Table 3. Medical plans: Share of premiums paid by employer and employee for family coverage

Table 3. Medical plans: Share of premiums paid by employer and employee for family coverage, March 2018 [In percent]
Characteristics Civilian(1) Private industry State and local government
Employer share of premium Employee share of premium Employer share of premium Employee share of premium Employer share of premium Employee share of premium

All workers participating in family coverage medical plans

68 32 67 33 71 29

Worker characteristics

Management, professional, and related occupations

68 32 67 33 70 30

Management, business, and financial occupations

69 31 68 32 - -

Professional and related occupations

68 32 67 33 69 31

Teachers

66 34 - - 66 34

Primary, secondary, and special education school teachers

65 35 - - 65 35

Registered nurses

68 32 - - - -

Service occupations

64 36 60 40 73 27

Protective service occupations

74 26 67 33 78 22

Sales and office occupations

66 34 65 35 73 27

Sales and related occupations

64 36 64 36 - -

Office and administrative support occupations

66 34 65 35 73 27

Natural resources, construction, and maintenance occupations

68 32 67 33 75 25

Construction, extraction, farming, fishing, and forestry occupations

68 32 67 33 - -

Installation, maintenance, and repair occupations

68 32 67 33 - -

Production, transportation, and material moving occupations

71 29 71 29 70 30

Production occupations

72 28 72 28 - -

Transportation and material moving occupations

69 31 69 31 - -

Full time

68 32 67 33 71 29

Part time

62 38 61 39 70 30

Union

80 20 83 17 76 24

Nonunion

64 36 64 36 67 33

Average wage within the following categories:(2)

Lowest 25 percent

59 41 58 42 66 34

Lowest 10 percent

59 41 62 38 62 38

Second 25 percent

65 35 65 35 74 26

Third 25 percent

69 31 67 33 70 30

Highest 25 percent

71 29 71 29 75 25

Highest 10 percent

73 27 72 28 76 24

Establishment characteristics

Goods-producing industries

72 28 71 29 - -

Service-providing industries

67 33 65 35 71 29

Education and health services

65 35 62 38 68 32

Educational services

67 33 66 34 67 33

Elementary and secondary schools

65 35 - - 65 35

Junior colleges, colleges, universities, and professional schools

71 29 71 29 72 28

Health care and social assistance

63 37 62 38 75 25

Hospitals

73 27 - - 75 25

Public administration

77 23 - - 77 23

1 to 99 workers

64 36 62 38 74 26

1 to 49 workers

64 36 63 37 73 27

50 to 99 workers

63 37 60 40 74 26

100 workers or more

70 30 70 30 71 29

100 to 499 workers

66 34 65 35 72 28

500 workers or more

74 26 76 24 70 30

Geographic areas

Northeast

73 27 71 29 83 17

New England

73 27 72 28 77 23

Middle Atlantic

74 26 71 29 84 16

South

63 37 63 37 63 37

South Atlantic

64 36 63 37 66 34

East South Central

64 36 64 36 62 38

West South Central

61 39 61 39 58 42

Midwest

70 30 69 31 74 26

East North Central

71 29 70 30 76 24

West North Central

68 32 67 33 71 29

West

68 32 66 34 75 25

Mountain

66 34 65 35 72 28

Pacific

68 32 66 34 77 23

Footnotes
(1) Includes workers in private industry and state and local government. See Technical Note for further explanation.
(2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2018."

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: July 20, 2018