Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Economic News Release
PRINT:Print
EBS EBS Program Links

Employee Benefits in the United States News Release

For release 10:00 a.m. (ET) Thursday, September 23, 2021                                             USDL-21-1690

Technical information:  (202) 691-6199    ncsinfo@bls.gov    www.bls.gov/ebs
Media contact:          (202) 691-5902    pressoffice@bls.gov

                        EMPLOYEE BENEFITS IN THE UNITED STATES  MARCH 2021

Paid sick leave was available to 77 percent of private industry workers in March 2021, the U.S. Bureau of Labor 
Statistics reported today. Among major occupation groups, access to paid sick leave ranged from 59 percent of
workers in service occupations to 93 percent in management, professional, and related occupations. (See table 6.)

Twenty-three percent of private industry workers had access to paid family leave. These benefits were available 
to 12 percent of workers in the lowest 25th percent wage category and 37 percent of workers in the highest 
25th percent wage category. 

Forty-five percent of private industry workers had access to plans that provide a single amount of time off for
workers to use for multiple purposes, such as vacation, illness, or personal leave, referred to as consolidated
leave plans. Twenty-six percent of union workers and 46 percent of nonunion workers had access to consolidated
leave plans. 

Paid sick leave was available to 92 percent of state and local government workers. Eighty-nine percent of workers
with access to paid sick leave earned or accrued a fixed number of sick leave days per year, and ranged from
59 percent of workers in hospitals to 94 percent of workers in elementary and secondary schools. Ten percent had 
access to sick leave as part of a consolidated leave plan. 

Paid vacations were available to 77 percent of civilian workers. On average, 13 paid vacation days were available 
annually to state and local government workers after 1 year of service and 22 days were available to workers
after 20 years of service. At establishments with less than 100 employees, 22 paid vacation days were available
to state and local government workers after 20 years of service, while 17 days were available to private
industry workers after 20 years of service. 

Health care benefits were available to 71 percent of private industry workers and 54 percent of workers
participated in the benefit, resulting in a 77 percent take-up rate. The take-up rate refers to the percentage of
workers with access to and participating in the employer-sponsored benefit. Eighty-nine percent of state and
local government workers had access to health care benefits, with a take-up rate of 88 percent. 

Dental care benefits were available to 40 percent of private industry workers and 60 percent of state and local
government workers. 

The take-up rate for vision care benefits was 78 percent for state and local government workers. Vision care
benefits were available to 24 percent of nonunion workers and 56 percent of union workers. 

Private industry workers 
  * Paid family leave was available to 11 percent of part-time workers and 27 percent of full-time workers. 
  * Within professional and business services, access to paid vacations ranged from 63 percent of workers in
    administrative and waste services to 93 percent of workers in professional and technical services.
  * Medical care benefits were available to 68 percent of nonunion workers and 95 percent of union workers. 
    The take-up rate was 65 percent for nonunion workers and 81 percent for union workers. 
  * Employers paid 78 percent of medical care premiums for single coverage plans and 66 percent for family
    coverage plans. The average flat monthly premium paid by employers was $475.69 for single coverage and 
    $1,174.00 for family coverage. 

State and local government workers 
  * Paid vacation days were available to 53 percent of local government workers and 86 percent of state
    government workers. 
  * Medical care benefits were available to 72 percent of workers in the lowest 25th percent wage category and
    95 percent in the highest 25th percent wage category.
  * Retirement benefits were available to 92 percent of workers, with a take-up rate of 89 percent.
    Seventy-five percent of workers participated in defined benefit plans and 18 percent participated in defined
    contribution plans.
  * Long-term disability benefits were available to 39 percent of workers, with a take-up rate of 97 percent.
    Sixteen percent of workers in the New England census division had access to long-term disability benefits and
    62 percent of workers in the Mountain division had access. 

Civilian workers 
  * Paid holidays were available to 79 percent of workers. Within education and health services, access to paid
    holidays ranged from 39 percent of workers in elementary and secondary schools to 94 percent of workers in
    hospitals.
  * Forty-three percent of workers participated in defined contribution plans and employee contributions were
    required for 72 percent of these workers.
  * Nonproduction bonuses were available to 22 percent of part-time workers and 46 percent of full-time workers.
  * Thirty-nine percent of workers participated in short-term disability benefits, and 63 percent of these plans
    were insured. Employee contributions were required for 13 percent of these workers. 
  * Flexible work schedules were available to 13 percent of workers. Eight percent of workers in the lowest 25th 
    percent wage category and 23 percent of workers in the highest 25th percent wage category had access to
    flexible work schedules.

