Table 3. Medical plans: Share of premiums paid by employer and employee for single coverage

Table 3. Medical plans: Share of premiums paid by employer and employee for single coverage, March 2026 [In percent]
Characteristics	Civilian(1)		Private industry		State and local government
Characteristics	Employer share of premium	Employee share of premium	Employer share of premium	Employee share of premium	Employer share of premium	Employee share of premium
All workers participating in single coverage medical plans	81	19	80	20	87	13

Worker characteristics
Management, professional, and related occupations	83	17	82	18	86	14
Management, business, and financial occupations	82	18	81	19	-	-
Professional and related occupations	83	17	82	18	86	14
Teachers	84	16	-	-	85	15
Primary, secondary, and special education school teachers	85	15	-	-	85	15
Registered nurses	83	17	-	-	-	-
Service occupations	80	20	76	24	88	12
Protective service occupations	84	16	-	-	89	11
Sales and office occupations	80	20	79	21	88	12
Sales and related occupations	77	23	77	23	-	-
Office and administrative support occupations	82	18	80	20	89	11
Natural resources, construction, and maintenance occupations	80	20	80	20	88	12
Construction, extraction, farming, fishing, and forestry occupations	81	19	80	20	-	-
Installation, maintenance, and repair occupations	80	20	79	21	-	-
Production, transportation, and material moving occupations	80	20	80	20	86	14
Production occupations	80	20	80	20	-	-
Transportation and material moving occupations	80	20	80	20	-	-

Full time	81	19	80	20	87	13
Part time	82	18	82	18	84	16

Union	85	15	84	16	86	14
Nonunion	80	20	79	21	88	12

Average wage within the following categories:(2)
Lowest 25 percent	78	22	76	24	88	12
Lowest 10 percent	77	23	-	-	87	13
Second 25 percent	80	20	79	21	88	12
Third 25 percent	82	18	80	20	86	14
Highest 25 percent	83	17	82	18	86	14
Highest 10 percent	83	17	82	18	87	13

Establishment characteristics
Goods-producing industries	80	20	79	21	-	-
Service-providing industries	82	18	80	20	87	13
Education and health services	83	17	81	19	85	15
Educational services	84	16	81	19	85	15
Elementary and secondary schools	85	15	-	-	85	15
Junior colleges, colleges, universities, and professional schools	84	16	82	18	86	14
Health care and social assistance	82	18	81	19	86	14
Hospitals	83	17	82	18	86	14
Public administration	89	11	-	-	89	11

1 to 99 workers	80	20	79	21	87	13
1 to 49 workers	80	20	79	21	88	12
50 to 99 workers	80	20	78	22	87	13
100 workers or more	82	18	81	19	87	13
100 to 499 workers	81	19	80	20	87	13
500 workers or more	83	17	82	18	86	14

Geographic areas
Northeast	81	19	80	20	84	16
New England	78	22	79	21	76	24
Middle Atlantic	82	18	81	19	86	14
South	81	19	79	21	87	13
South Atlantic	81	19	79	21	88	12
East South Central	80	20	77	23	89	11
West South Central	81	19	80	20	85	15
Midwest	81	19	79	21	88	12
East North Central	80	20	79	21	86	14
West North Central	82	18	80	20	91	9
West	83	17	81	19	87	13
Mountain	81	19	80	20	88	12
Pacific	83	17	82	18	87	13
Footnotes (1) Includes workers in private industry and state and local government. See the Handbook of Methods: Employee Benefits at www.bls.gov/opub/hom/eb/ for further explanation. (2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ebs/publications/national-compensation-survey-glossary-of-employee-benefit-terms.htm. SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: September 25, 2026