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Table 2. Medical care benefits: Access, participation, and take-up rates

Table 2. Medical care benefits: Access, participation, and take-up rates, March 2021 [All workers = 100 percent]
Characteristics Civilian(1) Private industry State and local government
Access Participation Take-up rate(2) Access Participation Take-up rate(2) Access Participation Take-up rate(2)

All workers

73 50 69 70 47 67 89 67 76

Worker characteristics

Management, professional, and related occupations

89 64 72 88 63 71 92 69 75

Management, business, and financial occupations

95 70 74 95 70 73 - - -

Professional and related occupations

87 62 71 85 59 70 91 68 75

Teachers

88 64 73 - - - 92 68 74

Primary, secondary, and special education school teachers

97 71 73 - - - 99 72 72

Registered nurses

88 61 69 - - - - - -

Service occupations

49 27 56 44 22 51 82 61 75

Protective service occupations

81 57 70 67 42 62 90 67 74

Sales and office occupations

69 47 68 67 45 66 89 70 78

Sales and related occupations

54 35 64 54 34 64 - - -

Office and administrative support occupations

79 54 69 77 52 67 90 70 78

Natural resources, construction, and maintenance occupations

77 56 73 76 55 73 94 74 78

Construction, extraction, farming, fishing, and forestry occupations

75 55 74 74 53 73 - - -

Installation, maintenance, and repair occupations

79 57 73 78 56 73 - - -

Production, transportation, and material moving occupations

77 55 71 77 54 71 84 63 75

Production occupations

81 59 73 80 59 73 - - -

Transportation and material moving occupations

74 51 69 73 50 68 - - -

Full time

88 62 70 86 59 69 99 75 76

Part time

23 11 49 23 11 47 25 17 69

Union

95 74 78 95 78 81 95 70 74

Nonunion

69 46 67 68 44 65 84 65 78

Average wage within the following categories:(3)

Lowest 25 percent

41 22 55 39 21 52 72 55 76

Lowest 10 percent

27 12 46 26 11 43 63 49 78

Second 25 percent

75 50 67 71 47 66 93 71 76

Third 25 percent

88 63 71 85 60 70 97 75 77

Highest 25 percent

94 70 74 93 69 74 95 70 73

Highest 10 percent

95 72 76 95 72 76 94 71 76

Establishment characteristics

Goods-producing industries

85 63 74 85 63 74 - - -

Service-providing industries

71 48 67 67 44 65 89 67 76

Education and health services

80 54 67 75 47 62 90 68 75

Educational services

87 63 73 75 50 67 90 67 74

Elementary and secondary schools

89 65 73 - - - 90 66 73

Junior colleges, colleges, universities, and professional schools

90 66 73 90 58 65 89 70 78

Health care and social assistance

77 48 63 75 46 61 91 72 79

Hospitals

91 65 71 - - - 91 72 79

Public administration

91 70 77 - - - 91 70 77

1 to 99 workers

59 38 65 58 37 63 85 66 77

1 to 49 workers

54 35 64 53 34 63 81 62 77

50 to 99 workers

77 51 66 75 48 64 88 69 78

100 workers or more

87 62 71 86 61 70 90 68 75

100 to 499 workers

84 59 70 84 57 69 87 66 76

500 workers or more

91 66 73 90 65 72 92 69 75

Geographic areas

Northeast

71 49 69 68 47 68 88 64 73

New England

73 49 67 71 47 67 90 60 67

Middle Atlantic

70 49 69 68 46 68 87 65 75

South

72 48 67 69 44 64 93 72 78

South Atlantic

73 48 66 70 45 64 90 69 77

East South Central

71 50 70 68 44 66 92 79 85

West South Central

72 48 66 67 43 63 96 74 77

Midwest

73 50 69 71 48 67 86 65 76

East North Central

73 51 70 71 49 69 85 65 77

West North Central

73 47 65 70 45 64 89 65 73

West

75 53 71 73 51 70 87 64 73

Mountain

74 53 72 72 52 71 86 63 73

Pacific

75 53 71 73 51 70 88 65 74

Footnotes
(1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation.
(2) The take-up rate is calculated from the unrounded percentage of workers with access to a plan and who participate in the plan.
(3) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: September 23, 2021