Additional March 2021 and historical estimates are available through the database query tool at
www.bls.gov/ncs/ebs/data.htm and additional tables are available at www.bls.gov/ncs/ebs/benefits/2021. 

 _______________________________________________________________________________________________________
|		Coronavirus (COVID-19) Pandemic Impact on March 2021 Benefits Data			|
| The Employee Benefits in the United States reference period was March 2021. No changes in estimation	|
| procedures were necessary due to COVID-19. Additional information is available at 			|
| www.bls.gov/covid19/home.htm.										|
|_______________________________________________________________________________________________________|


                                              TECHNICAL NOTE

Estimates in this release are from the National Compensation Survey (NCS), conducted by the U.S. Department of
Labor, Bureau of Labor Statistics (BLS). The NCS provides comprehensive measures of compensation cost levels and
trends and also provides benefits incidence estimates on the percentage of workers with access to and
participating in employer-provided benefit plans.

The Employee Benefits in the United States, March 2021 publication includes additional details on the coverage, 
costs, and provisions of employer-sponsored benefits, and will be published shortly after this news release. See
www.bls.gov/ncs/ebs/benefits for the latest benefits publications. The publication includes the following tables:

-	Table 1: Establishments offering retirement and healthcare benefits (private industry only)
-	Tables 2  9: Retirement benefits
-	Tables 10  16, 43: Healthcare benefits
-	Tables 17  32: Insurance benefits
-	Tables 33  40: Leave benefits
-	Table 41: Quality of life benefits
-	Tables 42, 44: Financial benefits
-	Table 45: Unmarried domestic partner benefits
-	Tables 46  47: Benefit combinations

Standard errors: Measures of reliability are available for published estimates, which provide users a measure of
the precision of an estimate to ensure that it is within an acceptable range for their intended purpose. For 
further information see www.bls.gov/ncs/ebs/nb_var.htm.

Comparing private and public sector data: Incidence of employee benefits in state and local government should not
be directly compared to private industry. Differences between these sectors stem from factors such as variation in
work activities and occupational structures. Manufacturing and sales, for example, make up a large part of private
industry work activities but are rare in state and local government. Administrative support and professional 
occupations (including teachers) account for two-thirds of the state and local government workforce, compared with
one-half of private industry.

Leave benefits for teachers: Primary, secondary, and special education teachers typically have a work schedule of
37 or 38 weeks per year. Because of this work schedule, they are generally not offered vacations or holidays. In
many cases, the time off during winter and spring breaks during the school year are not considered vacation days
for the purposes of this survey.

Medical plan premiums: The estimates for medical plan premiums are not based on actual decisions regarding medical
coverage made by employees; instead they are based on the assumption that all employees in the occupation can opt
for single or family coverage. Monthly premiums are collected when possible. Annual premiums are converted to
monthly premiums by dividing by 12 months. The share of premiums paid by employers and employees include workers
with and without contribution requirements.

Sample rotation: One-third of the private industry sample is rotated each year except in years when the government
sample is replaced. The government sample is replaced less frequently than the private industry sample. The state
and local government sample was replaced in its entirety for the March 2017 reference period.

Sample size:
Appendix table 1. Survey establishment response, March 2021
Establishments Civilian Private industry State and local governments

Total in sampling frame(1)

6,609,357 6,378,656 230,701

Total in sample

11,486 9,890 1,596

Responding(2)

7,439 6,007 1,432

Refused(3)

3,265 3,125 140

Out of business or not in survey scope

782 758 24

Footnotes:
(1) The sampling frame was developed from state unemployment insurance reports and based on the North American Industry Classification System (NAICS). For information on establishments and sampling, see the Handbook of Methods: National Compensation Measures available at www.bls.gov/opub/hom/ncs/home.htm.
(2) Establishments that provided data at the initial interview.
(3) Establishments that did not provide data at the initial interview. For information on nonresponse adjustment and imputation, see the Handbook of Methods: National Compensation Measures available at www.bls.gov/opub/hom/ncs/home.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

Survey scope:
Appendix table 2. Number of workers represented,(1) March 2021
Occupational group(2) Civilian workers Private industry workers State and local government workers

