        91
      Hospitals..........     89        78        87        -         -         -         94        84        90
  Public administration..     90        86        96        -         -         -         90        86        96

1 to 99 workers..........     52        37        70        51        35        69        77        74        96
  1 to 49 workers........     48        34        71        47        32        69        71        68        95
  50 to 99 workers.......     65        46        70        64        43        68        87        84        97
100 workers or more......     84        72        86        81        66        82        91        87        95
  100 to 499 workers.....     79        63        80        78        60        77        88        84        96
  500 workers or more....     88        80        91        85        75        88        93        88        95

    Geographic areas

New England..............     67        55        83        63        50        80        86        82        96
Middle Atlantic..........     72        60        84        68        56        82        92        87        94
East North Central.......     69        56        81        67        52        78        85        82        96
West North Central.......     72        58        81        69        54        78        89        82        92
South Atlantic...........     70        54        76        66        47        71        91        85        94
East South Central.......     68        54        79        62        45        73        90        86        96
West South Central.......     66        52        78        61        44        72        90        88        98
Mountain.................     70        55        79        66        49        75        89        87        97
Pacific..................     66        54        82        60        47        77        92        89        97

  1 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as
having access or as participating if they have access to or participating in at least one of these plan types.
  2 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan,
rounded for presentation. See Technical Note for more details.
  3 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
  4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers
both above and below the threshold. The percentile values are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.

Table 2. Medical care benefits: Access, participation, and take-up rates,(1) National Compensation Survey, March
2010

(All workers = 100 percent)


                                   Civilian(2)                 Private industry         State and local government

     Characteristics
                            Access   Partici-  Take-up    Access   Partici-  Take-up    Access   Partici-  Take-up
                                      pation     rate               pation     rate               pation     rate


All workers..............     73        55        75        71        51        73        88        73        83

 Worker characteristics

Management, professional,
and related..............     88        68        78        87        66        76        90        73        81
  Management, business,
  and financial..........     94        74        79        94        74        78        -         -         -
  Professional and
  related................     85        66        78        83        63        76        89        73        82
    Teachers.............     84        67        80        -         -         -         89        73        82
      Primary, secondary,
      and special
      education school
      teachers...........     92        73        80        -         -         -         95        78        82
    Registered nurses....     81        62        76        -         -         -         -         -         -
Service..................     50        34        67        44        27        61        81        68        85
  Protective service.....     73        59        81        48        31        64        89        77        87
Sales and office.........     73        52        71        72        50        70        88        75        84
  Sales and related......     64        41        65        64        41        64        -         -         -
  Office and
  administrative support      79        59        74        78        56        72        89        75        84
Natural resources,
construction, and
maintenance..............     78        62        79        76        60        78        95        81        86
  Construction,
  extraction, farming,
  fishing, and forestry..     72        58        80        70        56        80        -         -         -
  Installation,
  maintenance, and repair     84        66        78        83        64        77        -         -         -
Production,
transportation, and
material moving..........     76        59        77        76        59        77        82        69        84
  Production.............     81        65        80        81        65        80        -         -         -
  Transportation and
  material moving........     72        53        74        71        52        73        -         -         -

Full time................     88        67        76        86        64        74        99        82        84
Part time................     24        14        59        24        14        57        28        19        68

Union....................     93        78        84        91        77        84        95        79        83
Nonunion.................     70        50        72        68        48        71        81        67        82

Average wage within the
following categories:(3)
  Lowest 25 percent......     41        25        60        38        22        58        69        56        81
    Lowest 10 percent....     25        13        54        23        12        52        53        41        79
  Second 25 percent......     78        56        72        76        52        69        91        78        85
  Third 25 percent.......     88        70        79        86        66        77        95        79        83
  Highest 25 perecent....     92        74        80        90        72        79        97        79        82
    Highest 10 percent...     94        75        80        92        72        79        97        80        82

      Establishment
    characteristics

Goods-producing
industries...............     85        69        81        85        69        81        -         -         -

