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Table 2. Percent of employees participating in selected employee benefit
programs,(1) various employment groups, 1994-96
Full-time employees in -
Part-time
Employee benefit program employees Medium and Small inde-
1996 Small estab- large estab- pendent
lishments lishments establishmen-
1994 1995(2) ts
1996(3)
Paid time off
Holidays.................... 24 82 89 80
Vacations................... 30 88 96 86
Personal leave.............. 5 13 22 14
Funeral leave............... 16 50 80 47
Jury duty leave............. 23 58 85 55
Military leave.............. 5 17 44 13
Sick leave(4)............... 10 50 58 48
Family leave................ 1 2 2 2
Insurance
Short-term disability(4)...... 13 26 53 27
Long-term disability.......... 2 20 42 18
Medical care.................. 6 66 77 62
Dental care................... 4 28 57 27
Life.......................... 7 61 87 57
Retirement
All retirement(5)............. 13 42 80 42
Defined benefit plans........ 4 15 52 11
Defined contribution plans(6) 10 34 55 35
Savings and thrift......... 4 17 41 19
Deferred profit sharing.... 5 13 13 12
Employee stock ownership... (7) 1 5 (7)
Money purchase pension..... 2 5 7 4
Tax deferred earnings
arrangements
With employer contributions.. 5 20 45 20
Without employer
contributions............. 2 3 9 4
1 Except for certain tax deferred earnings arrangements, employers pay some or all
of the costs for each benefit.
2 Private establishments employing 100 or more workers.
3 Not under common ownership or control with any other establishment.
4 The definitions of paid sick leave and short-term disability (previously, sickness
and accident insurance) were changed after 1994. Paid sick leave now includes only
plans with an unlimited or specified number of days per year. Short-term disability
now includes all insured, self-insured, and state-mandated plans that provide benefits
for each disability, including unfunded plans reported as sick leave in 1994.
5 Includes defined benefit and defined contribution plans. Some employees
participate in both types, but are counted just once in all retirement.
6 Total participation is less than the sum of individual plan types because some
employees participate in two or more types of plans.
7 Less than 0.5 percent.
NOTE: For paid time off, participants include all employees in occupations offered
the benefit.