All workers

133,015,300 114,522,100 18,493,200

Management, professional, and related

42,453,700 31,901,500 10,552,200

Management, business, and financial

13,097,300 11,575,200 -

Professional and related

29,356,300 20,326,300 9,030,100

Teachers

6,437,400 - 4,854,300

Primary, secondary, and special education school teachers

4,512,400 - 3,700,000

Registered nurses

2,641,600 - -

Service

29,325,300 25,485,300 3,840,000

Protective service

3,059,400 1,184,600 1,874,800

Sales and office

31,647,100 29,062,000 2,585,100

Sales and related

12,447,800 12,373,400 -

Office and administrative support

19,199,300 16,688,600 2,510,700

Natural resources, construction, and maintenance

11,073,600 10,296,800 776,800

Construction, extraction, farming, fishing, and forestry

5,806,400 5,383,500 -

Installation, maintenance, and repair

5,267,200 4,913,300 -

Production, transportation, and material moving

18,515,600 17,776,500 739,100

Production

8,703,600 8,585,800 -

Transportation and material moving

9,812,000 9,190,700 -

Footnotes:
(1) The numbers of workers represented by the survey are rounded to the nearest 100. For information on weighting, see the Handbook of Methods: National Compensation Measures available at www.bls.gov/opub/hom/ncs/home.htm.
(2) The Standard Occupational Classification system was used to classify workers.

Note: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no estimates for this characteristic are provided in this publication.
Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

Average hourly wage percentiles: Estimates by worker average wage are grouped into six wage categories- the lowest
10 percent, the lowest 25 percent, the second 25 percent, the third 25 percent, the highest 25 percent, and the
highest 10 percent. The categories use percentile values based on unpublished March 2021 wages and salaries from
the BLS Employer Costs for Employee Compensation publication.

The percentiles are computed using hourly wages and salaries along with scheduled hours of work reported for 
individual workers in sampled establishments. Establishments in the survey are asked to report only individual 
worker wages and salaries for each sampled job. For the calculation of the percentile values, the individual
worker hourly wages and salaries are weighted and arrayed from lowest to highest. The values corresponding to the
percentiles are:

Ownership Average hourly wage percentiles
10 25 50 75 90
(median)

Civilian workers

$12.00 $15.01 $21.00 $33.81 $51.59

Private industry workers

$11.74 $15.00 $20.00 $32.20 $50.78

State and local government workers

$14.73 $19.48 $28.99 $41.01 $56.26
The lowest 10- and 25-percent wage categories include those occupations with an average hourly rate less than the
10th percentile value and 25th percentile value, respectively. The second 25-percent category includes those 
occupations with rates at or above the 25th percentile value but less than the 50th percentile value. The third
25-percent category includes those occupations with rates at or above the 50th percentile value but less than the
75th percentile value. Finally, the highest 25- and 10-percent wage categories include those occupations with an
average hourly wage greater than or equal to the 75th percentile value and 90th percentile value, respectively.

Individual workers can fall into a wage category different from the average for the occupation into which they are
classified because average hourly wages for the occupation are used to produce the benefit estimates.

Obtaining information: For articles on employee benefits, see the Monthly Labor Review benefits section at 
www.bls.gov/opub/mlr/subject/b.htm and Beyond the Numbers: Pay and Benefits at
www.bls.gov/opub/btn/archive/home.htm. The Economics Daily article archive is available at
www.bls.gov/opub/ted/employee-benefits-survey.htm. For technical information, see "National Compensation 
Measures," in the BLS Handbook of Methods at www.bls.gov/opub/hom/ncs/home.htm.

Benefit publications from 1980 to the present are also available at www.bls.gov/ncs/ncspubs.htm. The 
latest glossary of benefit terms is available at 
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm. In addition,
the public databases may also be used to obtain data from 1985 to 2006 and 2010 to the present, see
www.bls.gov/ncs/ebs/data.htm.

Information in this release will be made available to sensory impaired individuals upon request.
Voice phone: (202) 691-5200; Federal Relay Service: (800) 877-8339.


Table 1. Retirement benefits(1): Access, participation, and take-up rates, March 2021 [All workers = 100 percent]
Characteristics Civilian(2) Private industry State and local government
Access Participation Take-up rate(3) Access Participation Take-up rate(3) Access Participation Take-up rate(3)

