Table 2. Medical care benefits: Access, participation, and take-up rates

Table 2. Medical care benefits: Access, participation, and take-up rates, March 2026 [All workers = 100 percent]
Characteristics	Civilian(1)			Private industry			State and local government
Characteristics	Access	Participation	Take-up rate(2)	Access	Participation	Take-up rate(2)	Access	Participation	Take-up rate(2)
All workers	74	49	67	71	46	65	89	67	75

Worker characteristics
Management, professional, and related occupations	88	63	71	87	61	70	92	67	74
Management, business, and financial occupations	94	70	75	94	70	74	-	-	-
Professional and related occupations	85	59	69	83	56	68	91	66	73
Teachers	81	56	70	-	-	-	92	65	71
Primary, secondary, and special education school teachers	93	65	70	-	-	-	99	70	70
Registered nurses	87	59	68	-	-	-	-	-	-
Service occupations	51	28	54	47	23	49	82	62	76
Protective service occupations	80	58	72	-	-	-	91	71	79
Sales and office occupations	70	46	65	68	44	64	88	68	77
Sales and related occupations	56	33	60	56	33	60	-	-	-
Office and administrative support occupations	80	54	68	78	52	66	89	69	77
Natural resources, construction, and maintenance occupations	79	58	73	78	56	72	97	75	78
Construction, extraction, farming, fishing, and forestry occupations	76	55	72	75	53	71	-	-	-
Installation, maintenance, and repair occupations	82	60	74	81	60	74	-	-	-
Production, transportation, and material moving occupations	77	51	66	77	51	66	85	67	79
Production occupations	80	56	69	80	55	69	-	-	-
Transportation and material moving occupations	76	49	64	75	48	63	-	-	-

Full time	89	60	68	87	58	67	99	75	75
Part time	23	11	49	23	11	47	23	16	67

Union	93	72	78	92	76	82	95	69	73
Nonunion	71	46	65	69	44	63	84	65	77

Average wage within the following categories:(3)
Lowest 25 percent	42	22	52	39	19	48	72	54	75
Lowest 10 percent	31	13	41	-	-	-	62	47	76
Second 25 percent	76	49	64	74	46	62	94	73	78
Third 25 percent	88	64	72	86	60	70	97	73	75
Highest 25 percent	95	69	73	94	68	72	95	69	72
Highest 10 percent	96	69	72	96	70	73	94	67	72

Establishment characteristics
Goods-producing industries	86	60	70	86	60	70	-	-	-
Service-providing industries	72	47	66	68	44	64	89	67	75
Education and health services	78	51	65	72	44	60	90	66	73
Educational services	85	60	71	71	46	66	90	64	72
Elementary and secondary schools	89	63	71	-	-	-	90	64	71
Junior colleges, colleges, universities, and professional schools	89	63	70	88	56	63	90	67	74
Health care and social assistance	74	45	61	73	43	59	91	73	80
Hospitals	91	62	68	91	60	66	92	74	81
Public administration	91	72	79	-	-	-	91	72	79

1 to 99 workers	60	38	63	59	37	62	84	64	76
1 to 49 workers	56	36	64	55	34	63	82	65	80
50 to 99 workers	75	46	62	73	44	60	86	63	73
100 workers or more	87	60	69	86	58	67	90	68	75
100 to 499 workers	83	55	66	83	54	65	88	66	75
500 workers or more	90	64	71	90	63	70	92	68	75

Geographic areas
Northeast	75	49	65	73	47	64	88	62	70
New England	75	46	61	73	45	61	90	52	58
Middle Atlantic	75	50	67	73	47	65	88	65	75
South	73	48	66	70	44	64	92	72	78
South Atlantic	71	47	66	68	44	64	91	72	80
East South Central	74	50	67	71	45	63	92	76	83
West South Central	76	50	65	72	46	63	95	71	74
Midwest	74	50	68	72	48	67	86	63	73
East North Central	73	50	68	71	48	67	84	62	74
West North Central	75	51	68	72	49	67	89	64	72
West	73	49	68	71	47	66	88	65	74
Mountain	72	46	64	70	43	62	88	64	74
Pacific	74	52	70	72	49	69	88	65	75
Footnotes (1) Includes workers in private industry and state and local government. See the Handbook of Methods: Employee Benefits at www.bls.gov/opub/hom/eb/ for further explanation. (2) The take-up rate is calculated from the unrounded percentage of workers with access to a plan and who participate in the plan. (3) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ebs/publications/national-compensation-survey-glossary-of-employee-benefit-terms.htm. SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: September 25, 2026