Table 10. Percent of full-time employees participating in savings and thrift retirement plans by selected plan features


Table 10.  Percent of full-time employees
participating in savings and thrift retirement
plans by selected plan features, small private
establishments, 1996               
                                                   
                                                   
                                       Percent of  
          Selected feature            participants 
                                                   
                                                                                                      
                                                   
Employee contribution limit:                       
  Under 15 percent of earnings......        27     
  15 percent........................        40     
  Over 15 percent...................        18     
  Internal Revenue Code limit(1)....        11     
  Other.............................         1     
                                                   
Average employee contribution                      
   limit (percent of earnings)...... 	  13.9          
                                                   
Employer match limit:(2)                           
  Up to 5 percent of earnings.......        49     
  Over 5 up to 6 percent............        38     
  Over 6 percent....................        12     
                                                   
Selected employer match rates:(2)                  
  Under 50 percent..................        31     
  50 percent........................        36     
  100 percent.......................        28     

  1 In 1996, the limit on employee contributions to
qualified plans was $9,500 per year.
  2 In plans specifying a limit and match rate.
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