All workers

72 56 78 68 51 75 92 82 89

Worker characteristics

Management, professional, and related occupations

88 75 85 86 72 84 94 83 89

Management, business, and financial occupations

89 80 90 88 79 90 - - -

Professional and related occupations

87 72 83 84 68 81 93 82 88

Teachers

88 75 85 - - - 94 84 89

Primary, secondary, and special education school teachers

95 81 85 - - - 99 89 89

Registered nurses

88 75 85 - - - - - -

Service occupations

46 31 66 40 24 59 85 76 89

Protective service occupations

80 69 86 60 44 74 92 84 91

Sales and office occupations

75 54 72 73 51 70 92 82 89

Sales and related occupations

71 43 60 71 42 60 - - -

Office and administrative support occupations

77 61 79 75 58 77 92 83 89

Natural resources, construction, and maintenance occupations

67 53 79 65 50 77 97 90 93

Construction, extraction, farming, fishing, and forestry occupations

63 50 79 61 47 78 - - -

Installation, maintenance, and repair occupations

72 56 78 70 53 77 - - -

Production, transportation, and material moving occupations

72 56 77 72 55 76 90 81 90

Production occupations

74 59 79 74 58 79 - - -

Transportation and material moving occupations

71 53 75 70 52 74 - - -

Full time

81 66 81 78 62 80 99 88 89

Part time

42 22 53 41 21 50 45 39 87

Union

95 85 90 93 84 91 97 86 88

Nonunion

68 51 75 66 49 73 87 78 90

Average wage within the following categories:(4)

Lowest 25 percent

45 26 57 44 23 53 79 69 88

Lowest 10 percent

34 16 48 32 14 45 71 61 87

Second 25 percent

72 53 74 68 48 71 94 84 89

Third 25 percent

83 68 82 79 63 79 98 87 89

Highest 25 percent

92 81 89 90 79 88 97 87 90

Highest 10 percent

93 84 90 92 83 91 97 86 89

Establishment characteristics

Goods-producing industries

76 62 82 76 62 81 - - -

Service-providing industries

71 54 77 67 49 74 92 81 89

Education and health services

80 63 79 73 54 74 93 82 88

Educational services

89 78 87 74 62 83 93 82 88

Elementary and secondary schools

91 81 89 - - - 93 83 89

Junior colleges, colleges, universities, and professional schools

90 79 87 87 78 90 92 79 86

Health care and social assistance

74 55 74 73 53 73 93 78 84

Hospitals

91 79 87 - - - 93 77 83

Public administration

92 83 91 - - - 92 83 91

1 to 99 workers

58 41 71 56 39 69 88 80 91

1 to 49 workers

53 37 69 52 35 68 84 76 90

50 to 99 workers

73 55 76 70 51 72 91 84 92

100 workers or more

87 71 82 85 68 80 93 82 88

100 to 499 workers

82 63 77 80 60 75 92 83 90

500 workers or more

92 80 87 91 79 87 93 82 88

Geographic areas

Northeast

71 58 82 67 54 81 91 82 90

New England

74 59 79 73 56 78 86 74 86

Middle Atlantic

69 58 84 65 53 82 93 85 91

South

71 52 73 67 47 70 94 82 88

South Atlantic

73 54 74 71 51 71 91 79 86

East South Central

70 50 71 65 43 66 94 84 89

West South Central

67 49 74 61 42 69 97 87 90

Midwest

74 59 80 71 56 78 90 80 89

East North Central

74 59 80 72 57 78 89 79 89

West North Central

73 57 79 69 53 77 93 82 88

West

72 56 78 69 52 75 90 81 90

Mountain

75 57 76 73 52 72 88 83 94

Pacific

70 56 79 67 52 77 91 80 88

Footnotes
(1) Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating in at least one of these plan types.
(2) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation.
(3) The take-up rate is calculated from the unrounded percentage of workers with access to a plan and who participate in the plan.
(4) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.


Table 2. Medical care benefits: Access, participation, and take-up rates, March 2021 [All workers = 100 percent]
Characteristics Civilian(1) Private industry State and local government
Access Participation Take-up rate(2) Access Participation Take-up rate(2) Access Participation Take-up rate(2)

