Table 2. Medical care benefits: Access, participation, and take-up rates

Table 2. Medical care benefits: Access, participation, and take-up rates, March 2025 [All workers = 100 percent]
Characteristics	Civilian(1)			Private industry			State and local government
Characteristics	Access	Participation	Take-up rate(2)	Access	Participation	Take-up rate(2)	Access	Participation	Take-up rate(2)
All workers	74	48	65	72	45	63	89	67	75

Worker characteristics
Management, professional, and related occupations	88	62	70	87	60	69	92	68	74
Management, business, and financial occupations	94	70	74	94	69	74	-	-	-
Professional and related occupations	85	58	68	83	55	66	91	67	74
Teachers	82	60	73	-	-	-	92	67	72
Primary, secondary, and special education school teachers	93	67	72	-	-	-	99	71	72
Registered nurses	89	57	64	-	-	-	-	-	-
Service occupations	52	27	52	48	22	46	82	62	76
Protective service occupations	-	-	-	-	-	-	91	69	77
Sales and office occupations	71	45	64	69	43	62	88	69	78
Sales and related occupations	57	34	60	57	34	60	-	-	-
Office and administrative support occupations	80	53	66	79	50	63	89	70	78
Natural resources, construction, and maintenance occupations	78	55	71	76	54	70	97	75	78
Construction, extraction, farming, fishing, and forestry occupations	75	52	70	73	50	69	-	-	-
Installation, maintenance, and repair occupations	81	59	72	80	57	72	-	-	-
Production, transportation, and material moving occupations	78	51	65	78	50	64	85	60	70
Production occupations	80	56	70	80	56	70	-	-	-
Transportation and material moving occupations	77	47	61	77	47	61	-	-	-

Full time	89	59	67	87	57	65	99	75	75
Part time	25	11	44	25	10	42	23	15	67

Union	95	72	76	95	75	80	95	68	72
Nonunion	71	45	63	70	43	61	84	65	78

Average wage within the following categories:(3)
Lowest 25 percent	44	22	49	41	18	45	71	53	75
Lowest 10 percent	32	11	34	31	9	31	62	48	78
Second 25 percent	76	48	63	74	45	61	94	72	76
Third 25 percent	88	62	70	85	58	68	97	74	76
Highest 25 percent	94	67	72	93	66	71	95	70	73
Highest 10 percent	95	68	72	96	68	71	93	69	74

Establishment characteristics
Goods-producing industries	85	61	72	85	61	71	-	-	-
Service-providing industries	72	46	64	69	42	61	89	67	75
Education and health services	79	51	64	74	43	59	90	66	74
Educational services	85	61	72	71	49	69	90	65	73
Elementary and secondary schools	89	64	72	-	-	-	90	65	73
Junior colleges, colleges, universities, and professional schools	89	65	73	90	62	69	89	67	75
Health care and social assistance	75	45	59	74	43	57	91	72	79
Hospitals	90	61	68	90	59	65	92	74	81
Public administration	91	72	78	-	-	-	91	72	78

1 to 99 workers	60	36	60	59	34	58	85	64	76
1 to 49 workers	55	33	60	54	31	58	81	64	79
50 to 99 workers	75	45	60	73	43	58	87	64	73
100 workers or more	88	61	69	87	59	67	90	68	75
100 to 499 workers	85	57	66	85	55	65	87	65	74
500 workers or more	90	64	71	90	63	70	92	69	75

Geographic areas
Northeast	74	48	65	72	46	64	88	64	73
New England	75	47	62	73	46	63	90	55	61
Middle Atlantic	74	49	66	71	46	64	87	67	77
South	74	47	64	71	43	61	92	74	80
South Atlantic	73	45	62	70	41	59	90	72	79
East South Central	73	48	66	69	42	61	92	79	87
West South Central	77	51	67	73	47	64	95	74	77
Midwest	73	49	68	71	47	67	86	61	71
East North Central	74	50	68	72	48	67	84	60	71
West North Central	70	48	68	67	45	68	89	63	71
West	76	49	65	74	47	63	87	64	73
Mountain	73	44	60	71	41	58	88	62	71
Pacific	77	52	67	75	49	66	87	64	74
Footnotes (1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation. (2) The take-up rate is calculated from the unrounded percentage of workers with access to a plan and who participate in the plan. (3) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ebs/publications/national-compensation-survey-glossary-of-employee-benefit-terms.htm. SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: September 25, 2025