Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.


The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

July 2002

Planning ahead: consumer expenditure patterns in retirement

Geoffrey D. Paulin, Abby Duly

The graying of the population creates a need to examine the role that retirement plays on expenditure decisions of various demographic groups of retirees.

Download PDF »