All workers

73 50 69 70 47 67 89 67 76

Worker characteristics

Management, professional, and related occupations

89 64 72 88 63 71 92 69 75

Management, business, and financial occupations

95 70 74 95 70 73 - - -

Professional and related occupations

87 62 71 85 59 70 91 68 75

Teachers

88 64 73 - - - 92 68 74

Primary, secondary, and special education school teachers

97 71 73 - - - 99 72 72

Registered nurses

88 61 69 - - - - - -

Service occupations

49 27 56 44 22 51 82 61 75

Protective service occupations

81 57 70 67 42 62 90 67 74

Sales and office occupations

69 47 68 67 45 66 89 70 78

Sales and related occupations

54 35 64 54 34 64 - - -

Office and administrative support occupations

79 54 69 77 52 67 90 70 78

Natural resources, construction, and maintenance occupations

77 56 73 76 55 73 94 74 78

Construction, extraction, farming, fishing, and forestry occupations

75 55 74 74 53 73 - - -

Installation, maintenance, and repair occupations

79 57 73 78 56 73 - - -

Production, transportation, and material moving occupations

77 55 71 77 54 71 84 63 75

Production occupations

81 59 73 80 59 73 - - -

Transportation and material moving occupations

74 51 69 73 50 68 - - -

Full time

88 62 70 86 59 69 99 75 76

Part time

23 11 49 23 11 47 25 17 69

Union

95 74 78 95 78 81 95 70 74

Nonunion

69 46 67 68 44 65 84 65 78

Average wage within the following categories:(3)

Lowest 25 percent

41 22 55 39 21 52 72 55 76

Lowest 10 percent

27 12 46 26 11 43 63 49 78

Second 25 percent

75 50 67 71 47 66 93 71 76

Third 25 percent

88 63 71 85 60 70 97 75 77

Highest 25 percent

94 70 74 93 69 74 95 70 73

Highest 10 percent

95 72 76 95 72 76 94 71 76

Establishment characteristics

Goods-producing industries

85 63 74 85 63 74 - - -

Service-providing industries

71 48 67 67 44 65 89 67 76

Education and health services

80 54 67 75 47 62 90 68 75

Educational services

87 63 73 75 50 67 90 67 74

Elementary and secondary schools

89 65 73 - - - 90 66 73

Junior colleges, colleges, universities, and professional schools

90 66 73 90 58 65 89 70 78

Health care and social assistance

77 48 63 75 46 61 91 72 79

Hospitals

91 65 71 - - - 91 72 79

Public administration

91 70 77 - - - 91 70 77

1 to 99 workers

59 38 65 58 37 63 85 66 77

1 to 49 workers

54 35 64 53 34 63 81 62 77

50 to 99 workers

77 51 66 75 48 64 88 69 78

100 workers or more

87 62 71 86 61 70 90 68 75

100 to 499 workers

84 59 70 84 57 69 87 66 76

500 workers or more

91 66 73 90 65 72 92 69 75

Geographic areas

Northeast

71 49 69 68 47 68 88 64 73

New England

73 49 67 71 47 67 90 60 67

Middle Atlantic

70 49 69 68 46 68 87 65 75

South

72 48 67 69 44 64 93 72 78

South Atlantic

73 48 66 70 45 64 90 69 77

East South Central

71 50 70 68 44 66 92 79 85

West South Central

72 48 66 67 43 63 96 74 77

Midwest

73 50 69 71 48 67 86 65 76

East North Central

73 51 70 71 49 69 85 65 77

West North Central

73 47 65 70 45 64 89 65 73

West

75 53 71 73 51 70 87 64 73

Mountain

74 53 72 72 52 71 86 63 73

Pacific

75 53 71 73 51 70 88 65 74

Footnotes
(1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation.
(2) The take-up rate is calculated from the unrounded percentage of workers with access to a plan and who participate in the plan.
(3) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.


Table 3. Medical plans: Share of premiums paid by employer and employee for single coverage, March 2021 [In percent]
Characteristics Civilian(1) Private industry State and local government
Employer share of premium Employee share of premium Employer share of premium Employee share of premium Employer share of premium Employee share of premium

All workers participating in single coverage medical plans

80 20 78 22 86 14

Worker characteristics

Management, professional, and related occupations

80 20 79 21 85 15

Management, business, and financial occupations

78 22 77 23 - -

Professional and related occupations

81 19 80 20 85 15

Teachers

83 17 - - 84 16

Primary, secondary, and special education school teachers

84 16 - - 84 16

Registered nurses

82 18 - - - -

Service occupations

80 20 77 23 87 13

Protective service occupations

85 15 78 22 88 12

Sales and office occupations

79 21 78 22 88 12

Sales and related occupations

76 24 76 24 - -

Office and administrative support occupations

81 19 79 21 88 12

Natural resources, construction, and maintenance occupations

79 21 78 22 89 11

Construction, extraction, farming, fishing, and forestry occupations

79 21 78 22 - -

Installation, maintenance, and repair occupations

78 22 77 23 - -

Production, transportation, and material moving occupations

78 22 78 22 86 14

Production occupations

78 22 78 22 - -

Transportation and material moving occupations

78 22 78 22 - -

Full time

80 20 78 22 86 14

Part time

80 20 79 21 83 17

Union

84 16 83 17 86 14

Nonunion

79 21 77 23 86 14

Average wage within the following categories:(2)

