Table 4. Medical plans: Share of premiums paid by employer and employee for family coverage

Table 4. Medical plans: Share of premiums paid by employer and employee for family coverage, March 2026 [In percent]
Characteristics	Civilian(1)		Private industry		State and local government
Characteristics	Employer share of premium	Employee share of premium	Employer share of premium	Employee share of premium	Employer share of premium	Employee share of premium
All workers participating in family coverage medical plans	69	31	69	31	72	28

Worker characteristics
Management, professional, and related occupations	71	29	71	29	70	30
Management, business, and financial occupations	71	29	70	30	-	-
Professional and related occupations	71	29	71	29	69	31
Teachers	66	34	-	-	65	35
Primary, secondary, and special education school teachers	64	36	-	-	64	36
Registered nurses	75	25	-	-	-	-
Service occupations	66	34	63	37	74	26
Protective service occupations	73	27	-	-	79	21
Sales and office occupations	67	33	66	34	75	25
Sales and related occupations	65	35	65	35	-	-
Office and administrative support occupations	68	32	66	34	76	24
Natural resources, construction, and maintenance occupations	69	31	68	32	78	22
Construction, extraction, farming, fishing, and forestry occupations	69	31	68	32	-	-
Installation, maintenance, and repair occupations	68	32	67	33	-	-
Production, transportation, and material moving occupations	71	29	71	29	72	28
Production occupations	73	27	72	28	-	-
Transportation and material moving occupations	70	30	70	30	-	-

Full time	69	31	69	31	72	28
Part time	71	29	71	29	68	32

Union	79	21	81	19	76	24
Nonunion	67	33	67	33	69	31

Average wage within the following categories:(2)
Lowest 25 percent	63	37	63	37	68	32
Lowest 10 percent	59	41	-	-	62	38
Second 25 percent	68	32	67	33	77	23
Third 25 percent	70	30	69	31	68	32
Highest 25 percent	73	27	72	28	76	24
Highest 10 percent	74	26	73	27	78	22

Establishment characteristics
Goods-producing industries	70	30	70	30	-	-
Service-providing industries	69	31	68	32	72	28
Education and health services	69	31	69	31	68	32
Educational services	66	34	67	33	66	34
Elementary and secondary schools	63	37	-	-	63	37
Junior colleges, colleges, universities, and professional schools	73	27	72	28	74	26
Health care and social assistance	70	30	70	30	75	25
Hospitals	74	26	73	27	75	25
Public administration	79	21	-	-	79	21

1 to 99 workers	64	36	63	37	74	26
1 to 49 workers	64	36	64	36	74	26
50 to 99 workers	64	36	62	38	73	27
100 workers or more	73	27	73	27	72	28
100 to 499 workers	71	29	71	29	72	28
500 workers or more	74	26	75	25	72	28

Geographic areas
Northeast	74	26	72	28	83	17
New England	70	30	70	30	76	24
Middle Atlantic	76	24	73	27	84	16
South	65	35	65	35	64	36
South Atlantic	66	34	66	34	70	30
East South Central	64	36	64	36	65	35
West South Central	64	36	66	34	56	44
Midwest	72	28	71	29	75	25
East North Central	73	27	72	28	77	23
West North Central	71	29	71	29	71	29
West	69	31	68	32	76	24
Mountain	68	32	67	33	73	27
Pacific	70	30	68	32	78	22
Footnotes (1) Includes workers in private industry and state and local government. See the Handbook of Methods: Employee Benefits at www.bls.gov/opub/hom/eb/ for further explanation. (2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ebs/publications/national-compensation-survey-glossary-of-employee-benefit-terms.htm. SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: September 25, 2026