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Economic News Release
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Table 2. Percent of employees participating in selected employee benefit programs, various employment groups, 1994-96



Table 2.  Percent of employees participating in  selected employee benefit
programs,(1) various employment groups, 1994-96
                                                                                      
                                                                                      
                                                      Full-time employees in -        
                                                                                      
                                 Part-time                                            
   Employee benefit program      employees                   Medium and   Small inde- 
                                    1996      Small estab-  large estab-    pendent   
                                               lishments     lishments   establishmen-
                                                  1994        1995(2)          ts     
                                                                            1996(3)   
                                                                                                                                                                            
                                                                                      
        Paid time off                                                                 
  Holidays....................       24            82            89            80     
  Vacations...................       30            88            96            86     
  Personal leave..............        5            13            22            14     
  Funeral leave...............       16            50            80            47     
  Jury duty leave.............       23            58            85            55     
  Military leave..............        5            17            44            13     
  Sick leave(4)...............       10            50            58            48     
  Family leave................        1             2             2             2     
                                                                                      
          Insurance                                                                   
Short-term disability(4)......       13            26            53            27     
Long-term disability..........        2            20            42            18     
Medical care..................        6            66            77            62     
Dental care...................        4            28            57            27     
Life..........................        7            61            87            57     
                                                                                      
          Retirement                                                                  
All retirement(5).............       13            42            80            42     
 Defined benefit plans........        4            15            52            11     
 Defined contribution plans(6)       10            34            55            35     
   Savings and thrift.........        4            17            41            19     
   Deferred profit sharing....        5            13            13            12     
   Employee stock ownership...      (7)             1             5           (7)     
   Money purchase pension.....        2             5             7             4     
                                                                                      
    Tax deferred earnings                                                             
        arrangements                                                                  
 With employer contributions..        5            20            45            20     
 Without employer                                                                     
    contributions.............        2             3             9             4     

  1 Except for certain tax deferred earnings arrangements, employers pay some or all
of the costs for each benefit.
  2 Private establishments employing 100 or more workers.
  3 Not under common ownership or control with any other establishment.
  4 The definitions of paid sick leave and short-term disability (previously, sickness
and accident insurance) were changed after 1994.  Paid sick leave now includes only
plans with an unlimited or specified number of days per year.  Short-term disability
now includes all insured, self-insured, and state-mandated plans that provide benefits
for each disability, including unfunded plans reported as sick leave in 1994.
  5 Includes defined benefit and defined contribution plans.  Some employees
participate in both types, but are counted just once in all retirement.
  6 Total participation is less than the sum of individual plan types because some
employees participate in two or more types of plans.
  7 Less than 0.5 percent.

  NOTE: For paid time off, participants include all employees in occupations offered
the benefit.