Lowest 25 percent

78 22 77 23 87 13

Lowest 10 percent

76 24 75 25 87 13

Second 25 percent

78 22 77 23 87 13

Third 25 percent

80 20 78 22 86 14

Highest 25 percent

81 19 79 21 85 15

Highest 10 percent

81 19 80 20 84 16

Establishment characteristics

Goods-producing industries

78 22 78 22 - -

Service-providing industries

80 20 78 22 86 14

Education and health services

82 18 81 19 85 15

Educational services

84 16 81 19 85 15

Elementary and secondary schools

84 16 - - 84 16

Junior colleges, colleges, universities, and professional schools

84 16 81 19 85 15

Health care and social assistance

81 19 80 20 87 13

Hospitals

82 18 - - 87 13

Public administration

88 12 - - 88 12

1 to 99 workers

78 22 77 23 87 13

1 to 49 workers

78 22 77 23 88 12

50 to 99 workers

79 21 78 22 86 14

100 workers or more

80 20 79 21 86 14

100 to 499 workers

79 21 78 22 86 14

500 workers or more

82 18 80 20 86 14

Geographic areas

Northeast

80 20 79 21 85 15

New England

77 23 77 23 78 22

Middle Atlantic

81 19 80 20 87 13

South

79 21 77 23 86 14

South Atlantic

79 21 78 22 86 14

East South Central

79 21 76 24 88 12

West South Central

78 22 76 24 85 15

Midwest

79 21 78 22 87 13

East North Central

79 21 78 22 86 14

West North Central

80 20 78 22 90 10

West

80 20 79 21 86 14

Mountain

79 21 77 23 87 13

Pacific

81 19 80 20 86 14

Footnotes
(1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation.
(2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.


Table 4. Medical plans: Share of premiums paid by employer and employee for family coverage, March 2021 [In percent]
Characteristics Civilian(1) Private industry State and local government
Employer share of premium Employee share of premium Employer share of premium Employee share of premium Employer share of premium Employee share of premium

All workers participating in family coverage medical plans

67 33 66 34 71 29

Worker characteristics

Management, professional, and related occupations

68 32 67 33 70 30

Management, business, and financial occupations

67 33 66 34 - -

Professional and related occupations

68 32 68 32 69 31

Teachers

65 35 - - 66 34

Primary, secondary, and special education school teachers

63 37 - - 65 35

Registered nurses

71 29 - - - -

Service occupations

63 37 59 41 72 28

Protective service occupations

75 25 68 32 77 23

Sales and office occupations

66 34 65 35 73 27

Sales and related occupations

63 37 63 37 - -

Office and administrative support occupations

67 33 66 34 73 27

Natural resources, construction, and maintenance occupations

68 32 67 33 77 23

Construction, extraction, farming, fishing, and forestry occupations

69 31 69 31 - -

Installation, maintenance, and repair occupations

67 33 66 34 - -

Production, transportation, and material moving occupations

70 30 70 30 69 31

Production occupations

71 29 71 29 - -

Transportation and material moving occupations

68 32 68 32 - -

Full time

67 33 66 34 71 29

Part time

68 32 68 32 68 32

Union

79 21 81 19 76 24

Nonunion

64 36 64 36 67 33

Average wage within the following categories:(2)