Service-providing
industries...............     71        52        73        68        48        70        88        72        83
  Education and health
  services...............     80        60        75        75        53        70        89        72        81
    Educational services      86        68        80        76        54        72        88        72        81
      Elementary and
      secondary schools..     88        69        79        -         -         -         89        71        80
      Junior colleges,
      colleges, and
      universities.......     87        72        83        90        69        76        86        75        87
    Health care and
    social assistance....     76        54        71        75        52        70        91        76        83
      Hospitals..........     88        69        78        -         -         -         94        77        82
  Public administration..     88        75        84        -         -         -         88        75        84

1 to 99 workers..........     60        43        71        59        42        71        75        64        85
  1 to 49 workers........     56        39        71        55        39        70        68        58        86
  50 to 99 workers.......     71        52        73        70        50        72        86        73        84
100 workers or more......     86        66        77        84        63        74        89        74        82
  100 to 499 workers.....     82        60        74        82        59        72        85        72        85
  500 workers or more....     89        71        79        88        68        78        91        74        82

    Geographic areas

New England..............     71        52        73        69        49        71        85        71        84
Middle Atlantic..........     74        57        78        71        53        75        87        78        91
East North Central.......     73        54        75        71        53        74        81        63        78
West North Central.......     72        54        76        70        52        74        84        67        80
South Atlantic...........     75        53        71        72        49        69        91        74        81
East South Central.......     78        60        77        74        55        74        94        80        85
West South Central.......     71        51        72        67        47        69        90        74        82
Mountain.................     73        52        71        71        49        69        86        68        79
Pacific..................     74        58        79        71        55        77        90        75        83

  1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan,
rounded for presentation. See Technical Note for more details.
  2 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
  3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers
both above and below the threshold. The percentile values are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.

Table 3. Medical plans: Share of premiums paid by employer and employee for single
coverage,  National Compensation Survey, March 2010

(In percent)


                              Civilian(1)       Private industry    State and local
                                                                       government

     Characteristics
                           Employer  Employee  Employer  Employee  Employer  Employee
                           share of  share of  share of  share of  share of  share of
                           premium   premium   premium   premium   premium   premium


All workers participating
in single coverage
medical plans............     82        18        80        20        89        11

 Worker characteristics

Management, professional,
and related..............     84        16        81        19        89        11
  Management, business,
  and financial..........     82        18        81        19        -         -
  Professional and
  related................     84        16        82        18        88        12
    Teachers.............     88        12        -         -         89        11
      Primary, secondary,
      and special
      education school
      teachers...........     89        11        -         -         89        11
    Registered nurses....     81        19        -         -         -         -
Service..................     82        18        78        22        89        11
  Protective service.....     86        14        74        26        89        11
Sales and office.........     80        20        79        21        89        11
  Sales and related......     76        24        76        24        -         -
  Office and
  administrative support      82        18        80        20        89        11
Natural resources,
construction, and
maintenance..............     83        17        82        18        90        10
  Construction,
  extraction, farming,
  fishing, and forestry..     85        15        84        16        -         -
  Installation,
  maintenance, and repair     82        18        81        19        -         -
Production,
transportation, and
material moving..........     82        18        81        19        89        11
  Production.............     81        19        81        19        -         -
  Transportation and
  material moving........     82        18        81        19        -         -

Full time................     82        18        80        20        89        11
Part time................     80        20        79        21        86        14

Union....................     89        11        89        11        90        10
Nonunion.................     80        20        79        21        89        11

Average wage within the
following categories:(2)
  Lowest 25 percent......     78        22        77        23        89        11
    Lowest 10 percent....     76        24        75        25        89        11
  Second 25 percent......     80        20        79        21        89        11
  Third 25 percent.......     83        17        81        19        90        10
  Highest 25 perecent....     84        16        82        18        88        12
    Highest 10 percent...     84        16        82        18        89        11

      Establishment
    characteristics

Goods-producing
industries...............     82        18        82        18        -         -

