Table 1. Percent of full-time employees participating in selected employee benefit programs
Table 1. Percent of full-time employees participating in selected employee benefit
programs,(1) small private establishments, 1996
Professional,
All technical, Clerical Blue-collar
Employee benefit program full-time and and sales and service
employees related employees(3) employees(4)
employees(2)
Paid time off
Holidays..................... 80 86 91 71
Vacations.................... 86 90 95 79
Personal leave............... 14 21 18 8
Funeral leave................ 51 60 60 42
Jury duty leave.............. 59 74 68 47
Military leave............... 18 25 23 12
Sick leave(5)................ 50 66 64 35
Family leave................. 2 3 3 1
Insurance
Short-term disability
coverage(5)............... 29 32 33 25
Long-term disability
insurance................. 22 39 30 10
Medical care................. 64 76 69 56
Dental care.................. 31 40 35 24
Life......................... 62 72 68 54
Retirement
All retirement(6)............ 46 56 53 37
Defined benefit plans....... 15 12 16 15
Defined contribution
plans(7)................. 38 51 46 28
Savings and thrift......... 23 32 29 16
Deferred profit sharing.... 12 13 17 9
Employee stock ownership... 1 2 2 1
Money purchase pension..... 4 6 3 3
Tax deferred earnings
arrangements
With employer contributions 24 30 31 17
Without employer
contributions........... 4 8 4 3
1 Except for certain tax deferred earnings arrangements, employers pay some or all
of the costs for each benefit.
2 Includes professional, technical, executive, and administrative occupations.
3 Includes clerical, administrative support, and sales occupations.
4 Includes production, craft, repair, laborer, and service occupations.
5 The definitions of paid sick leave and short-term disability (previously, sickness
and accident insurance) were changed after 1994. Paid sick leave now includes only
plans with an unlimited or specified number of days per year. Short-term disability
now includes all insured, self-insured, and state-mandated plans that provide benefits
for each disability, including unfunded plans reported as sick leave in 1994.
6 Includes defined benefit and defined contribution plans. Some employees
participate in both types, but are counted just once in all retirement.
7 Total participation is less than the sum of individual plan types because some
employees participate in two or more types of plans.
NOTE: For paid time off, participants include all employees in occupations offered
the benefit.
United States Department of Labor
