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Table 2. Medical care benefits: Access, participation, and take-up rates

Table 2. Medical care benefits: Access, participation, and take-up rates, March 2023 [All workers = 100 percent]
Characteristics Civilian(1) Private industry State and local government
Access Participation Take-up rate(2) Access Participation Take-up rate(2) Access Participation Take-up rate(2)

All workers

74 49 66 72 46 64 89 67 76

Worker characteristics

Management, professional, and related occupations

90 63 70 89 61 69 91 68 75

Management, business, and financial occupations

95 67 71 95 67 70 - - -

Professional and related occupations

88 61 70 86 58 68 91 68 75

Teachers

87 62 72 - - - 92 68 74

Primary, secondary, and special education school teachers

97 70 72 - - - 99 73 74

Registered nurses

91 61 67 - - - - - -

Service occupations

49 29 59 44 24 54 82 63 77

Protective service occupations

75 53 70 56 32 57 90 70 77

Sales and office occupations

69 43 62 68 40 60 89 69 78

Sales and related occupations

54 31 58 54 31 58 - - -

Office and administrative support occupations

80 51 63 79 48 61 90 70 78

Natural resources, construction, and maintenance occupations

79 56 71 78 55 70 95 76 79

Construction, extraction, farming, fishing, and forestry occupations

75 53 70 74 51 69 - - -

Installation, maintenance, and repair occupations

84 60 71 83 58 71 - - -

Production, transportation, and material moving occupations

80 53 66 79 53 66 84 61 73

Production occupations

82 57 69 82 57 69 - - -

Transportation and material moving occupations

78 50 64 78 50 64 - - -

Full time

89 60 67 87 57 65 99 75 76

Part time

25 13 55 25 13 54 24 17 72

Union

95 74 77 96 78 81 95 69 73

Nonunion

71 45 64 69 43 62 84 66 78

Average wage within the following categories:(3)

Lowest 25 percent

43 23 54 41 21 52 72 54 75

Lowest 10 percent

30 15 51 28 14 48 63 49 78

Second 25 percent

76 49 64 73 45 61 93 72 77

Third 25 percent

89 61 69 87 59 68 97 74 76

Highest 25 percent

94 68 72 94 67 71 95 71 74

Highest 10 percent

95 69 72 95 69 72 94 71 75

Establishment characteristics

Goods-producing industries

85 61 72 85 61 72 - - -

Service-providing industries

72 47 65 69 43 63 89 67 76

Education and health services

81 53 65 77 46 60 90 67 75

Educational services

86 63 74 72 51 71 90 67 74

Elementary and secondary schools

90 66 74 - - - 90 67 74

Junior colleges, colleges, universities, and professional schools

90 66 73 92 65 71 89 67 75

Health care and social assistance

78 47 60 77 45 58 91 71 79

Hospitals

91 62 68 - - - 91 74 81

Public administration

91 71 78 - - - 91 71 78

1 to 99 workers

61 38 62 59 36 60 84 66 79

1 to 49 workers

56 35 62 55 34 61 82 66 80

50 to 99 workers

75 47 62 74 44 60 85 66 78

100 workers or more

87 60 69 87 59 68 91 68 75

100 to 499 workers

85 57 67 84 55 65 88 65 74

500 workers or more

90 65 72 89 63 71 92 69 75

Geographic areas

Northeast

72 48 67 69 46 66 88 63 71

New England

73 - - 71 44 62 90 59 65

Middle Atlantic

71 48 68 69 46 67 87 64 74

South

73 48 66 70 44 63 92 74 80

South Atlantic

75 48 64 73 45 61 90 71 79

East South Central

72 49 68 68 44 64 92 80 87

West South Central

72 48 68 67 44 65 96 75 78

Midwest

73 49 67 71 47 66 86 63 74

East North Central

73 49 67 72 48 66 84 62 73

West North Central

71 47 66 68 44 65 89 66 74

West

77 51 66 76 49 65 88 65 74

Mountain

77 48 62 76 46 60 87 62 71

Pacific

78 53 68 76 51 67 88 66 75

Footnotes
(1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation.
(2) The take-up rate is calculated from the unrounded percentage of workers with access to a plan and who participate in the plan.
(3) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ebs/publications/national-compensation-survey-glossary-of-employee-benefit-terms.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

Last Modified Date: September 21, 2023