Service-providing
industries...............     82        18        80        20        89        11
  Education and health
  services...............     85        15        82        18        89        11
    Educational services      88        12        80        20        89        11
      Elementary and
      secondary schools..     89        11        -         -         89        11
      Junior colleges,
      colleges, and
      universities.......     86        14        79        21        89        11
    Health care and
    social assistance....     82        18        82        18        86        14
      Hospitals..........     82        18        -         -         86        14
  Public administration..     89        11        -         -         89        11

1 to 99 workers..........     80        20        80        20        91         9
  1 to 49 workers........     81        19        80        20        92         8
  50 to 99 workers.......     80        20        79        21        90        10
100 workers or more......     83        17        81        19        89        11
  100 to 499 workers.....     81        19        79        21        90        10
  500 workers or more....     84        16        82        18        88        12

    Geographic areas

New England..............     79        21        78        22        85        15
Middle Atlantic..........     84        16        82        18        92         8
East North Central.......     82        18        80        20        90        10
West North Central.......     82        18        80        20        90        10
South Atlantic...........     80        20        78        22        88        12
East South Central.......     81        19        77        23        91         9
West South Central.......     83        17        81        19        87        13
Mountain.................     83        17        81        19        90        10
Pacific..................     83        17        82        18        87        13

  1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
  2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.

NOTE: Dash indicates no workers in this category or data did not meet publication
criteria.

Table 4. Medical plans: Share of premiums paid by employer and employee for family
coverage,  National Compensation Survey, March 2010

(In percent)


                              Civilian(1)       Private industry    State and local
                                                                       government

     Characteristics
                           Employer  Employee  Employer  Employee  Employer  Employee
                           share of  share of  share of  share of  share of  share of
                           premium   premium   premium   premium   premium   premium


All workers participating
in family coverage
medical plans............     70        30        70        30        73        27

 Worker characteristics

Management, professional,
and related..............     72        28        71        29        72        28
  Management, business,
  and financial..........     72        28        71        29        -         -
  Professional and
  related................     71        29        72        28        71        29
    Teachers.............     69        31        -         -         70        30
      Primary, secondary,
      and special
      education school
      teachers...........     67        33        -         -         69        31
    Registered nurses....     72        28        -         -         -         -
Service..................     68        32        65        35        74        26
  Protective service.....     75        25        63        37        78        22
Sales and office.........     68        32        67        33        74        26
  Sales and related......     65        35        64        36        -         -
  Office and
  administrative support      69        31        68        32        74        26
Natural resources,
construction, and
maintenance..............     70        30        69        31        76        24
  Construction,
  extraction, farming,
  fishing, and forestry..     70        30        68        32        -         -
  Installation,
  maintenance, and repair     71        29        70        30        -         -
Production,
transportation, and
material moving..........     73        27        73        27        74        26
  Production.............     74        26        74        26        -         -
  Transportation and
  material moving........     72        28        72        28        -         -

Full time................     70        30        70        30        73        27
Part time................     70        30        69        31        74        26

Union....................     82        18        83        17        81        19
Nonunion.................     67        33        67        33        65        35

Average wage within the
following categories:(2)
  Lowest 25 percent......     63        37        63        37        66        34
    Lowest 10 percent....     62        38        62        38        60        40
  Second 25 percent......     67        33        66        34        75        25
  Third 25 percent.......     72        28        70        30        73        27
  Highest 25 perecent....     75        25        74        26        76        24
    Highest 10 percent...     76        24        75        25        81        19

      Establishment
    characteristics

Goods-producing
industries...............     74        26        74        26        -         -

Service-providing
industries...............     69        31        68        32        73        27
  Education and health
  services...............     69        31        68        32        70        30
    Educational services      69        31        66        34        69        31
      Elementary and
      secondary schools..     68        32        -         -         68        32
      Junior colleges,
      colleges, and
      universities.......     71        29        69        31        72        28
    Health care and
    social assistance....     69        31        68        32        74        26
      Hospitals..........     75        25        -         -         74        26
  Public administration..     79        21        -         -         79        21

1 to 99 workers..........     65        35        65        35        71        29
  1 to 49 workers........     64        36        64        36        71        29
  50 to 99 workers.......     66        34        66        34        71        29
100 workers or more......     73        27        73        27        73        27
  100 to 499 workers.....     71        29        70        30        73        27
  500 workers or more....     75        25        77        23        73        27

