Table 4. Medical plans: Share of premiums paid by employer and employee for family coverage

Table 4. Medical plans: Share of premiums paid by employer and employee for family coverage, March 2025 [In percent]
Characteristics	Civilian(1)		Private industry		State and local government
Characteristics	Employer share of premium	Employee share of premium	Employer share of premium	Employee share of premium	Employer share of premium	Employee share of premium
All workers participating in family coverage medical plans	69	31	69	31	72	28

Worker characteristics
Management, professional, and related occupations	70	30	70	30	70	30
Management, business, and financial occupations	70	30	69	31	-	-
Professional and related occupations	71	29	71	29	69	31
Teachers	65	35	-	-	66	34
Primary, secondary, and special education school teachers	63	37	-	-	64	36
Registered nurses	73	27	-	-	-	-
Service occupations	67	33	64	36	73	27
Protective service occupations	-	-	-	-	78	22
Sales and office occupations	68	32	67	33	75	25
Sales and related occupations	66	34	66	34	-	-
Office and administrative support occupations	69	31	67	33	75	25
Natural resources, construction, and maintenance occupations	68	32	66	34	77	23
Construction, extraction, farming, fishing, and forestry occupations	69	31	68	32	-	-
Installation, maintenance, and repair occupations	66	34	65	35	-	-
Production, transportation, and material moving occupations	70	30	70	30	71	29
Production occupations	71	29	71	29	-	-
Transportation and material moving occupations	70	30	70	30	-	-

Full time	69	31	68	32	72	28
Part time	70	30	71	29	68	32

Union	78	22	79	21	76	24
Nonunion	67	33	67	33	68	32

Average wage within the following categories:(2)
Lowest 25 percent	63	37	63	37	67	33
Lowest 10 percent	58	42	59	41	61	39
Second 25 percent	67	33	67	33	76	24
Third 25 percent	70	30	69	31	67	33
Highest 25 percent	72	28	72	28	76	24
Highest 10 percent	74	26	73	27	77	23

Establishment characteristics
Goods-producing industries	69	31	69	31	-	-
Service-providing industries	69	31	68	32	72	28
Education and health services	69	31	70	30	68	32
Educational services	66	34	68	32	66	34
Elementary and secondary schools	63	37	-	-	63	37
Junior colleges, colleges, universities, and professional schools	73	27	72	28	74	26
Health care and social assistance	71	29	70	30	75	25
Hospitals	74	26	74	26	75	25
Public administration	78	22	-	-	78	22

1 to 99 workers	65	35	64	36	73	27
1 to 49 workers	65	35	64	36	74	26
50 to 99 workers	65	35	63	37	73	27
100 workers or more	72	28	72	28	71	29
100 to 499 workers	70	30	69	31	72	28
500 workers or more	74	26	75	25	71	29

Geographic areas
Northeast	75	25	72	28	83	17
New England	73	27	73	27	77	23
Middle Atlantic	75	25	72	28	85	15
South	65	35	65	35	63	37
South Atlantic	66	34	65	35	69	31
East South Central	64	36	64	36	65	35
West South Central	64	36	66	34	54	46
Midwest	71	29	71	29	75	25
East North Central	72	28	72	28	77	23
West North Central	69	31	68	32	72	28
West	69	31	68	32	76	24
Mountain	68	32	68	32	72	28
Pacific	70	30	68	32	77	23
Footnotes (1) Includes workers in private industry and state and local government. See the Handbook of Methods: National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation. (2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, Employer Costs for Employee Compensation.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ebs/publications/national-compensation-survey-glossary-of-employee-benefit-terms.htm. SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: September 25, 2025