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September 21, 2012

Who has retirement benefits in private industry in 2012?

Retirement plan access and participation rates for workers in private industry, by selected characteristics, March 2012
Characteristic Access rate Participation rate

All workers

65% 48%



Management, professional, and related

79 68


40 21

Sales and office

69 51

Natural resources, construction, and maintenance

65 51

Production, transportation, and material moving

66 50

Full or part time


Full time

74 59

Part time

38 19

Union or nonunion



92 85


62 45

Wage group


Lowest-paid 25 percent

38 17

Highest-paid 25 percent

85 75

Establishment size


1 to 99 workers

50 34

100 to 499 workers

79 58

500 workers or more

86 76

These data are featured in the TED article, Who has retirement benefits in private industry in 2012?.



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