    Geographic areas

New England..............     74        26        72        28        82        18
Middle Atlantic..........     77        23        73        27        90        10
East North Central.......     76        24        74        26        85        15
West North Central.......     71        29        71        29        70        30
South Atlantic...........     65        35        65        35        66        34
East South Central.......     63        37        65        35        59        41
West South Central.......     63        37        66        34        54        46
Mountain.................     69        31        69        31        69        31
Pacific..................     71        29        69        31        79        21

  1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
  2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.

NOTE: Dash indicates no workers in this category or data did not meet publication
criteria.

Table 5. Life insurance benefits: Access, participation, and take-up rates,(1) National Compensation Survey, March
2010

(All workers = 100 percent)


                                   Civilian(2)                 Private industry         State and local government

     Characteristics
                            Access   Partici-  Take-up    Access   Partici-  Take-up    Access   Partici-  Take-up
                                      pation     rate               pation     rate               pation     rate


All workers..............     62        60        96        59        56        96        80        78        97

 Worker characteristics

Management, professional,
and related..............     79        77        98        78        76        98        81        78        97
  Management, business,
  and financial..........     85        84        98        85        84        99        -         -         -
  Professional and
  related................     76        74        98        74        73        98        80        77        97
    Teachers.............     74        72        97        -         -         -         79        77        97
      Primary, secondary,
      and special
      education school
      teachers...........     79        78        98        -         -         -         83        82        98
    Registered nurses....     73        71        98        -         -         -         -         -         -
Service..................     40        37        94        33        31        93        75        72        97
  Protective service.....     74        71        96        58        53        90        84        83        98
Sales and office.........     60        58        96        58        56        95        81        79        97
  Sales and related......     49        45        92        48        45        92        -         -         -
  Office and
  administrative support      67        65        97        65        63        97        81        79        97
Natural resources,
construction, and
maintenance..............     62        59        96        58        56        95        90        89        99
  Construction,
  extraction, farming,
  fishing, and forestry..     53        50        94        49        46        93        -         -         -
  Installation,
  maintenance, and repair     70        68        97        68        66        97        -         -         -
Production,
transportation, and
material moving..........     65        63        97        65        62        96        76        75        99
  Production.............     70        68        97        70        68        97        -         -         -
  Transportation and
  material moving........     60        58        96        59        57        96        -         -         -

Full time................     76        74        97        73        71        97        90        88        97
Part time................     16        14        90        15        13        89        23        22        94

Union....................     84        83        98        82        81        98        87        85        98
Nonunion.................     58        56        96        56        54        96        74        72        97

Average wage within the
following categories:(3)
  Lowest 25 percent......     30        27        91        26        24        90        62        59        96
    Lowest 10 percent....     16        14        88        13        12        87        46        44        96
  Second 25 percent......     65        63        96        63        60        95        84        82        98
  Third 25 percent.......     75        73        97        72        70        97        85        84        98
  Highest 25 perecent....     83        82        98        81        80        99        89        86        97
    Highest 10 percent...     86        85        98        84        84        99        89        86        97

      Establishment
    characteristics

Goods-producing
industries...............     72        70        97        72        70        97        -         -         -

Service-providing
industries...............     60        58        96        56        54        96        80        77        97
  Education and health
  services...............     70        67        97        64        61        96        80        77        97
    Educational services      77        75        98        67        66        99        79        77        97
      Elementary and
      secondary schools..     76        75        98        -         -         -         78        77        98
      Junior colleges,
      colleges, and
      universities.......     84        80        96        86        85        99        82        77        94
    Health care and
    social assistance....     65        62        96        63        61        96        82        80        97
      Hospitals..........     86        84        98        -         -         -         89        85        96
  Public administration..     82        80        98        -         -         -         82        80        98