Lowest 25 percent

61 39 60 40 66 34

Lowest 10 percent

54 46 54 46 60 40

Second 25 percent

65 35 64 36 74 26

Third 25 percent

69 31 67 33 69 31

Highest 25 percent

70 30 70 30 75 25

Highest 10 percent

71 29 70 30 76 24

Establishment characteristics

Goods-producing industries

70 30 70 30 - -

Service-providing industries

66 34 65 35 71 29

Education and health services

65 35 64 36 67 33

Educational services

66 34 65 35 66 34

Elementary and secondary schools

64 36 - - 64 36

Junior colleges, colleges, universities, and professional schools

72 28 70 30 72 28

Health care and social assistance

65 35 63 37 74 26

Hospitals

73 27 - - 74 26

Public administration

77 23 - - 77 23

1 to 99 workers

62 38 60 40 74 26

1 to 49 workers

61 39 60 40 74 26

50 to 99 workers

63 37 61 39 75 25

100 workers or more

71 29 71 29 70 30

100 to 499 workers

68 32 68 32 70 30

500 workers or more

73 27 75 25 71 29

Geographic areas

Northeast

73 27 71 29 83 17

New England

71 29 69 31 77 23

Middle Atlantic

74 26 71 29 84 16

South

62 38 62 38 63 37

South Atlantic

63 37 63 37 67 33

East South Central

63 37 63 37 63 37

West South Central

60 40 61 39 56 44

Midwest

70 30 69 31 74 26

East North Central

71 29 69 31 76 24

West North Central

68 32 68 32 71 29

West

67 33 66 34 74 26

Mountain

66 34 65 35 72 28

Pacific

68 32 66 34 76 24

Footnotes
(1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation.
(2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.


Table 5. Life insurance benefits: Access, participation, and take-up rates, March 2021 [All workers = 100 percent]
Characteristics Civilian(1) Private industry State and local government
Access Participation Take-up rate(2) Access Participation Take-up rate(2) Access Participation Take-up rate(2)

All workers

60 59 98 56 55 98 83 80 97

Worker characteristics

Management, professional, and related occupations

80 79 99 78 77 99 84 82 97

Management, business, and financial occupations

85 84 99 85 84 99 - - -

Professional and related occupations

77 76 99 74 74 99 84 81 97

Teachers

78 76 98 - - - 83 81 97

Primary, secondary, and special education school teachers

85 83 98 - - - 88 87 98

Registered nurses

85 84 99 - - - - - -

Service occupations

33 32 95 27 25 94 77 74 97

Protective service occupations

68 65 95 39 34 87 87 84 97

Sales and office occupations

56 55 98 54 53 99 83 81 98

Sales and related occupations

41 40 98 40 40 98 - - -

Office and administrative support occupations

66 65 99 64 63 99 84 82 98

Natural resources, construction, and maintenance occupations

57 57 99 55 54 99 90 88 98

Construction, extraction, farming, fishing, and forestry occupations

50 50 99 47 47 100 - - -

Installation, maintenance, and repair occupations

65 64 99 63 62 99 - - -

Production, transportation, and material moving occupations

65 63 98 64 63 98 79 78 99

Production occupations

71 71 99 71 70 99 - - -

Transportation and material moving occupations

58 57 97 57 56 97 - - -

Full time

74 73 99 71 70 99 92 90 97

Part time

14 13 91 14 12 90 23 22 94

Union

85 83 98 81 79 97 88 87 98

Nonunion

56 55 98 54 53 98 78 75 96

Average wage within the following categories:(3)

Lowest 25 percent

27 26 96 25 24 95 67 65 97

Lowest 10 percent

15 14 91 13 12 90 57 55 97

Second 25 percent

60 58 98 55 54 98 88 85 97

Third 25 percent

74 73 98 69 68 99 89 86 97

Highest 25 percent

85 85 99 84 83 99 88 86 98

Highest 10 percent

89 88 99 89 89 100 86 84 97

Establishment characteristics

Goods-producing industries

70 69 99 70 69 99 - - -

Service-providing industries

58 57 98 53 52 98 83 80 97

Education and health services

69 67 98 62 61 98 83 80 97

Educational services

79 77 98 66 66 100 82 80 97

Elementary and secondary schools

79 77 98 - - - 81 79 98

Junior colleges, colleges, universities, and professional schools

86 84 98 85 85 100 86 83 97

Health care and social assistance

63 62 98 61 60 98 87 83 95

Hospitals

88 87 98 - - - 88 83 95

Public administration

86 83 97 - - - 86 83 97

1 to 99 workers

44 43 98 41 41 98 77 75 98

1 to 49 workers

38 38 98 37 36 98 72 71 98

50 to 99 workers

61 60 98 58 57 98 81 79 97

100 workers or more

78 76 98 76 74 98 84 82 97

100 to 499 workers

71 70 98 70 69 99 80 77 97

500 workers or more

84 82 98 83 81 98 87 84 97

Geographic areas

Northeast

57 57 99 54 53 99 82 79 97

New England

61 59 97 58 57 99 83 73 88

Middle Atlantic

56 56 99 52 52 99 81 81 100

South

59 58 98 55 54 98 85 82 97

South Atlantic

61 59 98 57 56 99 85 81 96

East South Central

59 58 98 54 53 98 85 83 98

West South Central

57 55 97 52 50 96 84 82 98

Midwest

63 61 97 60 59 98 82 79 96

East North Central

63 62 97 60 59 98 82 78 95

West North Central

62 61 97 59 57 97 82 81 98

West

60 59 99 57 56 99 80 80 100

Mountain

64 63 99 60 60 99 84 84 100

Pacific

58 58 99 55 55 99 79 79 100

Footnotes
(1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation.
(2) The take-up rate is calculated from the unrounded percentage of workers with access to a plan and who participate in the plan.
(3) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.


