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Table 2. Medical care benefits: Access, participation, and take-up rates

Table 2. Medical care benefits: Access, participation, and take-up rates, March 2022 [All workers = 100 percent]
Characteristics Civilian(1) Private industry State and local government
Access Participation Take-up rate(2) Access Participation Take-up rate(2) Access Participation Take-up rate(2)

All workers

73 50 68 70 47 66 89 68 76

Worker characteristics

Management, professional, and related occupations

90 65 72 89 64 71 92 70 76

Management, business, and financial occupations

95 69 72 96 68 72 - - -

Professional and related occupations

87 63 72 86 61 71 91 69 76

Teachers

87 66 75 - - - 92 70 76

Primary, secondary, and special education school teachers

98 74 75 - - - 99 74 75

Registered nurses

90 60 67 - - - - - -

Service occupations

48 27 56 43 22 51 82 62 76

Protective service occupations

78 55 70 61 39 63 90 67 74

Sales and office occupations

68 44 65 66 42 64 89 69 78

Sales and related occupations

52 31 60 52 31 60 - - -

Office and administrative support occupations

78 53 67 77 50 66 90 70 78

Natural resources, construction, and maintenance occupations

78 56 72 76 55 72 95 73 77

Construction, extraction, farming, fishing, and forestry occupations

76 56 74 74 54 73 - - -

Installation, maintenance, and repair occupations

80 56 71 78 55 71 - - -

Production, transportation, and material moving occupations

78 55 70 78 54 69 84 66 79

Production occupations

81 58 72 81 58 71 - - -

Transportation and material moving occupations

76 52 68 76 51 67 - - -

Full time

88 61 69 86 59 68 99 76 77

Part time

23 11 50 23 11 48 24 17 72

Union

95 73 77 96 77 81 95 69 73

Nonunion

69 46 66 68 44 65 84 67 80

Average wage within the following categories:(3)

Lowest 25 percent

41 22 55 38 20 52 72 55 76

Lowest 10 percent

28 14 49 26 12 45 64 49 77

Second 25 percent

75 49 65 72 45 63 93 72 77

Third 25 percent

89 63 71 87 60 70 97 76 78

Highest 25 percent

95 71 74 94 69 74 95 71 75

Highest 10 percent

95 71 75 96 71 74 93 73 78

Establishment characteristics

Goods-producing industries

85 63 74 85 63 74 - - -

Service-providing industries

71 47 67 68 44 65 89 68 76

Education and health services

81 54 67 77 47 61 90 69 76

Educational services

86 65 75 73 53 73 90 68 76

Elementary and secondary schools

89 67 75 - - - 90 68 75

Junior colleges, colleges, universities, and professional schools

90 67 75 89 63 71 90 69 77

Health care and social assistance

79 48 61 78 46 60 91 73 80

Hospitals

92 65 71 - - - 92 76 83

Public administration

91 70 77 - - - 91 70 77

1 to 99 workers

59 38 64 58 36 62 85 67 79

1 to 49 workers

55 35 63 54 34 63 82 64 78

50 to 99 workers

75 48 64 74 45 61 87 69 79

100 workers or more

87 62 71 86 60 70 90 69 76

100 to 499 workers

84 58 69 83 56 68 87 65 75

500 workers or more

90 67 74 90 65 72 92 70 76

Geographic areas

Northeast

71 49 68 69 46 67 88 64 73

New England

70 48 68 68 46 67 90 62 69

Middle Atlantic

72 49 68 69 47 67 87 65 74

South

72 48 67 69 44 64 93 74 80

South Atlantic

73 48 66 70 44 63 90 72 80

East South Central

73 51 70 69 46 66 92 78 85

West South Central

71 48 67 67 43 64 96 76 79

Midwest

73 49 67 71 47 66 86 65 76

East North Central

73 50 68 72 48 66 84 64 76

West North Central

72 48 67 70 45 65 89 66 75

West

75 53 70 73 51 69 88 64 73

Mountain

75 51 68 73 49 68 87 63 73

Pacific

76 53 71 74 52 70 88 65 73

Footnotes
(1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation.
(2) The take-up rate is calculated from the unrounded percentage of workers with access to a plan and who participate in the plan.
(3) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

Last Modified Date: September 22, 2022