1 to 99 workers..........     44        41        95        43        40        95        64        62        97
  1 to 49 workers........     39        37        95        38        36        95        61        59        96
  50 to 99 workers.......     57        55        95        57        54        95        69        67        97
100 workers or more......     78        76        97        77        75        97        82        80        97
  100 to 499 workers.....     71        68        96        71        68        96        73        71        98
  500 workers or more....     86        84        98        86        85        99        85        83        97

    Geographic areas

New England..............     60        58        97        58        57        97        72        69        96
Middle Atlantic..........     60        59        99        56        55        98        84        84        99
East North Central.......     66        63        96        64        61        96        78        74        95
West North Central.......     63        62        97        61        59        96        77        76        99
South Atlantic...........     64        62        97        60        58        97        84        81        97
East South Central.......     67        65        96        63        61        96        83        78        94
West South Central.......     61        57        94        58        54        92        76        74        98
Mountain.................     62        59        96        58        55        95        83        82        98
Pacific..................     57        55        97        53        51        97        76        75        99

  1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan,
rounded for presentation. See Technical Note for more details.
  2 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
  3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers
both above and below the threshold. The percentile values are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.

Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2010

(All workers = 100 percent)


                                   Civilian(1)                 Private industry         State and local government

     Characteristics
                          Paid sick    Paid      Paid   Paid sick    Paid      Paid   Paid sick    Paid      Paid
                            leave    vacation  personal   leave    vacation  personal   leave    vacation  personal
                                                leave                         leave                         leave


All workers..............     67        74        41        62        77        37        89        60        60

 Worker characteristics

Management, professional,
and related..............     87        74        58        86        87        54        90        44        65
  Management, business,
  and financial..........     91        94        57        91        96        56        -         -         -
  Professional and
  related................     86        67        58        84        83        54        90        36        66
    Teachers.............     84        17        64        -         -         -         88        12        70
      Primary, secondary,
      and special
      education school
      teachers...........     92        12        76        -         -         -         93         9        79
    Registered nurses....     81        82        62        -         -         -         -         -         -
Service..................     48        61        28        42        59        24        85        75        51
  Protective service.....     69        79        42        37        66        24        89        87        54
Sales and office.........     69        80        41        67        80        40        91        86        55
  Sales and related......     56        70        32        55        70        32        -         -         -
  Office and
  administrative support      77        86        47        74        86        45        92        86        56
Natural resources,
construction, and
maintenance..............     56        80        28        51        78        26        94        94        46
  Construction,
  extraction, farming,
  fishing, and forestry..     42        69        20        36        66        17        -         -         -
  Installation,
  maintenance, and repair     69        90        37        66        90        35        -         -         -
Production,
transportation, and
material moving..........     55        82        33        54        83        31        87        63        59
  Production.............     53        90        30        53        90        30        -         -         -
  Transportation and
  material moving........     57        74        35        55        75        33        -         -         -

Full time................     79        86        47        74        91        43        98        67        65
Part time................     28        36        21        26        37        19        41        20        30

Union....................     83        73        58        71        87        48        97        57        71
Nonunion.................     64        75        38        61        76        36        83        62        50

Average wage within the
following categories:(2)
  Lowest 25 percent......     35        54        21        32        53        19        75        56        45
    Lowest 10 percent....     22        40        14        19        39        12        62        40        37
  Second 25 percent......     70        83        41        66        84        39        93        83        58
  Third 25 percent.......     80        88        46        75        89        43        94        71        65
  Highest 25 perecent....     87        77        59        84        89        53        96        37        70
    Highest 10 percent...     90        73        59        86        89        54        98        34        65

      Establishment
    characteristics

Goods-producing
industries...............     55        88        30        54        88        30        -         -         -

Service-providing
industries...............     69        72        43        64        75        39        89        59        60
  Education and health
  services...............     83        65        58        78        79        53        90        43        65
    Educational services      87        40        62        75        53        46        90        36        66
      Elementary and
      secondary schools..     90        27        70        -         -         -         90        27        72
      Junior colleges,
      colleges, and
      universities.......     86        68        49        82        72        56        88        66        45
    Health care and
    social assistance....     79        84        55        78        83        54        91        90        58
      Hospitals..........     89        89        67        -         -         -         93        94        53
  Public administration..     89        88        53        -         -         -         89        88        53

