Table 2. Medical care benefits: Access, participation, and take-up rates

Table 2. Medical care benefits: Access, participation, and take-up rates, March 2024 [All workers = 100 percent]
Characteristics	Civilian(1)			Private industry			State and local government
Characteristics	Access	Participation	Take-up rate(2)	Access	Participation	Take-up rate(2)	Access	Participation	Take-up rate(2)
All workers	75	48	65	72	45	63	89	67	75

Worker characteristics
Management, professional, and related occupations	89	62	70	88	61	69	92	68	74
Management, business, and financial occupations	94	69	74	94	69	74	-	-	-
Professional and related occupations	86	59	69	84	56	66	91	67	74
Teachers	83	60	72	-	-	-	92	68	74
Primary, secondary, and special education school teachers	93	67	71	-	-	-	99	72	73
Registered nurses	90	58	65	-	-	-	-	-	-
Service occupations	52	28	55	47	23	49	82	61	75
Protective service occupations	-	-	-	-	-	-	90	68	76
Sales and office occupations	70	43	61	68	40	59	89	69	78
Sales and related occupations	55	30	55	55	30	55	-	-	-
Office and administrative support occupations	80	52	65	78	49	62	90	70	78
Natural resources, construction, and maintenance occupations	79	56	71	78	55	70	96	76	79
Construction, extraction, farming, fishing, and forestry occupations	75	52	70	73	50	69	-	-	-
Installation, maintenance, and repair occupations	84	61	72	83	59	72	-	-	-
Production, transportation, and material moving occupations	80	50	62	80	49	61	85	63	74
Production occupations	83	56	67	83	56	67	-	-	-
Transportation and material moving occupations	78	46	58	78	45	58	-	-	-

Full time	89	59	66	87	56	65	99	75	75
Part time	26	12	46	26	12	45	23	16	71

Union	95	71	75	95	74	78	95	68	72
Nonunion	71	45	63	70	43	61	84	65	78

Average wage within the following categories:(3)
Lowest 25 percent	45	21	48	43	19	45	72	54	75
Lowest 10 percent	-	-	-	-	-	-	62	47	76
Second 25 percent	77	48	62	75	45	60	93	71	77
Third 25 percent	88	62	70	86	59	69	97	74	76
Highest 25 percent	94	67	71	94	66	71	95	69	73
Highest 10 percent	95	68	71	96	68	71	93	68	73

Establishment characteristics
Goods-producing industries	85	61	72	85	61	72	-	-	-
Service-providing industries	73	46	63	70	42	61	89	67	75
Education and health services	80	51	64	75	44	58	90	66	74
Educational services	85	62	73	71	51	71	90	66	73
Elementary and secondary schools	89	65	73	-	-	-	90	65	73
Junior colleges, colleges, universities, and professional schools	90	66	74	91	63	69	90	68	76
Health care and social assistance	77	45	58	76	43	57	91	70	77
Hospitals	92	61	66	92	58	64	92	72	79
Public administration	91	71	78	-	-	-	91	71	78

1 to 99 workers	61	36	60	59	34	58	84	66	78
1 to 49 workers	56	33	60	55	32	58	82	65	80
50 to 99 workers	73	44	60	71	41	58	86	66	76
100 workers or more	89	61	68	88	59	67	90	67	74
100 to 499 workers	87	58	66	87	57	66	87	63	72
500 workers or more	91	64	70	90	61	68	92	69	75

Geographic areas
Northeast	75	49	65	73	47	64	88	61	70
New England	75	48	64	73	46	64	90	58	64
Middle Atlantic	76	49	65	74	47	64	87	62	72
South	74	48	64	71	43	61	92	73	79
South Atlantic	76	46	61	73	43	58	90	70	78
East South Central	71	49	69	68	43	64	92	81	88
West South Central	74	49	66	70	44	64	96	74	77
Midwest	73	49	67	71	47	66	86	63	73
East North Central	73	49	67	72	47	66	84	61	73
West North Central	72	48	67	70	45	65	89	66	75
West	76	49	64	74	46	62	87	64	73
Mountain	74	44	59	72	42	58	88	61	70
Pacific	77	51	66	76	49	64	87	65	74
Footnotes (1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation. (2) The take-up rate is calculated from the unrounded percentage of workers with access to a plan and who participate in the plan. (3) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ebs/publications/national-compensation-survey-glossary-of-employee-benefit-terms.htm. SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: September 19, 2024