Table 6. Selected paid leave benefits: Access, March 2021 [All workers = 100 percent]
Characteristics Civilian(1) Private industry State and local government
Paid sick leave Paid vacation Paid holidays Paid sick leave Paid vacation Paid holidays Paid sick leave Paid vacation Paid holidays

All workers

79 77 79 77 79 81 92 61 68

Worker characteristics

Management, professional, and related occupations

93 80 84 93 91 92 94 47 57

Management, business, and financial occupations

96 96 97 96 98 98 - - -

Professional and related occupations

92 73 78 91 87 89 93 40 52

Teachers

90 22 37 - - - 93 14 31

Primary, secondary, and special education school teachers

98 19 32 - - - 99 12 26

Registered nurses

93 89 92 - - - - - -

Service occupations

63 59 61 59 57 58 87 76 79

Protective service occupations

87 84 86 79 74 80 92 90 90

Sales and office occupations

80 81 84 78 80 84 93 87 89

Sales and related occupations

69 70 77 69 70 77 - - -

Office and administrative support occupations

87 88 89 86 88 89 93 87 89

Natural resources, construction, and maintenance occupations

74 86 86 73 86 85 96 96 95

Construction, extraction, farming, fishing, and forestry occupations

68 78 79 66 77 77 - - -

Installation, maintenance, and repair occupations

81 95 94 80 95 94 - - -

Production, transportation, and material moving occupations

74 85 87 73 85 88 90 62 73

Production occupations

73 90 93 73 90 93 - - -

Transportation and material moving occupations

74 79 82 73 81 83 - - -

Full time

89 88 89 87 92 92 99 67 74

Part time

48 39 49 48 40 50 47 23 34

Union

92 74 80 87 90 90 98 58 69

Nonunion

77 77 79 76 78 81 87 64 67

Average wage within the following categories:(2)

Lowest 25 percent

53 55 60 52 56 60 81 60 66

Lowest 10 percent

35 43 47 33 43 46 69 48 55

Second 25 percent

83 83 86 81 83 85 95 86 88

Third 25 percent

90 90 91 88 91 91 97 62 71

Highest 25 percent

94 82 85 94 94 94 96 42 51

Highest 10 percent

95 83 86 95 95 95 95 38 49

Establishment characteristics

Goods-producing industries

76 91 91 76 90 91 - - -

Service-providing industries

79 74 77 77 77 79 92 61 68

Education and health services

87 70 74 85 82 84 93 45 55

Educational services

91 41 52 83 58 65 93 36 49

Elementary and secondary schools

93 27 39 - - - 94 25 37

Junior colleges, colleges, universities, and professional schools

90 71 82 87 74 83 92 69 81

Health care and social assistance

85 86 87 85 85 87 93 93 91

Hospitals

94 93 94 - - - 92 92 91

Public administration

92 91 92 - - - 92 91 92

1 to 99 workers

71 71 73 70 72 74 90 55 62

1 to 49 workers

68 70 72 68 71 73 86 63 69

50 to 99 workers

79 72 76 77 76 79 93 48 55

100 workers or more

88 83 86 86 89 91 93 63 70

100 to 499 workers

84 83 86 83 87 88 91 61 69

500 workers or more

92 83 87 91 92 94 94 64 71

Geographic areas

Northeast

82 74 78 80 76 80 91 57 64

New England

86 73 78 85 76 80 92 55 61

Middle Atlantic

80 74 78 79 76 80 91 58 66

South

74 78 80 71 80 82 92 62 69

South Atlantic

75 79 82 73 81 83 91 66 76

East South Central

71 80 85 67 83 87 92 64 72

West South Central

73 75 75 69 79 79 95 57 57

Midwest

74 77 78 71 80 80 90 56 66

East North Central

74 77 80 71 80 82 88 55 69

West North Central

74 76 75 71 79 77 92 57 61

West

90 78 81 89 80 82 94 68 72

Mountain

78 78 81 76 81 83 90 62 67

Pacific

95 78 81 95 79 82 96 70 74

Footnotes
(1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation.
(2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.


Last Modified Date: September 23, 2021