1 to 99 workers..........     54        70        27        53        70        26        78        67        45
  1 to 49 workers........     53        69        25        52        69        25        72        67        36
  50 to 99 workers.......     58        75        34        56        75        32        89        66        58
100 workers or more......     78        78        53        73        85        50        91        59        62
  100 to 499 workers.....     70        79        47        67        82        44        88        59        62
  500 workers or more....     85        77        59        81        89        57        92        59        62

    Geographic areas

New England..............     72        71        51        69        75        46        86        48        80
Middle Atlantic..........     71        74        50        67        77        46        90        58        69
East North Central.......     62        74        44        58        78        40        85        52        64
West North Central.......     67        73        35        62        76        32        89        56        51
South Atlantic...........     65        77        40        60        79        36        93        68        57
East South Central.......     63        75        36        55        77        35        91        67        39
West South Central.......     67        74        37        63        78        32        86        52        61
Mountain.................     65        73        37        62        77        34        85        55        55
Pacific..................     70        75        37        65        76        33        93        68        58

  1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
  2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers
both above and below the threshold. The percentile values are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.

Appendix table 1. Survey establishment response,
National Compensation Survey, March 2010


                                           State and
    Establishments       Total    Private    local
                                  industry   govern-
                                              ments


Total in sampling
frame(1).............. 5,224,243 5,008,241  216,002

  Total in sample.....   18,174    16,151     2,023
    Responding........   10,791     9,018     1,773
    Refused or unable
to provide data.......    4,704     4,476       228
    Out of business or
not in survey scope...    2,679     2,657        22

  1 The list of establishments from which the survey
sample was selected (sampling frame) was developed
from State unemployment insurance reports and is
based on the 2007 North American Industry
Classification System (NAICS). For private
industries, an establishment is usually a single
physical location. For State and local governments,
an establishment is defined as all locations of a
government entity.

Appendix table 2. Number of workers(1)
represented, National Compensation Survey, March
2010


                                           State and
    Occupational      Civilian    Private    local
      group(2)        workers     industry   govern-
                                  workers     ment
                                             workers


All workers........118,042,100  98,779,100  19,263,000
  Management,
  professional, and
  related...........34,559,900  23,948,400  10,611,500
    Management,
    business, and
    financial....... 9,109,700   7,498,000       -
    Professional and
    related.........25,450,100  16,450,400   8,999,800
      Teachers...... 6,361,600      -        4,971,400
        Primary,
        secondary,
        and special
        education
        school
        teachers.... 4,273,900      -        3,671,500
      Registered
      nurses........ 2,588,700      -            -
  Service...........25,604,400  21,495,200   4,109,200
    Protective
    service......... 3,048,300   1,188,000   1,860,300
  Sales and office..30,859,100  28,061,600   2,797,500
    Sales and
    related.........11,326,200  11,175,200       -
    Office and
    administrative
    support.........19,532,900  16,886,400   2,646,400
  Natural resources,
  construction, and
  maintenance....... 9,664,200   8,691,200     972,900
    Construction,
    extraction,
    farming,
    fishing, and
    forestry........ 4,865,200   4,327,200       -
    Installation,
    maintenance, and
    repair.......... 4,798,900   4,364,000       -
  Production,
  transportation,
  and material
  moving............17,354,500  16,582,600     771,900
    Production...... 8,479,200   8,352,300       -
    Transportation
    and material
    moving.......... 8,875,200   8,230,300       -

  1 The number of workers represented by the
survey are rounded to the nearest 100. Estimates
of the number of workers provide a description of
the size and composition of the labor force
included in the survey. Estimates are not
intended, however, for comparison to other
statistical series to measure employment trends or
levels.
  2 The 2000 Standard Occupational Classification
system is used to classify workers.

NOTE: Because of rounding, sums of individual
items may not equal totals. Dashes indicate that
no data were reported or that data did not meet
publication criteria.

Last Modified Date: December 07, 2017