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Table 4. Medical plans: Share of premiums paid by employer and employee for family coverage

Table 4. Medical plans: Share of premiums paid by employer and employee for family coverage, March 2021 [In percent]
Characteristics Civilian(1) Private industry State and local government
Employer share of premium Employee share of premium Employer share of premium Employee share of premium Employer share of premium Employee share of premium

All workers participating in family coverage medical plans

67 33 66 34 71 29

Worker characteristics

Management, professional, and related occupations

68 32 67 33 70 30

Management, business, and financial occupations

67 33 66 34 - -

Professional and related occupations

68 32 68 32 69 31

Teachers

65 35 - - 66 34

Primary, secondary, and special education school teachers

63 37 - - 65 35

Registered nurses

71 29 - - - -

Service occupations

63 37 59 41 72 28

Protective service occupations

75 25 68 32 77 23

Sales and office occupations

66 34 65 35 73 27

Sales and related occupations

63 37 63 37 - -

Office and administrative support occupations

67 33 66 34 73 27

Natural resources, construction, and maintenance occupations

68 32 67 33 77 23

Construction, extraction, farming, fishing, and forestry occupations

69 31 69 31 - -

Installation, maintenance, and repair occupations

67 33 66 34 - -

Production, transportation, and material moving occupations

70 30 70 30 69 31

Production occupations

71 29 71 29 - -

Transportation and material moving occupations

68 32 68 32 - -

Full time

67 33 66 34 71 29

Part time

68 32 68 32 68 32

Union

79 21 81 19 76 24

Nonunion

64 36 64 36 67 33

Average wage within the following categories:(2)

Lowest 25 percent

61 39 60 40 66 34

Lowest 10 percent

54 46 54 46 60 40

Second 25 percent

65 35 64 36 74 26

Third 25 percent

69 31 67 33 69 31

Highest 25 percent

70 30 70 30 75 25

Highest 10 percent

71 29 70 30 76 24

Establishment characteristics

Goods-producing industries

70 30 70 30 - -

Service-providing industries

66 34 65 35 71 29

Education and health services

65 35 64 36 67 33

Educational services

66 34 65 35 66 34

Elementary and secondary schools

64 36 - - 64 36

Junior colleges, colleges, universities, and professional schools

72 28 70 30 72 28

Health care and social assistance

65 35 63 37 74 26

Hospitals

73 27 - - 74 26

Public administration

77 23 - - 77 23

1 to 99 workers

62 38 60 40 74 26

1 to 49 workers

61 39 60 40 74 26

50 to 99 workers

63 37 61 39 75 25

100 workers or more

71 29 71 29 70 30

100 to 499 workers

68 32 68 32 70 30

500 workers or more

73 27 75 25 71 29

Geographic areas

Northeast

73 27 71 29 83 17

New England

71 29 69 31 77 23

Middle Atlantic

74 26 71 29 84 16

South

62 38 62 38 63 37

South Atlantic

63 37 63 37 67 33

East South Central

63 37 63 37 63 37

West South Central

60 40 61 39 56 44

Midwest

70 30 69 31 74 26

East North Central

71 29 69 31 76 24

West North Central

68 32 68 32 71 29

West

67 33 66 34 74 26

Mountain

66 34 65 35 72 28

Pacific

68 32 66 34 76 24

Footnotes
(1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation.
(2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: September 23, 2021